investment choices wealth management ltd

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investment choices wealth management ltd Company Information

Share INVESTMENT CHOICES WEALTH MANAGEMENT LTD

Company Number

06556301

Directors

David Kelly

Shareholders

gary bodle

Group Structure

View All

Industry

Other financial service activities, except insurance and pension funding, (not including security dealing on own account and factoring) n.e.c.

 

Registered Address

13-19 derby road, nottingham, NG1 5AA

investment choices wealth management ltd Estimated Valuation

£528.8k

Pomanda estimates the enterprise value of INVESTMENT CHOICES WEALTH MANAGEMENT LTD at £528.8k based on a Turnover of £483.8k and 1.09x industry multiple (adjusted for size and gross margin).

investment choices wealth management ltd Estimated Valuation

£351.7k

Pomanda estimates the enterprise value of INVESTMENT CHOICES WEALTH MANAGEMENT LTD at £351.7k based on an EBITDA of £88.7k and a 3.97x industry multiple (adjusted for size and gross margin).

investment choices wealth management ltd Estimated Valuation

£840.8k

Pomanda estimates the enterprise value of INVESTMENT CHOICES WEALTH MANAGEMENT LTD at £840.8k based on Net Assets of £681.9k and 1.23x industry multiple (adjusted for liquidity).

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Investment Choices Wealth Management Ltd Overview

Investment Choices Wealth Management Ltd is a live company located in nottingham, NG1 5AA with a Companies House number of 06556301. It operates in the financial intermediation not elsewhere classified sector, SIC Code 64999. Founded in April 2008, it's largest shareholder is gary bodle with a 100% stake. Investment Choices Wealth Management Ltd is a established, micro sized company, Pomanda has estimated its turnover at £483.8k with healthy growth in recent years.

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Investment Choices Wealth Management Ltd Health Check

Pomanda's financial health check has awarded Investment Choices Wealth Management Ltd a 3.5 rating. We use a traffic light system to show it exceeds the industry average on 3 measures and has 5 areas for improvement. Company Health Check FAQs

Health Check Image
Health Rating3.5out of 5
positive_score

3 Strong

positive_score

3 Regular

positive_score

5 Weak

size

Size

annual sales of £483.8k, make it smaller than the average company (£5.5m)

£483.8k - Investment Choices Wealth Management Ltd

£5.5m - Industry AVG

growth

Growth

3 year (CAGR) sales growth of 7%, show it is growing at a faster rate (5%)

7% - Investment Choices Wealth Management Ltd

5% - Industry AVG

production

Production

with a gross margin of 54.3%, this company has a comparable cost of product (54.3%)

54.3% - Investment Choices Wealth Management Ltd

54.3% - Industry AVG

profitability

Profitability

an operating margin of 6.5% make it less profitable than the average company (9.1%)

6.5% - Investment Choices Wealth Management Ltd

9.1% - Industry AVG

employees

Employees

with 3 employees, this is below the industry average (14)

3 - Investment Choices Wealth Management Ltd

14 - Industry AVG

paystructure

Pay Structure

on an average salary of £82.7k, the company has an equivalent pay structure (£82.7k)

£82.7k - Investment Choices Wealth Management Ltd

£82.7k - Industry AVG

efficiency

Efficiency

resulting in sales per employee of £161.3k, this is less efficient (£222.2k)

£161.3k - Investment Choices Wealth Management Ltd

£222.2k - Industry AVG

debtordays

Debtor Days

it gets paid by customers after 29 days, this is near the average (33 days)

29 days - Investment Choices Wealth Management Ltd

33 days - Industry AVG

creditordays

Creditor Days

its suppliers are paid after 1 days, this is quicker than average (45 days)

1 days - Investment Choices Wealth Management Ltd

45 days - Industry AVG

stockdays

Stock Days

There is insufficient data available for this Key Performance Indicator!

- - Investment Choices Wealth Management Ltd

- - Industry AVG

cashbalance

Cash Balance

has cash to cover current liabilities for 257 weeks, this is more cash available to meet short term requirements (29 weeks)

257 weeks - Investment Choices Wealth Management Ltd

29 weeks - Industry AVG

debtlevel

Debt Level

it has a ratio of liabilities to total assets of 11.2%, this is a lower level of debt than the average (71.4%)

11.2% - Investment Choices Wealth Management Ltd

71.4% - Industry AVG

INVESTMENT CHOICES WEALTH MANAGEMENT LTD financials

EXPORTms excel logo

Investment Choices Wealth Management Ltd's latest turnover from December 2023 is estimated at £483.8 thousand and the company has net assets of £681.9 thousand. According to their latest financial statements, Investment Choices Wealth Management Ltd has 3 employees and maintains cash reserves of £407.1 thousand as reported in the balance sheet.

Data source: Companies HousePomanda Estimates

Dec 2023Dec 2022Dec 2021Dec 2020Dec 2019Dec 2018Dec 2017Dec 2016Dec 2015Dec 2014Dec 2013Dec 2012Dec 2011Dec 2010Dec 2009
Turnover483,757469,578446,436397,362312,990425,556421,307581,344159,424111,81197,47672,010
Other Income Or Grants
Cost Of Sales221,266204,269185,470169,635133,376181,537177,704225,56461,20143,95040,60133,087
Gross Profit262,491265,309260,966227,727179,613244,019243,603355,78098,22367,86156,87538,923
Admin Expenses231,298102,457141,943166,69781,217166,343178,842299,783-75,45171,66754,80643,131-5,83937,1591,064
Operating Profit31,193162,852119,02361,03098,39677,67664,76155,99775,45126,55613,05513,7445,8391,764-1,064
Interest Payable
Interest Receivable24,31914,8216872511,8041,161368912282201881721025111
Pre-Tax Profit55,512177,673119,71061,281100,20078,83765,13056,08875,67926,77613,24313,9165,9411,815-1,053
Tax-13,878-33,758-22,745-11,643-19,038-14,979-12,375-11,217-15,136-5,623-3,046-3,340-1,545-508
Profit After Tax41,634143,91596,96549,63881,16263,85852,75544,87060,54321,15310,19710,5764,3961,307-1,053
Dividends Paid
Retained Profit41,634143,91596,96549,63881,16263,85852,75544,87060,54321,15310,19710,5764,3961,307-1,053
Employee Costs248,061237,880231,667224,671221,407216,978206,250198,20461,74762,91960,02959,354
Number Of Employees333333331111
EBITDA*88,661219,319166,674113,883146,195126,635118,76175,94086,45232,12513,55614,3716,6222,743-1,064

* Earnings Before Interest, Tax, Depreciation and Amortisation

Dec 2023Dec 2022Dec 2021Dec 2020Dec 2019Dec 2018Dec 2017Dec 2016Dec 2015Dec 2014Dec 2013Dec 2012Dec 2011Dec 2010Dec 2009
Tangible Assets14,89419,12822,83332,39342,89757,66278,3496,7267,5294,2772,0062,5073,1343,917
Intangible Assets108,859144,21980,21771,67280,00897,278120,660147,42076,50085,500
Investments & Other77,397116,922
Debtors (Due After 1 year)
Total Fixed Assets123,753163,347103,050104,065122,905154,940199,009231,543200,95189,7772,0062,5073,1343,917
Stock & work in progress
Trade Debtors38,76336,91934,76524,6512,47418,35719,647
Group Debtors
Misc Debtors198,0857,002115,007112,94283,00081,07477,91078,1013,865
Cash407,126519,328327,588221,814280,763200,253109,34137,97734,50356,77031,18343,84224,95415,7784,573
misc current assets30,00030,000
total current assets643,974563,249477,360359,407366,237299,684206,898116,07838,36886,77061,18343,84224,95415,7784,573
total assets767,727726,596580,410463,472489,142454,624405,907347,621239,319176,54763,18946,34928,08819,6954,573
Bank overdraft
Bank loan
Trade Creditors 9503874511,6547,59657,97037,76531,12219,4405,625
Group/Directors Accounts1,828
other short term finances
hp & lease commitments12,85012,16411,515
other current liabilities81,13781,14479,25356,260106,397144,993146,929193,773130,128
total current liabilities82,08781,53179,70457,914126,843158,985158,444193,773130,12857,97037,76531,12219,4405,625
loans
hp & lease commitments4,38417,23329,399
Accruals and Deferred Income
other liabilities72,00023,437
provisions3,7234,7824,3386,1558,1509,80313,3191,8582,071
total long term liabilities3,7234,7824,3386,15512,53427,03642,7181,8582,07172,00023,437
total liabilities85,81086,31384,04264,069139,377186,021201,162195,631132,199129,97037,76531,12223,43719,4405,625
net assets681,917640,283496,368399,403349,765268,603204,745151,990107,12046,57725,42415,2274,651255-1,052
total shareholders funds681,917640,283496,368399,403349,765268,603204,745151,990107,12046,57725,42415,2274,651255-1,052
Dec 2023Dec 2022Dec 2021Dec 2020Dec 2019Dec 2018Dec 2017Dec 2016Dec 2015Dec 2014Dec 2013Dec 2012Dec 2011Dec 2010Dec 2009
Operating Activities
Operating Profit31,193162,852119,02361,03098,39677,67664,76155,99775,45126,55613,05513,7445,8391,764-1,064
Depreciation5,6087,0649,01811,74817,61121,35427,2402,0632,0011,069501627783979
Amortisation51,86049,40338,63341,10530,18827,60526,76017,8809,0004,500
Tax-13,878-33,758-22,745-11,643-19,038-14,979-12,375-11,217-15,136-5,623-3,046-3,340-1,545-508
Stock
Debtors192,927-105,85112,17952,119-13,9571,87419,45674,2363,865
Creditors563-64-1,203-5,9427,596-57,97020,2056,64331,122-19,44013,8155,625
Accruals and Deferred Income-71,89122,993-50,137-38,596-1,936-46,84463,645130,128
Deferred Taxes & Provisions-1,059444-1,817-1,995-1,653-3,51611,461-2132,071
Cash flow from operations-118,647293,683151,723-7,953108,461104,33051,54753,919141,68046,70717,15342,153-14,36316,0504,561
Investing Activities
capital expenditure-17,874-116,764-46,636-34,013-15,764-4,890-98,863-90,060-5,253-93,340-4,896
Change in Investments-77,397-39,525116,922
cash flow from investments-17,874-116,764-46,636-34,013-15,764-4,890-21,466-50,535-122,175-93,340-4,896
Financing Activities
Bank loans
Group/Directors Accounts-1,8281,828
Other Short Term Loans
Long term loans
Hire Purchase and Lease Commitments-17,234-12,163-11,51740,914
other long term liabilities-72,00072,000-23,43723,437
share issue1
interest24,31914,8216872511,8041,161368912282201881721025111
cash flow from financing24,31914,821687-16,983-12,187-8,52841,28291-71,77272,220188-23,26523,5395112
cash and cash equivalents
cash-112,202191,740105,774-58,94980,51090,91271,3643,474-22,26725,587-12,65918,8889,17611,2054,573
overdraft
change in cash-112,202191,740105,774-58,94980,51090,91271,3643,474-22,26725,587-12,65918,8889,17611,2054,573

investment choices wealth management ltd Credit Report and Business Information

Very Low Risk70 - 100
Low Risk50 - 70
Moderate Risk30 - 50
High Risk20 - 30
Very High Risk0 - 20
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Investment Choices Wealth Management Ltd Competitor Analysis

competitor_analysis_table_img

Perform a competitor analysis for investment choices wealth management ltd by selecting its closest rivals, whether from the FINANCIAL AND INSURANCE ACTIVITIES sector, other micro companies, companies in NG1 area or any other competitors across 12 key performance metrics.

investment choices wealth management ltd Ownership

INVESTMENT CHOICES WEALTH MANAGEMENT LTD group structure

Investment Choices Wealth Management Ltd has no subsidiary companies.

Ultimate parent company

INVESTMENT CHOICES WEALTH MANAGEMENT LTD

06556301

INVESTMENT CHOICES WEALTH MANAGEMENT LTD Shareholders

gary bodle 100%

investment choices wealth management ltd directors

Investment Choices Wealth Management Ltd currently has 1 director, Mr David Kelly serving since Jan 2025.

officercountryagestartendrole
Mr David KellyEngland46 years Jan 2025- Director

P&L

December 2023

turnover

483.8k

+3%

operating profit

31.2k

0%

gross margin

54.3%

-3.96%

turnover

Turnover, or revenue, is the amount of sales generated by a company within the financial year.

Balance Sheet

December 2023

net assets

681.9k

+0.07%

total assets

767.7k

+0.06%

cash

407.1k

-0.22%

net assets

Total assets minus all liabilities

investment choices wealth management ltd company details

company number

06556301

Type

Private limited with Share Capital

industry

64999 - Other financial service activities, except insurance and pension funding, (not including security dealing on own account and factoring) n.e.c.

incorporation date

April 2008

age

17

incorporated

UK

ultimate parent company

None

accounts

Total Exemption Full

last accounts submitted

December 2023

previous names

goldbeary limited (November 2014)

accountant

BUSBYS

auditor

-

address

13-19 derby road, nottingham, NG1 5AA

Bank

-

Legal Advisor

-

investment choices wealth management ltd Charges & Mortgages

A charge, or mortgage, refers to the rights a company gives to a lender in return for a loan, often in the form of security given over business assets.

We did not find charges/mortgages relating to investment choices wealth management ltd.

investment choices wealth management ltd Capital Raised & Share Issues BETA

When a company issues new shares, e.g. to new investors following a funding round, it is required to notify Companies House within one month of making an allotment of shares.

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investment choices wealth management ltd Companies House Filings - See Documents

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