
Group Structure
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Industry
Other financial service activities, except insurance and pension funding, (not including security dealing on own account and factoring) n.e.c.
Registered Address
13-19 derby road, nottingham, NG1 5AA
Website
www.investmentchoices.co.ukPomanda estimates the enterprise value of INVESTMENT CHOICES WEALTH MANAGEMENT LTD at £528.8k based on a Turnover of £483.8k and 1.09x industry multiple (adjusted for size and gross margin).
Pomanda estimates the enterprise value of INVESTMENT CHOICES WEALTH MANAGEMENT LTD at £351.7k based on an EBITDA of £88.7k and a 3.97x industry multiple (adjusted for size and gross margin).
Pomanda estimates the enterprise value of INVESTMENT CHOICES WEALTH MANAGEMENT LTD at £840.8k based on Net Assets of £681.9k and 1.23x industry multiple (adjusted for liquidity).
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Investment Choices Wealth Management Ltd is a live company located in nottingham, NG1 5AA with a Companies House number of 06556301. It operates in the financial intermediation not elsewhere classified sector, SIC Code 64999. Founded in April 2008, it's largest shareholder is gary bodle with a 100% stake. Investment Choices Wealth Management Ltd is a established, micro sized company, Pomanda has estimated its turnover at £483.8k with healthy growth in recent years.
Pomanda's financial health check has awarded Investment Choices Wealth Management Ltd a 3.5 rating. We use a traffic light system to show it exceeds the industry average on 3 measures and has 5 areas for improvement. Company Health Check FAQs
3 Strong
3 Regular
5 Weak
Size
annual sales of £483.8k, make it smaller than the average company (£5.5m)
- Investment Choices Wealth Management Ltd
£5.5m - Industry AVG
Growth
3 year (CAGR) sales growth of 7%, show it is growing at a faster rate (5%)
- Investment Choices Wealth Management Ltd
5% - Industry AVG
Production
with a gross margin of 54.3%, this company has a comparable cost of product (54.3%)
- Investment Choices Wealth Management Ltd
54.3% - Industry AVG
Profitability
an operating margin of 6.5% make it less profitable than the average company (9.1%)
- Investment Choices Wealth Management Ltd
9.1% - Industry AVG
Employees
with 3 employees, this is below the industry average (14)
3 - Investment Choices Wealth Management Ltd
14 - Industry AVG
Pay Structure
on an average salary of £82.7k, the company has an equivalent pay structure (£82.7k)
- Investment Choices Wealth Management Ltd
£82.7k - Industry AVG
Efficiency
resulting in sales per employee of £161.3k, this is less efficient (£222.2k)
- Investment Choices Wealth Management Ltd
£222.2k - Industry AVG
Debtor Days
it gets paid by customers after 29 days, this is near the average (33 days)
- Investment Choices Wealth Management Ltd
33 days - Industry AVG
Creditor Days
its suppliers are paid after 1 days, this is quicker than average (45 days)
- Investment Choices Wealth Management Ltd
45 days - Industry AVG
Stock Days
There is insufficient data available for this Key Performance Indicator!
- Investment Choices Wealth Management Ltd
- - Industry AVG
Cash Balance
has cash to cover current liabilities for 257 weeks, this is more cash available to meet short term requirements (29 weeks)
257 weeks - Investment Choices Wealth Management Ltd
29 weeks - Industry AVG
Debt Level
it has a ratio of liabilities to total assets of 11.2%, this is a lower level of debt than the average (71.4%)
11.2% - Investment Choices Wealth Management Ltd
71.4% - Industry AVG
Investment Choices Wealth Management Ltd's latest turnover from December 2023 is estimated at £483.8 thousand and the company has net assets of £681.9 thousand. According to their latest financial statements, Investment Choices Wealth Management Ltd has 3 employees and maintains cash reserves of £407.1 thousand as reported in the balance sheet.
Data source: Companies House, Pomanda Estimates
Dec 2023 | Dec 2022 | Dec 2021 | Dec 2020 | Dec 2019 | Dec 2018 | Dec 2017 | Dec 2016 | Dec 2015 | Dec 2014 | Dec 2013 | Dec 2012 | Dec 2011 | Dec 2010 | Dec 2009 | |
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Turnover | |||||||||||||||
Other Income Or Grants | |||||||||||||||
Cost Of Sales | |||||||||||||||
Gross Profit | |||||||||||||||
Admin Expenses | |||||||||||||||
Operating Profit | |||||||||||||||
Interest Payable | |||||||||||||||
Interest Receivable | |||||||||||||||
Pre-Tax Profit | |||||||||||||||
Tax | |||||||||||||||
Profit After Tax | |||||||||||||||
Dividends Paid | |||||||||||||||
Retained Profit | |||||||||||||||
Employee Costs | |||||||||||||||
Number Of Employees | 3 | 3 | 3 | 3 | 3 | 3 | 3 | 3 | |||||||
EBITDA* |
* Earnings Before Interest, Tax, Depreciation and Amortisation
Dec 2023 | Dec 2022 | Dec 2021 | Dec 2020 | Dec 2019 | Dec 2018 | Dec 2017 | Dec 2016 | Dec 2015 | Dec 2014 | Dec 2013 | Dec 2012 | Dec 2011 | Dec 2010 | Dec 2009 | |
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Tangible Assets | 14,894 | 19,128 | 22,833 | 32,393 | 42,897 | 57,662 | 78,349 | 6,726 | 7,529 | 4,277 | 2,006 | 2,507 | 3,134 | 3,917 | |
Intangible Assets | 108,859 | 144,219 | 80,217 | 71,672 | 80,008 | 97,278 | 120,660 | 147,420 | 76,500 | 85,500 | |||||
Investments & Other | 77,397 | 116,922 | |||||||||||||
Debtors (Due After 1 year) | |||||||||||||||
Total Fixed Assets | 123,753 | 163,347 | 103,050 | 104,065 | 122,905 | 154,940 | 199,009 | 231,543 | 200,951 | 89,777 | 2,006 | 2,507 | 3,134 | 3,917 | |
Stock & work in progress | |||||||||||||||
Trade Debtors | 38,763 | 36,919 | 34,765 | 24,651 | 2,474 | 18,357 | 19,647 | ||||||||
Group Debtors | |||||||||||||||
Misc Debtors | 198,085 | 7,002 | 115,007 | 112,942 | 83,000 | 81,074 | 77,910 | 78,101 | 3,865 | ||||||
Cash | 407,126 | 519,328 | 327,588 | 221,814 | 280,763 | 200,253 | 109,341 | 37,977 | 34,503 | 56,770 | 31,183 | 43,842 | 24,954 | 15,778 | 4,573 |
misc current assets | 30,000 | 30,000 | |||||||||||||
total current assets | 643,974 | 563,249 | 477,360 | 359,407 | 366,237 | 299,684 | 206,898 | 116,078 | 38,368 | 86,770 | 61,183 | 43,842 | 24,954 | 15,778 | 4,573 |
total assets | 767,727 | 726,596 | 580,410 | 463,472 | 489,142 | 454,624 | 405,907 | 347,621 | 239,319 | 176,547 | 63,189 | 46,349 | 28,088 | 19,695 | 4,573 |
Bank overdraft | |||||||||||||||
Bank loan | |||||||||||||||
Trade Creditors | 950 | 387 | 451 | 1,654 | 7,596 | 57,970 | 37,765 | 31,122 | 19,440 | 5,625 | |||||
Group/Directors Accounts | 1,828 | ||||||||||||||
other short term finances | |||||||||||||||
hp & lease commitments | 12,850 | 12,164 | 11,515 | ||||||||||||
other current liabilities | 81,137 | 81,144 | 79,253 | 56,260 | 106,397 | 144,993 | 146,929 | 193,773 | 130,128 | ||||||
total current liabilities | 82,087 | 81,531 | 79,704 | 57,914 | 126,843 | 158,985 | 158,444 | 193,773 | 130,128 | 57,970 | 37,765 | 31,122 | 19,440 | 5,625 | |
loans | |||||||||||||||
hp & lease commitments | 4,384 | 17,233 | 29,399 | ||||||||||||
Accruals and Deferred Income | |||||||||||||||
other liabilities | 72,000 | 23,437 | |||||||||||||
provisions | 3,723 | 4,782 | 4,338 | 6,155 | 8,150 | 9,803 | 13,319 | 1,858 | 2,071 | ||||||
total long term liabilities | 3,723 | 4,782 | 4,338 | 6,155 | 12,534 | 27,036 | 42,718 | 1,858 | 2,071 | 72,000 | 23,437 | ||||
total liabilities | 85,810 | 86,313 | 84,042 | 64,069 | 139,377 | 186,021 | 201,162 | 195,631 | 132,199 | 129,970 | 37,765 | 31,122 | 23,437 | 19,440 | 5,625 |
net assets | 681,917 | 640,283 | 496,368 | 399,403 | 349,765 | 268,603 | 204,745 | 151,990 | 107,120 | 46,577 | 25,424 | 15,227 | 4,651 | 255 | -1,052 |
total shareholders funds | 681,917 | 640,283 | 496,368 | 399,403 | 349,765 | 268,603 | 204,745 | 151,990 | 107,120 | 46,577 | 25,424 | 15,227 | 4,651 | 255 | -1,052 |
Dec 2023 | Dec 2022 | Dec 2021 | Dec 2020 | Dec 2019 | Dec 2018 | Dec 2017 | Dec 2016 | Dec 2015 | Dec 2014 | Dec 2013 | Dec 2012 | Dec 2011 | Dec 2010 | Dec 2009 | |
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Operating Activities | |||||||||||||||
Operating Profit | |||||||||||||||
Depreciation | 5,608 | 7,064 | 9,018 | 11,748 | 17,611 | 21,354 | 27,240 | 2,063 | 2,001 | 1,069 | 501 | 627 | 783 | 979 | |
Amortisation | 51,860 | 49,403 | 38,633 | 41,105 | 30,188 | 27,605 | 26,760 | 17,880 | 9,000 | 4,500 | |||||
Tax | |||||||||||||||
Stock | |||||||||||||||
Debtors | 192,927 | -105,851 | 12,179 | 52,119 | -13,957 | 1,874 | 19,456 | 74,236 | 3,865 | ||||||
Creditors | 563 | -64 | -1,203 | -5,942 | 7,596 | -57,970 | 20,205 | 6,643 | 31,122 | -19,440 | 13,815 | 5,625 | |||
Accruals and Deferred Income | -7 | 1,891 | 22,993 | -50,137 | -38,596 | -1,936 | -46,844 | 63,645 | 130,128 | ||||||
Deferred Taxes & Provisions | -1,059 | 444 | -1,817 | -1,995 | -1,653 | -3,516 | 11,461 | -213 | 2,071 | ||||||
Cash flow from operations | |||||||||||||||
Investing Activities | |||||||||||||||
capital expenditure | |||||||||||||||
Change in Investments | -77,397 | -39,525 | 116,922 | ||||||||||||
cash flow from investments | |||||||||||||||
Financing Activities | |||||||||||||||
Bank loans | |||||||||||||||
Group/Directors Accounts | -1,828 | 1,828 | |||||||||||||
Other Short Term Loans | |||||||||||||||
Long term loans | |||||||||||||||
Hire Purchase and Lease Commitments | -17,234 | -12,163 | -11,517 | 40,914 | |||||||||||
other long term liabilities | -72,000 | 72,000 | -23,437 | 23,437 | |||||||||||
share issue | |||||||||||||||
interest | |||||||||||||||
cash flow from financing | |||||||||||||||
cash and cash equivalents | |||||||||||||||
cash | -112,202 | 191,740 | 105,774 | -58,949 | 80,510 | 90,912 | 71,364 | 3,474 | -22,267 | 25,587 | -12,659 | 18,888 | 9,176 | 11,205 | 4,573 |
overdraft | |||||||||||||||
change in cash | -112,202 | 191,740 | 105,774 | -58,949 | 80,510 | 90,912 | 71,364 | 3,474 | -22,267 | 25,587 | -12,659 | 18,888 | 9,176 | 11,205 | 4,573 |
Perform a competitor analysis for investment choices wealth management ltd by selecting its closest rivals, whether from the FINANCIAL AND INSURANCE ACTIVITIES sector, other micro companies, companies in NG1 area or any other competitors across 12 key performance metrics.
INVESTMENT CHOICES WEALTH MANAGEMENT LTD group structure
Investment Choices Wealth Management Ltd has no subsidiary companies.
Ultimate parent company
INVESTMENT CHOICES WEALTH MANAGEMENT LTD
06556301
Investment Choices Wealth Management Ltd currently has 1 director, Mr David Kelly serving since Jan 2025.
officer | country | age | start | end | role |
---|---|---|---|---|---|
Mr David Kelly | England | 46 years | Jan 2025 | - | Director |
P&L
December 2023turnover
483.8k
+3%
operating profit
31.2k
0%
gross margin
54.3%
-3.96%
turnover
Turnover, or revenue, is the amount of sales generated by a company within the financial year.
Balance Sheet
December 2023net assets
681.9k
+0.07%
total assets
767.7k
+0.06%
cash
407.1k
-0.22%
net assets
Total assets minus all liabilities
company number
06556301
Type
Private limited with Share Capital
industry
64999 - Other financial service activities, except insurance and pension funding, (not including security dealing on own account and factoring) n.e.c.
incorporation date
April 2008
age
17
incorporated
UK
ultimate parent company
accounts
Total Exemption Full
last accounts submitted
December 2023
previous names
goldbeary limited (November 2014)
accountant
BUSBYS
auditor
-
address
13-19 derby road, nottingham, NG1 5AA
Bank
-
Legal Advisor
-
A charge, or mortgage, refers to the rights a company gives to a lender in return for a loan, often in the form of security given over business assets.
We did not find charges/mortgages relating to investment choices wealth management ltd.
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