montana corporate finance limited
montana corporate finance limited Company Information
Company Number
05195709
Website
www.montanacfl.co.ukRegistered Address
st.james chambers 70 hill top, west bromwich, west midlands, B70 0PU
Industry
Other financial service activities, except insurance and pension funding, (not including security dealing on own account and factoring) n.e.c.
Telephone
01215022737
Next Accounts Due
December 2024
Group Structure
View All
Directors
Sarwan Ghatoura20 Years
Shareholders
sarwan singh ghatoura 91%
sukhjinder ghatoura 9%
montana corporate finance limited Estimated Valuation
Pomanda estimates the enterprise value of MONTANA CORPORATE FINANCE LIMITED at £99.2k based on a Turnover of £107.6k and 0.92x industry multiple (adjusted for size and gross margin).
montana corporate finance limited Estimated Valuation
Pomanda estimates the enterprise value of MONTANA CORPORATE FINANCE LIMITED at £8.5k based on an EBITDA of £2.3k and a 3.71x industry multiple (adjusted for size and gross margin).
montana corporate finance limited Estimated Valuation
Pomanda estimates the enterprise value of MONTANA CORPORATE FINANCE LIMITED at £12.4k based on Net Assets of £6.2k and 2.01x industry multiple (adjusted for liquidity).
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Montana Corporate Finance Limited Overview
Montana Corporate Finance Limited is a live company located in west midlands, B70 0PU with a Companies House number of 05195709. It operates in the financial intermediation not elsewhere classified sector, SIC Code 64999. Founded in August 2004, it's largest shareholder is sarwan singh ghatoura with a 91% stake. Montana Corporate Finance Limited is a mature, micro sized company, Pomanda has estimated its turnover at £107.6k with high growth in recent years.
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Montana Corporate Finance Limited Health Check
Pomanda's financial health check has awarded Montana Corporate Finance Limited a 1 rating. We use a traffic light system to show it exceeds the industry average on 1 measures and has 7 areas for improvement. Company Health Check FAQs
1 Strong
2 Regular
7 Weak
Size
annual sales of £107.6k, make it smaller than the average company (£4m)
- Montana Corporate Finance Limited
£4m - Industry AVG
Growth
3 year (CAGR) sales growth of 27%, show it is growing at a faster rate (3.8%)
- Montana Corporate Finance Limited
3.8% - Industry AVG
Production
with a gross margin of 22.8%, this company has a higher cost of product (62.7%)
- Montana Corporate Finance Limited
62.7% - Industry AVG
Profitability
an operating margin of 2.1% make it less profitable than the average company (11.2%)
- Montana Corporate Finance Limited
11.2% - Industry AVG
Employees
with 1 employees, this is below the industry average (13)
1 - Montana Corporate Finance Limited
13 - Industry AVG
Pay Structure
on an average salary of £71.9k, the company has an equivalent pay structure (£71.9k)
- Montana Corporate Finance Limited
£71.9k - Industry AVG
Efficiency
resulting in sales per employee of £107.6k, this is less efficient (£203.5k)
- Montana Corporate Finance Limited
£203.5k - Industry AVG
Debtor Days
it gets paid by customers after 129 days, this is later than average (30 days)
- Montana Corporate Finance Limited
30 days - Industry AVG
Creditor Days
its suppliers are paid after 34 days, this is close to average (38 days)
- Montana Corporate Finance Limited
38 days - Industry AVG
Stock Days
There is insufficient data available for this Key Performance Indicator!
- Montana Corporate Finance Limited
- - Industry AVG
Cash Balance
There is insufficient data available for this Key Performance Indicator!
- - Montana Corporate Finance Limited
- - Industry AVG
Debt Level
it has a ratio of liabilities to total assets of 83.8%, this is a higher level of debt than the average (57.1%)
83.8% - Montana Corporate Finance Limited
57.1% - Industry AVG
MONTANA CORPORATE FINANCE LIMITED financials
Montana Corporate Finance Limited's latest turnover from March 2023 is estimated at £107.6 thousand and the company has net assets of £6.2 thousand. According to their latest financial statements, Montana Corporate Finance Limited has 1 employee and maintains cash reserves of 0 as reported in the balance sheet.
Data source: Companies House, Pomanda Estimates
| Mar 2023 | Mar 2022 | Mar 2021 | Mar 2020 | Mar 2019 | Mar 2018 | Mar 2017 | Dec 2015 | Dec 2014 | Dec 2013 | Dec 2012 | Dec 2011 | Dec 2010 | Dec 2009 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Turnover | ||||||||||||||
| Other Income Or Grants | ||||||||||||||
| Cost Of Sales | ||||||||||||||
| Gross Profit | ||||||||||||||
| Admin Expenses | ||||||||||||||
| Operating Profit | ||||||||||||||
| Interest Payable | ||||||||||||||
| Interest Receivable | ||||||||||||||
| Pre-Tax Profit | ||||||||||||||
| Tax | ||||||||||||||
| Profit After Tax | ||||||||||||||
| Dividends Paid | ||||||||||||||
| Retained Profit | ||||||||||||||
| Employee Costs | ||||||||||||||
| Number Of Employees | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | ||||||
| EBITDA* |
* Earnings Before Interest, Tax, Depreciation and Amortisation
| Mar 2023 | Mar 2022 | Mar 2021 | Mar 2020 | Mar 2019 | Mar 2018 | Mar 2017 | Dec 2015 | Dec 2014 | Dec 2013 | Dec 2012 | Dec 2011 | Dec 2010 | Dec 2009 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Tangible Assets | 218 | 257 | 302 | 355 | 418 | 492 | 579 | 681 | 1 | 1 | 1 | 107 | 530 | 953 |
| Intangible Assets | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Investments & Other | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Debtors (Due After 1 year) | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Total Fixed Assets | 218 | 257 | 302 | 355 | 418 | 492 | 579 | 681 | 1 | 1 | 1 | 107 | 530 | 953 |
| Stock & work in progress | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Trade Debtors | 38,172 | 35,982 | 34,472 | 5,571 | 4,676 | 5,081 | 3,296 | 311 | 0 | 0 | 0 | 5,411 | 5,411 | 3,648 |
| Group Debtors | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Misc Debtors | 0 | 1,853 | 2,884 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Cash | 0 | 0 | 0 | 0 | 0 | 459 | 0 | 1,332 | 0 | 844 | 997 | 0 | 4,754 | 95 |
| misc current assets | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| total current assets | 38,172 | 37,835 | 37,356 | 5,571 | 4,676 | 5,540 | 3,296 | 1,643 | 0 | 844 | 997 | 5,411 | 10,165 | 3,743 |
| total assets | 38,390 | 38,092 | 37,658 | 5,926 | 5,094 | 6,032 | 3,875 | 2,324 | 1 | 845 | 998 | 5,518 | 10,695 | 4,696 |
| Bank overdraft | 0 | 0 | 0 | 0 | 0 | 0 | 18 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Bank loan | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Trade Creditors | 7,951 | 6,330 | 1,860 | 247 | 287 | 0 | 0 | 12 | 3,272 | 2,965 | 1,365 | 6,856 | 9,025 | 3,284 |
| Group/Directors Accounts | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 1,306 | 0 | 0 | 0 | 0 | 0 | 0 |
| other short term finances | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| hp & lease commitments | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| other current liabilities | 0 | 0 | 0 | 0 | 0 | 3,647 | 2,500 | 3,777 | 0 | 0 | 0 | 0 | 0 | 0 |
| total current liabilities | 7,951 | 6,330 | 1,860 | 247 | 287 | 3,647 | 2,518 | 5,095 | 3,272 | 2,965 | 1,365 | 6,856 | 9,025 | 3,284 |
| loans | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| hp & lease commitments | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Accruals and Deferred Income | 5,236 | 4,426 | 3,568 | 2,800 | 2,032 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| other liabilities | 19,000 | 23,000 | 28,500 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| provisions | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 67 |
| total long term liabilities | 24,236 | 27,426 | 32,068 | 2,800 | 2,032 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 67 |
| total liabilities | 32,187 | 33,756 | 33,928 | 3,047 | 2,319 | 3,647 | 2,518 | 5,095 | 3,272 | 2,965 | 1,365 | 6,856 | 9,025 | 3,351 |
| net assets | 6,203 | 4,336 | 3,730 | 2,879 | 2,775 | 2,385 | 1,357 | -2,771 | -3,271 | -2,120 | -367 | -1,338 | 1,670 | 1,345 |
| total shareholders funds | 6,203 | 4,336 | 3,730 | 2,879 | 2,775 | 2,385 | 1,357 | -2,771 | -3,271 | -2,120 | -367 | -1,338 | 1,670 | 1,345 |
| Mar 2023 | Mar 2022 | Mar 2021 | Mar 2020 | Mar 2019 | Mar 2018 | Mar 2017 | Dec 2015 | Dec 2014 | Dec 2013 | Dec 2012 | Dec 2011 | Dec 2010 | Dec 2009 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Operating Activities | ||||||||||||||
| Operating Profit | ||||||||||||||
| Depreciation | 87 | 102 | 120 | 0 | 0 | 106 | 423 | 423 | 423 | |||||
| Amortisation | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |||||
| Tax | ||||||||||||||
| Stock | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Debtors | 337 | 479 | 31,785 | 895 | -405 | 1,785 | 3,296 | 311 | 0 | 0 | -5,411 | 0 | 1,763 | 3,648 |
| Creditors | 1,621 | 4,470 | 1,613 | -40 | 287 | 0 | 0 | -3,260 | 307 | 1,600 | -5,491 | -2,169 | 5,741 | 3,284 |
| Accruals and Deferred Income | 810 | 858 | 768 | 768 | -1,615 | 1,147 | 2,500 | 3,777 | 0 | 0 | 0 | 0 | 0 | 0 |
| Deferred Taxes & Provisions | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | -67 | 67 |
| Cash flow from operations | ||||||||||||||
| Investing Activities | ||||||||||||||
| capital expenditure | ||||||||||||||
| Change in Investments | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| cash flow from investments | ||||||||||||||
| Financing Activities | ||||||||||||||
| Bank loans | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Group/Directors Accounts | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 1,306 | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Short Term Loans | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Long term loans | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Hire Purchase and Lease Commitments | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| other long term liabilities | -4,000 | -5,500 | 28,500 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| share issue | ||||||||||||||
| interest | ||||||||||||||
| cash flow from financing | ||||||||||||||
| cash and cash equivalents | ||||||||||||||
| cash | 0 | 0 | 0 | 0 | -459 | 459 | 0 | 1,332 | -844 | -153 | 997 | -4,754 | 4,659 | 95 |
| overdraft | 0 | 0 | 0 | 0 | 0 | -18 | 18 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| change in cash | 0 | 0 | 0 | 0 | -459 | 477 | -18 | 1,332 | -844 | -153 | 997 | -4,754 | 4,659 | 95 |
montana corporate finance limited Credit Report and Business Information
Montana Corporate Finance Limited Competitor Analysis
Perform a competitor analysis for montana corporate finance limited by selecting its closest rivals, whether from the FINANCIAL AND INSURANCE ACTIVITIES sector, other micro companies, companies in B70 area or any other competitors across 12 key performance metrics.
montana corporate finance limited Ownership
MONTANA CORPORATE FINANCE LIMITED group structure
Montana Corporate Finance Limited has no subsidiary companies.
Ultimate parent company
MONTANA CORPORATE FINANCE LIMITED
05195709
montana corporate finance limited directors
Montana Corporate Finance Limited currently has 1 director, Mr Sarwan Ghatoura serving since Aug 2004.
| officer | country | age | start | end | role |
|---|---|---|---|---|---|
| Mr Sarwan Ghatoura | England | 71 years | Aug 2004 | - | Director |
P&L
March 2023turnover
107.6k
+6%
operating profit
2.3k
0%
gross margin
22.8%
-10.73%
turnover
Turnover, or revenue, is the amount of sales generated by a company within the financial year.
Balance Sheet
March 2023net assets
6.2k
+0.43%
total assets
38.4k
+0.01%
cash
0
0%
net assets
Total assets minus all liabilities
montana corporate finance limited company details
company number
05195709
Type
Private limited with Share Capital
industry
64999 - Other financial service activities, except insurance and pension funding, (not including security dealing on own account and factoring) n.e.c.
incorporation date
August 2004
age
20
incorporated
UK
ultimate parent company
accounts
Micro-Entity Accounts
last accounts submitted
March 2023
previous names
napier-munroe limited (January 2017)
accountant
SYNERGY ACCOUNTANCY SERVICES LLP
auditor
-
address
st.james chambers 70 hill top, west bromwich, west midlands, B70 0PU
Bank
-
Legal Advisor
-
montana corporate finance limited Charges & Mortgages
A charge, or mortgage, refers to the rights a company gives to a lender in return for a loan, often in the form of security given over business assets.
We did not find charges/mortgages relating to montana corporate finance limited.
montana corporate finance limited Companies House Filings - See Documents
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