Pomanda estimates the enterprise value of IPS FINANCIAL SOLUTIONS LIMITED at £655.3k based on a Turnover of £754.5k and 0.87x industry multiple (adjusted for size and gross margin).
Pomanda estimates the enterprise value of IPS FINANCIAL SOLUTIONS LIMITED at £391.6k based on an EBITDA of £82.9k and a 4.72x industry multiple (adjusted for size and gross margin).
Pomanda estimates the enterprise value of IPS FINANCIAL SOLUTIONS LIMITED at £377.9k based on Net Assets of £195.3k and 1.94x industry multiple (adjusted for liquidity).
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Ips Financial Solutions LimitedOverview
Ips Financial Solutions Limited is a live company located in london, N14 6JU with a Companies House number of 04285968. It operates in the activities of insurance agents and brokers sector, SIC Code 66220. Founded in September 2001, it's largest shareholder is
ips terroni insurance services ltd
with a 76% stake. Ips Financial Solutions Limited is a mature,
small sized company, Pomanda has estimated its turnover at
£754.5k with
high
growth in recent years.
Pomanda's financial health check has awarded Ips Financial Solutions Limited a 3 rating. We use a traffic light system to show it exceeds the industry average on 2 measures and has 4 areas for improvement. Company Health Check FAQs
Health Rating3out of 5
2 Strong
3 Regular
4 Weak
Size
annual sales of £754.5k, make it smaller than the average company (£3m)
£754.5k - Ips Financial Solutions Limited
£3m - Industry AVG
Growth
3 year (CAGR) sales growth of 20%, show it is growing at a faster rate (6.9%)
20% - Ips Financial Solutions Limited
6.9% - Industry AVG
Production
with a gross margin of 95.3%, this company has a comparable cost of product (95.3%)
95.3% - Ips Financial Solutions Limited
95.3% - Industry AVG
Profitability
an operating margin of 10.6% make it less profitable than the average company (19.2%)
10.6% - Ips Financial Solutions Limited
19.2% - Industry AVG
Employees
with 6 employees, this is below the industry average (19)
6 - Ips Financial Solutions Limited
19 - Industry AVG
Pay Structure
on an average salary of £52.9k, the company has an equivalent pay structure (£52.9k)
£52.9k - Ips Financial Solutions Limited
£52.9k - Industry AVG
Efficiency
resulting in sales per employee of £125.8k, this is equally as efficient (£125.8k)
£125.8k - Ips Financial Solutions Limited
£125.8k - Industry AVG
Debtor Days
There is insufficient data available for this Key Performance Indicator!
- - Ips Financial Solutions Limited
- - Industry AVG
Creditor Days
There is insufficient data available for this Key Performance Indicator!
- - Ips Financial Solutions Limited
- - Industry AVG
Stock Days
There is insufficient data available for this Key Performance Indicator!
- - Ips Financial Solutions Limited
- - Industry AVG
Cash Balance
has cash to cover current liabilities
for 24 weeks, this is less cash available to meet short term requirements (33 weeks)
24 weeks - Ips Financial Solutions Limited
33 weeks - Industry AVG
Debt Level
it has a ratio of liabilities to total assets of 45%, this is a lower level of debt than the average (58.3%)
45% - Ips Financial Solutions Limited
58.3% - Industry AVG
IPS FINANCIAL SOLUTIONS LIMITED financials
EXPORT
Ips Financial Solutions Limited's latest turnover from December 2023 is estimated at £754.5 thousand and the company has net assets of £195.3 thousand. According to their latest financial statements, Ips Financial Solutions Limited has 6 employees and maintains cash reserves of £72.6 thousand as reported in the balance sheet.
Data source:Companies House, Pomanda Estimates
Dec 2023
Dec 2022
Dec 2021
Dec 2020
Dec 2019
Dec 2018
Dec 2017
Dec 2016
Dec 2015
Dec 2014
Dec 2013
Dec 2012
Dec 2011
Dec 2010
Dec 2009
Turnover
754,507
695,476
453,714
437,202
435,735
420,471
424,588
408,608
35,814
54,282
173,357
144,938
143,921
106,373
Other Income Or Grants
Cost Of Sales
35,214
38,904
46,165
47,058
55,501
52,287
54,333
54,851
8,325
14,841
58,167
42,595
39,355
Gross Profit
719,293
656,572
407,549
390,143
380,234
368,185
370,255
353,757
27,488
39,441
115,190
102,343
104,566
Admin Expenses
639,022
601,515
359,979
398,153
365,169
366,970
355,803
349,926
2,466
21,248
43,091
103,501
103,570
100,828
-40
Operating Profit
80,271
55,057
47,570
-8,010
15,065
1,215
14,452
3,831
-2,466
6,240
-3,650
11,689
-1,227
3,738
40
Interest Payable
563
475
313
305
338
338
325
313
163
163
3
Interest Receivable
6,921
5,819
279
99
833
733
477
228
339
239
229
33
Pre-Tax Profit
86,629
60,401
47,537
-8,216
15,560
1,610
14,604
3,746
-2,290
6,478
-3,583
11,578
-2,015
3,738
73
Tax
-21,657
-11,476
-9,032
-2,956
-306
-2,775
-749
-1,360
-2,811
559
-801
-841
Profit After Tax
64,972
48,925
38,505
-8,216
12,604
1,304
11,829
2,997
-2,290
5,118
-3,583
8,767
-1,456
2,937
-768
Dividends Paid
Retained Profit
64,972
48,925
38,505
-8,216
12,604
1,304
11,829
2,997
-2,290
5,118
-3,583
8,767
-1,456
2,937
-768
Employee Costs
317,475
298,446
202,876
200,974
194,796
190,690
181,020
177,552
42,561
41,060
57,391
56,734
55,929
56,472
Number Of Employees
6
6
4
4
4
4
4
4
1
1
5
5
3
3
EBITDA*
82,898
57,096
49,263
-7,022
15,229
1,508
16,063
5,593
-693
24,053
-1,885
14,715
127
5,271
1,967
* Earnings Before Interest, Tax, Depreciation and Amortisation
Dec 2023
Dec 2022
Dec 2021
Dec 2020
Dec 2019
Dec 2018
Dec 2017
Dec 2016
Dec 2015
Dec 2014
Dec 2013
Dec 2012
Dec 2011
Dec 2010
Dec 2009
Tangible Assets
3,484
3,749
3,802
2,663
339
503
197
1,808
3,570
4,846
1,521
2,701
5,727
6,559
8,092
Intangible Assets
Investments & Other
Debtors (Due After 1 year)
Total Fixed Assets
3,484
3,749
3,802
2,663
339
503
197
1,808
3,570
4,846
1,521
2,701
5,727
6,559
8,092
Stock & work in progress
Trade Debtors
7,980
14,412
Group Debtors
Misc Debtors
279,022
2,828
2,708
2,523
1,935
2,722
2,380
2,098
2,369
10,573
9,620
5,500
4,872
Cash
72,591
191,067
141,439
81,953
116,490
105,769
89,623
101,079
81,169
54,267
41,209
50,406
18,114
20,222
13,883
misc current assets
total current assets
351,613
193,895
144,147
84,476
118,425
108,491
92,003
103,177
83,538
62,247
55,621
60,979
27,734
25,722
18,755
total assets
355,097
197,644
147,949
87,139
118,764
108,994
92,200
104,985
87,108
67,093
57,142
63,680
33,461
32,281
26,847
Bank overdraft
Bank loan
Trade Creditors
37,438
32,605
9,011
Group/Directors Accounts
51,529
28,153
25,707
29,617
24,837
44,787
21,482
30,697
39,271
18,653
5,328
3,633
1,626
other short term finances
hp & lease commitments
other current liabilities
102,538
33,539
35,222
9,243
37,757
20,642
28,527
43,824
20,075
7,896
8,780
7,280
6,672
total current liabilities
154,067
61,692
60,929
38,860
62,594
65,429
50,009
74,521
59,346
37,438
32,605
35,560
14,108
10,913
8,298
loans
5,000
5,000
5,000
5,000
5,000
5,000
5,000
5,000
5,000
5,000
5,000
5,000
5,000
hp & lease commitments
Accruals and Deferred Income
other liabilities
5,000
5,000
provisions
745
639
632
396
71
70
102
397
559
677
total long term liabilities
5,745
5,639
5,632
5,396
5,071
5,070
5,000
5,102
5,397
5,000
5,000
5,000
5,000
5,559
5,677
total liabilities
159,812
67,331
66,561
44,256
67,665
70,499
55,009
79,623
64,743
42,438
37,605
40,560
19,108
16,472
13,975
net assets
195,285
130,313
81,388
42,883
51,099
38,495
37,191
25,362
22,365
24,655
19,537
23,120
14,353
15,809
12,872
total shareholders funds
195,285
130,313
81,388
42,883
51,099
38,495
37,191
25,362
22,365
24,655
19,537
23,120
14,353
15,809
12,872
Dec 2023
Dec 2022
Dec 2021
Dec 2020
Dec 2019
Dec 2018
Dec 2017
Dec 2016
Dec 2015
Dec 2014
Dec 2013
Dec 2012
Dec 2011
Dec 2010
Dec 2009
Operating Activities
Operating Profit
80,271
55,057
47,570
-8,010
15,065
1,215
14,452
3,831
-2,466
6,240
-3,650
11,689
-1,227
3,738
40
Depreciation
2,627
2,039
1,693
988
164
293
1,611
1,762
1,773
17,813
1,765
3,026
1,354
1,533
1,927
Amortisation
Tax
-21,657
-11,476
-9,032
-2,956
-306
-2,775
-749
-1,360
-2,811
559
-801
-841
Stock
Debtors
276,194
120
185
588
-787
342
282
-271
-5,611
-6,432
3,839
953
4,120
628
4,872
Creditors
-37,438
4,833
23,594
9,011
Accruals and Deferred Income
68,999
-1,683
25,979
-28,514
17,115
-7,885
-15,297
23,749
20,075
-7,896
-884
1,500
608
6,672
Deferred Taxes & Provisions
106
7
236
325
1
70
-102
-295
397
-559
-118
677
Cash flow from operations
-145,848
43,824
66,261
-35,799
30,176
-6,955
-2,393
28,569
-12,048
33,958
9,974
19,078
-2,493
4,332
3,603
Investing Activities
capital expenditure
-2,362
-1,986
-2,832
-3,312
-599
-497
-21,138
-585
-522
Change in Investments
cash flow from investments
-2,362
-1,986
-2,832
-3,312
-599
-497
-21,138
-585
-522
Financing Activities
Bank loans
Group/Directors Accounts
23,376
2,446
-3,910
4,780
-19,950
23,305
-9,215
-8,574
39,271
-18,653
13,325
1,695
2,007
1,626
Other Short Term Loans
Long term loans
5,000
-5,000
5,000
Hire Purchase and Lease Commitments
other long term liabilities
-5,000
5,000
share issue
13,640
interest
6,358
5,344
-34
-206
495
395
152
-85
176
239
66
-3
33
cash flow from financing
29,734
7,790
-3,944
4,574
-19,455
23,700
-9,063
-8,659
39,447
239
-18,587
13,325
1,692
2,007
20,299
cash and cash equivalents
cash
-118,476
49,628
59,486
-34,537
10,721
16,146
-11,456
19,910
26,902
13,058
-9,197
32,292
-2,108
6,339
13,883
overdraft
change in cash
-118,476
49,628
59,486
-34,537
10,721
16,146
-11,456
19,910
26,902
13,058
-9,197
32,292
-2,108
6,339
13,883
ips financial solutions limited Credit Report and Business Information
Very Low Risk70 - 100
Low Risk50 - 70
Moderate Risk30 - 50
High Risk20 - 30
Very High Risk0 - 20
Get a comprehensive credit check for ips financial solutions limited. Get real-time insights into ips financial solutions limited's credit score, group structure and payment trends.
Perform a competitor analysis for ips financial solutions limited by selecting its closest rivals, whether from the FINANCIAL AND INSURANCE ACTIVITIES sector, other small companies, companies in N14 area or any other competitors across 12 key performance metrics.
ips financial solutions limited Ownership
IPS FINANCIAL SOLUTIONS LIMITED group structure
Ips Financial Solutions Limited has no subsidiary companies.
The largest shareholders in Ips Financial Solutions Limited include Ips Terroni Insurance Services Ltd and Nick Polzone.
ips terroni insurance services ltd
76%
nick polzone
24%
ips financial solutions limited directors
Ips Financial Solutions Limited currently has 3 directors.
The longest serving directors include
Mr Petros Georgiou (Sep 2001) and
Mr Prodromos Adamou (Sep 2001).
A charge, or mortgage, refers to the rights a company gives to a lender in return for a loan, often in the form of security given over business assets.
We did not find charges/mortgages relating to ips financial solutions limited.
ips financial solutions limited Capital Raised & Share Issues BETA
When a company issues new shares, e.g. to new investors following a funding round, it is required to notify Companies House within one month of making an allotment of shares.
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ips financial solutions limitedCompanies House Filings - See Documents
