gainsborough financial solutions limited
gainsborough financial solutions limited Company Information
Company Number
04961476
Registered Address
the pinnacle 3rd floor, 73 king street, manchester, M2 4NG
Industry
Other financial service activities, except insurance and pension funding, (not including security dealing on own account and factoring) n.e.c.
Telephone
-
Next Accounts Due
October 2024
Group Structure
View All
Shareholders
paul simon michael plagerson 73.3%
anne plagerson 26.7%
gainsborough financial solutions limited Estimated Valuation
Pomanda estimates the enterprise value of GAINSBOROUGH FINANCIAL SOLUTIONS LIMITED at £1.6m based on a Turnover of £1.1m and 1.47x industry multiple (adjusted for size and gross margin).
gainsborough financial solutions limited Estimated Valuation
Pomanda estimates the enterprise value of GAINSBOROUGH FINANCIAL SOLUTIONS LIMITED at £1.4m based on an EBITDA of £231.1k and a 5.91x industry multiple (adjusted for size and gross margin).
gainsborough financial solutions limited Estimated Valuation
Pomanda estimates the enterprise value of GAINSBOROUGH FINANCIAL SOLUTIONS LIMITED at £373.2k based on Net Assets of £185.9k and 2.01x industry multiple (adjusted for liquidity).
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Gainsborough Financial Solutions Limited Overview
Gainsborough Financial Solutions Limited is a dissolved company that was located in manchester, M2 4NG with a Companies House number of 04961476. It operated in the financial intermediation not elsewhere classified sector, SIC Code 64999. Founded in November 2003, it's largest shareholder was paul simon michael plagerson with a 73.3% stake. The last turnover for Gainsborough Financial Solutions Limited was estimated at £1.1m.
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Gainsborough Financial Solutions Limited Health Check
Pomanda's financial health check has awarded Gainsborough Financial Solutions Limited a 4.5 rating. We use a traffic light system to show it exceeds the industry average on 4 measures and has 4 areas for improvement. Company Health Check FAQs
4 Strong
2 Regular
4 Weak
Size
annual sales of £1.1m, make it smaller than the average company (£3m)
- Gainsborough Financial Solutions Limited
£3m - Industry AVG
Growth
3 year (CAGR) sales growth of 103%, show it is growing at a faster rate (5.5%)
- Gainsborough Financial Solutions Limited
5.5% - Industry AVG
Production
with a gross margin of 66.1%, this company has a comparable cost of product (66.1%)
- Gainsborough Financial Solutions Limited
66.1% - Industry AVG
Profitability
an operating margin of 21% make it more profitable than the average company (12.2%)
- Gainsborough Financial Solutions Limited
12.2% - Industry AVG
Employees
with 7 employees, this is below the industry average (13)
7 - Gainsborough Financial Solutions Limited
13 - Industry AVG
Pay Structure
on an average salary of £67.6k, the company has an equivalent pay structure (£67.6k)
- Gainsborough Financial Solutions Limited
£67.6k - Industry AVG
Efficiency
resulting in sales per employee of £156.1k, this is less efficient (£199.8k)
- Gainsborough Financial Solutions Limited
£199.8k - Industry AVG
Debtor Days
There is insufficient data available for this Key Performance Indicator!
- Gainsborough Financial Solutions Limited
- - Industry AVG
Creditor Days
its suppliers are paid after 2 days, this is quicker than average (43 days)
- Gainsborough Financial Solutions Limited
43 days - Industry AVG
Stock Days
There is insufficient data available for this Key Performance Indicator!
- Gainsborough Financial Solutions Limited
- - Industry AVG
Cash Balance
has cash to cover current liabilities for 119 weeks, this is more cash available to meet short term requirements (39 weeks)
119 weeks - Gainsborough Financial Solutions Limited
39 weeks - Industry AVG
Debt Level
it has a ratio of liabilities to total assets of 28.4%, this is a lower level of debt than the average (54.7%)
28.4% - Gainsborough Financial Solutions Limited
54.7% - Industry AVG
GAINSBOROUGH FINANCIAL SOLUTIONS LIMITED financials
Gainsborough Financial Solutions Limited's latest turnover from May 2018 is estimated at £1.1 million and the company has net assets of £185.9 thousand. According to their latest financial statements, Gainsborough Financial Solutions Limited has 7 employees and maintains cash reserves of £167.6 thousand as reported in the balance sheet.
Data source: Companies House, Pomanda Estimates
| May 2018 | Nov 2016 | Nov 2015 | Nov 2014 | Nov 2013 | Nov 2012 | Nov 2011 | Nov 2010 | Nov 2009 | |
|---|---|---|---|---|---|---|---|---|---|
| Turnover | |||||||||
| Other Income Or Grants | |||||||||
| Cost Of Sales | |||||||||
| Gross Profit | |||||||||
| Admin Expenses | |||||||||
| Operating Profit | |||||||||
| Interest Payable | |||||||||
| Interest Receivable | |||||||||
| Pre-Tax Profit | |||||||||
| Tax | |||||||||
| Profit After Tax | |||||||||
| Dividends Paid | |||||||||
| Retained Profit | |||||||||
| Employee Costs | |||||||||
| Number Of Employees | 7 | 7 | |||||||
| EBITDA* |
* Earnings Before Interest, Tax, Depreciation and Amortisation
| May 2018 | Nov 2016 | Nov 2015 | Nov 2014 | Nov 2013 | Nov 2012 | Nov 2011 | Nov 2010 | Nov 2009 | |
|---|---|---|---|---|---|---|---|---|---|
| Tangible Assets | 4,993 | 5,918 | 5,754 | 4,434 | 24,896 | 32,149 | 45,881 | 3,270 | 4,087 |
| Intangible Assets | 0 | 0 | 10,500 | 21,000 | 31,500 | 43,463 | 55,428 | 67,393 | 79,358 |
| Investments & Other | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Debtors (Due After 1 year) | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Total Fixed Assets | 4,993 | 5,918 | 16,254 | 25,434 | 56,396 | 75,612 | 101,309 | 70,663 | 83,445 |
| Stock & work in progress | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Trade Debtors | 0 | 0 | 16,789 | 18,288 | 17,976 | 12,717 | 79,825 | 19,746 | 573 |
| Group Debtors | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Misc Debtors | 87,264 | 24,152 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Cash | 167,576 | 28,089 | 29,553 | 10,035 | 17,953 | 62 | 455 | 1,897 | 497 |
| misc current assets | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 18,738 |
| total current assets | 254,840 | 52,241 | 46,342 | 28,323 | 35,929 | 12,779 | 80,280 | 21,643 | 19,808 |
| total assets | 259,833 | 58,159 | 62,596 | 53,757 | 92,325 | 88,391 | 181,589 | 92,306 | 103,253 |
| Bank overdraft | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Bank loan | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Trade Creditors | 2,505 | 1,513 | 29,200 | 34,286 | 57,608 | 49,677 | 95,562 | 91,671 | 81,885 |
| Group/Directors Accounts | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| other short term finances | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| hp & lease commitments | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| other current liabilities | 70,430 | 25,689 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| total current liabilities | 72,935 | 27,202 | 29,200 | 34,286 | 57,608 | 49,677 | 95,562 | 91,671 | 81,885 |
| loans | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| hp & lease commitments | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Accruals and Deferred Income | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| other liabilities | 0 | 0 | 0 | 0 | 21,192 | 30,862 | 53,452 | 0 | 0 |
| provisions | 949 | 1,106 | 1,056 | 771 | 4,837 | 6,257 | 8,779 | 408 | 510 |
| total long term liabilities | 949 | 1,106 | 1,056 | 771 | 26,029 | 37,119 | 62,231 | 408 | 510 |
| total liabilities | 73,884 | 28,308 | 30,256 | 35,057 | 83,637 | 86,796 | 157,793 | 92,079 | 82,395 |
| net assets | 185,949 | 29,851 | 32,340 | 18,700 | 8,688 | 1,595 | 23,796 | 227 | 20,858 |
| total shareholders funds | 185,949 | 29,851 | 32,340 | 18,700 | 8,688 | 1,595 | 23,796 | 227 | 20,858 |
| May 2018 | Nov 2016 | Nov 2015 | Nov 2014 | Nov 2013 | Nov 2012 | Nov 2011 | Nov 2010 | Nov 2009 | |
|---|---|---|---|---|---|---|---|---|---|
| Operating Activities | |||||||||
| Operating Profit | |||||||||
| Depreciation | 2,140 | 1,479 | 1,438 | 1,109 | 8,057 | 11,293 | 14,999 | 817 | 1,022 |
| Amortisation | 0 | 10,500 | 10,500 | 10,500 | 11,963 | 11,965 | 11,965 | 11,965 | 11,965 |
| Tax | |||||||||
| Stock | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Debtors | 87,264 | 7,363 | -1,499 | 312 | 5,259 | -67,108 | 60,079 | 19,173 | 573 |
| Creditors | 2,505 | -27,687 | -5,086 | -23,322 | 7,931 | -45,885 | 3,891 | 9,786 | 81,885 |
| Accruals and Deferred Income | 70,430 | 25,689 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Deferred Taxes & Provisions | 949 | 50 | 285 | -4,066 | -1,420 | -2,522 | 8,371 | -102 | 510 |
| Cash flow from operations | |||||||||
| Investing Activities | |||||||||
| capital expenditure | |||||||||
| Change in Investments | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| cash flow from investments | |||||||||
| Financing Activities | |||||||||
| Bank loans | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Group/Directors Accounts | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Short Term Loans | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Long term loans | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Hire Purchase and Lease Commitments | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| other long term liabilities | 0 | 0 | 0 | -21,192 | -9,670 | -22,590 | 53,452 | 0 | 0 |
| share issue | |||||||||
| interest | |||||||||
| cash flow from financing | |||||||||
| cash and cash equivalents | |||||||||
| cash | 167,576 | -1,464 | 19,518 | -7,918 | 17,891 | -393 | -1,442 | 1,400 | 497 |
| overdraft | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| change in cash | 167,576 | -1,464 | 19,518 | -7,918 | 17,891 | -393 | -1,442 | 1,400 | 497 |
gainsborough financial solutions limited Credit Report and Business Information
Gainsborough Financial Solutions Limited Competitor Analysis
Perform a competitor analysis for gainsborough financial solutions limited by selecting its closest rivals, whether from the FINANCIAL AND INSURANCE ACTIVITIES sector, other undefined companies, companies in M 2 area or any other competitors across 12 key performance metrics.
gainsborough financial solutions limited Ownership
GAINSBOROUGH FINANCIAL SOLUTIONS LIMITED group structure
Gainsborough Financial Solutions Limited has no subsidiary companies.
Ultimate parent company
GAINSBOROUGH FINANCIAL SOLUTIONS LIMITED
04961476
gainsborough financial solutions limited directors
Gainsborough Financial Solutions Limited currently has 2 directors. The longest serving directors include Mr Paul Plagerson (Jul 2007) and Mrs Ann Plagerson (Nov 2015).
| officer | country | age | start | end | role |
|---|---|---|---|---|---|
| Mr Paul Plagerson | United Kingdom | 78 years | Jul 2007 | - | Director |
| Mrs Ann Plagerson | 73 years | Nov 2015 | - | Director |
P&L
May 2018turnover
1.1m
0%
operating profit
229k
0%
gross margin
66.2%
0%
turnover
Turnover, or revenue, is the amount of sales generated by a company within the financial year.
Balance Sheet
May 2018net assets
185.9k
0%
total assets
259.8k
0%
cash
167.6k
0%
net assets
Total assets minus all liabilities
gainsborough financial solutions limited company details
company number
04961476
Type
Private limited with Share Capital
industry
64999 - Other financial service activities, except insurance and pension funding, (not including security dealing on own account and factoring) n.e.c.
incorporation date
November 2003
age
21
incorporated
UK
ultimate parent company
accounts
Total Exemption Full
last accounts submitted
May 2018
previous names
moneyplus 2000 limited (February 2012)
accountant
-
auditor
-
address
the pinnacle 3rd floor, 73 king street, manchester, M2 4NG
Bank
-
Legal Advisor
-
gainsborough financial solutions limited Charges & Mortgages
A charge, or mortgage, refers to the rights a company gives to a lender in return for a loan, often in the form of security given over business assets.
We did not find charges/mortgages relating to gainsborough financial solutions limited.
gainsborough financial solutions limited Companies House Filings - See Documents
| date | description | view/download |
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