car finance advisers limited
car finance advisers limited Company Information
Company Number
10812746
Website
-Registered Address
grove view cottage ashow, kenilworth, CV8 2LE
Industry
Other financial service activities, except insurance and pension funding, (not including security dealing on own account and factoring) n.e.c.
Telephone
-
Next Accounts Due
March 2025
Group Structure
View All
Shareholders
richard shiner 50%
claire shiner 50%
car finance advisers limited Estimated Valuation
Pomanda estimates the enterprise value of CAR FINANCE ADVISERS LIMITED at £569.4k based on a Turnover of £411.7k and 1.38x industry multiple (adjusted for size and gross margin).
car finance advisers limited Estimated Valuation
Pomanda estimates the enterprise value of CAR FINANCE ADVISERS LIMITED at £35.8k based on an EBITDA of £6.4k and a 5.56x industry multiple (adjusted for size and gross margin).
car finance advisers limited Estimated Valuation
Pomanda estimates the enterprise value of CAR FINANCE ADVISERS LIMITED at £0 based on Net Assets of £-2.8k and 2.01x industry multiple (adjusted for liquidity).
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Car Finance Advisers Limited Overview
Car Finance Advisers Limited is a live company located in kenilworth, CV8 2LE with a Companies House number of 10812746. It operates in the financial intermediation not elsewhere classified sector, SIC Code 64999. Founded in June 2017, it's largest shareholder is richard shiner with a 50% stake. Car Finance Advisers Limited is a young, micro sized company, Pomanda has estimated its turnover at £411.7k with healthy growth in recent years.
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Car Finance Advisers Limited Health Check
Pomanda's financial health check has awarded Car Finance Advisers Limited a 2 rating. We use a traffic light system to show it exceeds the industry average on 1 measures and has 4 areas for improvement. Company Health Check FAQs
1 Strong
4 Regular
4 Weak
Size
annual sales of £411.7k, make it smaller than the average company (£4.2m)
- Car Finance Advisers Limited
£4.2m - Industry AVG
Growth
3 year (CAGR) sales growth of 8%, show it is growing at a faster rate (4.1%)
- Car Finance Advisers Limited
4.1% - Industry AVG
Production
with a gross margin of 60.9%, this company has a comparable cost of product (60.9%)
- Car Finance Advisers Limited
60.9% - Industry AVG
Profitability
an operating margin of 1.5% make it less profitable than the average company (10.2%)
- Car Finance Advisers Limited
10.2% - Industry AVG
Employees
with 2 employees, this is below the industry average (13)
2 - Car Finance Advisers Limited
13 - Industry AVG
Pay Structure
on an average salary of £73.8k, the company has an equivalent pay structure (£73.8k)
- Car Finance Advisers Limited
£73.8k - Industry AVG
Efficiency
resulting in sales per employee of £205.8k, this is equally as efficient (£205.8k)
- Car Finance Advisers Limited
£205.8k - Industry AVG
Debtor Days
There is insufficient data available for this Key Performance Indicator!
- Car Finance Advisers Limited
- - Industry AVG
Creditor Days
There is insufficient data available for this Key Performance Indicator!
- Car Finance Advisers Limited
- - Industry AVG
Stock Days
There is insufficient data available for this Key Performance Indicator!
- Car Finance Advisers Limited
- - Industry AVG
Cash Balance
has cash to cover current liabilities for 38 weeks, this is average cash available to meet short term requirements (38 weeks)
38 weeks - Car Finance Advisers Limited
38 weeks - Industry AVG
Debt Level
it has a ratio of liabilities to total assets of 124.6%, this is a higher level of debt than the average (57.4%)
124.6% - Car Finance Advisers Limited
57.4% - Industry AVG
CAR FINANCE ADVISERS LIMITED financials
Car Finance Advisers Limited's latest turnover from June 2023 is estimated at £411.7 thousand and the company has net assets of -£2.8 thousand. According to their latest financial statements, Car Finance Advisers Limited has 2 employees and maintains cash reserves of £10.5 thousand as reported in the balance sheet.
Data source: Companies House, Pomanda Estimates
| Jun 2023 | Jun 2022 | Jun 2021 | Jun 2020 | Jun 2019 | Jun 2018 | |
|---|---|---|---|---|---|---|
| Turnover | ||||||
| Other Income Or Grants | ||||||
| Cost Of Sales | ||||||
| Gross Profit | ||||||
| Admin Expenses | ||||||
| Operating Profit | ||||||
| Interest Payable | ||||||
| Interest Receivable | ||||||
| Pre-Tax Profit | ||||||
| Tax | ||||||
| Profit After Tax | ||||||
| Dividends Paid | ||||||
| Retained Profit | ||||||
| Employee Costs | ||||||
| Number Of Employees | 2 | 2 | 2 | 2 | 2 | 1 |
| EBITDA* |
* Earnings Before Interest, Tax, Depreciation and Amortisation
| Jun 2023 | Jun 2022 | Jun 2021 | Jun 2020 | Jun 2019 | Jun 2018 | |
|---|---|---|---|---|---|---|
| Tangible Assets | 328 | 436 | 545 | 751 | 1,131 | 1,625 |
| Intangible Assets | 0 | 0 | 0 | 0 | 0 | 0 |
| Investments & Other | 0 | 0 | 0 | 0 | 0 | 0 |
| Debtors (Due After 1 year) | 0 | 0 | 0 | 0 | 0 | 0 |
| Total Fixed Assets | 328 | 436 | 545 | 751 | 1,131 | 1,625 |
| Stock & work in progress | 0 | 0 | 0 | 0 | 0 | 0 |
| Trade Debtors | 0 | 0 | 163 | 0 | 0 | 3,046 |
| Group Debtors | 0 | 0 | 0 | 0 | 0 | 0 |
| Misc Debtors | 554 | 451 | 0 | 0 | 0 | 0 |
| Cash | 10,495 | 10,085 | 15,249 | 26,697 | 6,354 | 5,007 |
| misc current assets | 0 | 0 | 0 | 0 | 0 | 0 |
| total current assets | 11,049 | 10,536 | 15,412 | 26,697 | 6,354 | 8,053 |
| total assets | 11,377 | 10,972 | 15,957 | 27,448 | 7,485 | 9,678 |
| Bank overdraft | 0 | 0 | 0 | 0 | 0 | 0 |
| Bank loan | 7,427 | 9,854 | 0 | 0 | 0 | 0 |
| Trade Creditors | 0 | 0 | 22,371 | 26,783 | 7,238 | 7,997 |
| Group/Directors Accounts | 70 | 225 | 0 | 0 | 0 | 0 |
| other short term finances | 0 | 0 | 0 | 0 | 0 | 0 |
| hp & lease commitments | 0 | 0 | 0 | 0 | 0 | 0 |
| other current liabilities | 6,683 | 8,124 | 0 | 0 | 0 | 0 |
| total current liabilities | 14,180 | 18,203 | 22,371 | 26,783 | 7,238 | 7,997 |
| loans | 0 | 0 | 0 | 0 | 0 | 0 |
| hp & lease commitments | 0 | 0 | 0 | 0 | 0 | 0 |
| Accruals and Deferred Income | 0 | 0 | 0 | 0 | 0 | 0 |
| other liabilities | 0 | 0 | 0 | 0 | 0 | 0 |
| provisions | 0 | 0 | 0 | 0 | 0 | 0 |
| total long term liabilities | 0 | 0 | 0 | 0 | 0 | 0 |
| total liabilities | 14,180 | 18,203 | 22,371 | 26,783 | 7,238 | 7,997 |
| net assets | -2,803 | -7,231 | -6,414 | 665 | 247 | 1,681 |
| total shareholders funds | -2,803 | -7,231 | -6,414 | 665 | 247 | 1,681 |
| Jun 2023 | Jun 2022 | Jun 2021 | Jun 2020 | Jun 2019 | Jun 2018 | |
|---|---|---|---|---|---|---|
| Operating Activities | ||||||
| Operating Profit | ||||||
| Depreciation | 109 | 109 | 206 | 380 | 494 | 494 |
| Amortisation | 0 | 0 | 0 | 0 | 0 | 0 |
| Tax | ||||||
| Stock | 0 | 0 | 0 | 0 | 0 | 0 |
| Debtors | 103 | 288 | 163 | 0 | -3,046 | 3,046 |
| Creditors | 0 | -22,371 | -4,412 | 19,545 | -759 | 7,997 |
| Accruals and Deferred Income | -1,441 | 8,124 | 0 | 0 | 0 | 0 |
| Deferred Taxes & Provisions | 0 | 0 | 0 | 0 | 0 | 0 |
| Cash flow from operations | ||||||
| Investing Activities | ||||||
| capital expenditure | ||||||
| Change in Investments | 0 | 0 | 0 | 0 | 0 | 0 |
| cash flow from investments | ||||||
| Financing Activities | ||||||
| Bank loans | -2,427 | 9,854 | 0 | 0 | 0 | 0 |
| Group/Directors Accounts | -155 | 225 | 0 | 0 | 0 | 0 |
| Other Short Term Loans | 0 | 0 | 0 | 0 | 0 | 0 |
| Long term loans | 0 | 0 | 0 | 0 | 0 | 0 |
| Hire Purchase and Lease Commitments | 0 | 0 | 0 | 0 | 0 | 0 |
| other long term liabilities | 0 | 0 | 0 | 0 | 0 | 0 |
| share issue | ||||||
| interest | ||||||
| cash flow from financing | ||||||
| cash and cash equivalents | ||||||
| cash | 410 | -5,164 | -11,448 | 20,343 | 1,347 | 5,007 |
| overdraft | 0 | 0 | 0 | 0 | 0 | 0 |
| change in cash | 410 | -5,164 | -11,448 | 20,343 | 1,347 | 5,007 |
car finance advisers limited Credit Report and Business Information
Car Finance Advisers Limited Competitor Analysis
Perform a competitor analysis for car finance advisers limited by selecting its closest rivals, whether from the FINANCIAL AND INSURANCE ACTIVITIES sector, other micro companies, companies in CV8 area or any other competitors across 12 key performance metrics.
car finance advisers limited Ownership
CAR FINANCE ADVISERS LIMITED group structure
Car Finance Advisers Limited has no subsidiary companies.
Ultimate parent company
CAR FINANCE ADVISERS LIMITED
10812746
car finance advisers limited directors
Car Finance Advisers Limited currently has 2 directors. The longest serving directors include Mrs Claire Shiner (Jun 2017) and Mr Richard Shiner (Jun 2017).
| officer | country | age | start | end | role |
|---|---|---|---|---|---|
| Mrs Claire Shiner | England | 53 years | Jun 2017 | - | Director |
| Mr Richard Shiner | England | 59 years | Jun 2017 | - | Director |
P&L
June 2023turnover
411.7k
-2%
operating profit
6.3k
0%
gross margin
60.9%
-3.79%
turnover
Turnover, or revenue, is the amount of sales generated by a company within the financial year.
Balance Sheet
June 2023net assets
-2.8k
-0.61%
total assets
11.4k
+0.04%
cash
10.5k
+0.04%
net assets
Total assets minus all liabilities
car finance advisers limited company details
company number
10812746
Type
Private limited with Share Capital
industry
64999 - Other financial service activities, except insurance and pension funding, (not including security dealing on own account and factoring) n.e.c.
incorporation date
June 2017
age
7
incorporated
UK
ultimate parent company
accounts
Total Exemption Full
last accounts submitted
June 2023
previous names
car loans express midlands ltd (August 2018)
accountant
JOHNSTON & CO
auditor
-
address
grove view cottage ashow, kenilworth, CV8 2LE
Bank
-
Legal Advisor
-
car finance advisers limited Charges & Mortgages
A charge, or mortgage, refers to the rights a company gives to a lender in return for a loan, often in the form of security given over business assets.
We did not find charges/mortgages relating to car finance advisers limited.
car finance advisers limited Companies House Filings - See Documents
| date | description | view/download |
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