g.m. financial solutions ltd
g.m. financial solutions ltd Company Information
Company Number
08178241
Next Accounts
Dec 2024
Industry
Other financial service activities, except insurance and pension funding, (not including security dealing on own account and factoring) n.e.c.
Shareholders
gary metcalf
ruth metcalf
Group Structure
View All
Contact
Registered Address
11 roman way business centre, berry hill, droitwich spa, worcestershire, WR9 9AJ
Website
-g.m. financial solutions ltd Estimated Valuation
Pomanda estimates the enterprise value of G.M. FINANCIAL SOLUTIONS LTD at £580.1k based on a Turnover of £420.1k and 1.38x industry multiple (adjusted for size and gross margin).
g.m. financial solutions ltd Estimated Valuation
Pomanda estimates the enterprise value of G.M. FINANCIAL SOLUTIONS LTD at £633k based on an EBITDA of £124.2k and a 5.09x industry multiple (adjusted for size and gross margin).
g.m. financial solutions ltd Estimated Valuation
Pomanda estimates the enterprise value of G.M. FINANCIAL SOLUTIONS LTD at £619k based on Net Assets of £471.1k and 1.31x industry multiple (adjusted for liquidity).
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G.m. Financial Solutions Ltd Overview
G.m. Financial Solutions Ltd is a dissolved company that was located in droitwich spa, WR9 9AJ with a Companies House number of 08178241. It operated in the financial intermediation not elsewhere classified sector, SIC Code 64999. Founded in August 2012, it's largest shareholder was gary metcalf with a 50% stake. The last turnover for G.m. Financial Solutions Ltd was estimated at £420.1k.
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G.m. Financial Solutions Ltd Health Check
Pomanda's financial health check has awarded G.M. Financial Solutions Ltd a 4.5 rating. We use a traffic light system to show it exceeds the industry average on 3 measures and has 2 areas for improvement. Company Health Check FAQs
3 Strong
4 Regular
2 Weak
Size
annual sales of £420.1k, make it smaller than the average company (£3.6m)
- G.m. Financial Solutions Ltd
£3.6m - Industry AVG
Growth
3 year (CAGR) sales growth of 1%, show it is growing at a similar rate (1.8%)
- G.m. Financial Solutions Ltd
1.8% - Industry AVG
Production
with a gross margin of 63.5%, this company has a comparable cost of product (63.5%)
- G.m. Financial Solutions Ltd
63.5% - Industry AVG
Profitability
an operating margin of 29.6% make it more profitable than the average company (11.8%)
- G.m. Financial Solutions Ltd
11.8% - Industry AVG
Employees
with 2 employees, this is below the industry average (13)
2 - G.m. Financial Solutions Ltd
13 - Industry AVG
Pay Structure
on an average salary of £71.7k, the company has an equivalent pay structure (£71.7k)
- G.m. Financial Solutions Ltd
£71.7k - Industry AVG
Efficiency
resulting in sales per employee of £210k, this is equally as efficient (£210k)
- G.m. Financial Solutions Ltd
£210k - Industry AVG
Debtor Days
There is insufficient data available for this Key Performance Indicator!
- G.m. Financial Solutions Ltd
- - Industry AVG
Creditor Days
There is insufficient data available for this Key Performance Indicator!
- G.m. Financial Solutions Ltd
- - Industry AVG
Stock Days
There is insufficient data available for this Key Performance Indicator!
- G.m. Financial Solutions Ltd
- - Industry AVG
Cash Balance
has cash to cover current liabilities for 567 weeks, this is more cash available to meet short term requirements (38 weeks)
567 weeks - G.m. Financial Solutions Ltd
38 weeks - Industry AVG
Debt Level
it has a ratio of liabilities to total assets of 9.2%, this is a lower level of debt than the average (58.1%)
9.2% - G.m. Financial Solutions Ltd
58.1% - Industry AVG
G.M. FINANCIAL SOLUTIONS LTD financials
G.M. Financial Solutions Ltd's latest turnover from February 2022 is estimated at £420.1 thousand and the company has net assets of £471.1 thousand. According to their latest financial statements, G.M. Financial Solutions Ltd has 2 employees and maintains cash reserves of £518.6 thousand as reported in the balance sheet.
Data source: Companies House, Pomanda Estimates
| Feb 2022 | Feb 2021 | Aug 2020 | Aug 2019 | Aug 2018 | Aug 2017 | Aug 2016 | Aug 2015 | Aug 2014 | Aug 2013 | |
|---|---|---|---|---|---|---|---|---|---|---|
| Turnover | ||||||||||
| Other Income Or Grants | ||||||||||
| Cost Of Sales | ||||||||||
| Gross Profit | ||||||||||
| Admin Expenses | ||||||||||
| Operating Profit | ||||||||||
| Interest Payable | ||||||||||
| Interest Receivable | ||||||||||
| Pre-Tax Profit | ||||||||||
| Tax | ||||||||||
| Profit After Tax | ||||||||||
| Dividends Paid | ||||||||||
| Retained Profit | ||||||||||
| Employee Costs | ||||||||||
| Number Of Employees | 2 | 2 | 2 | 2 | ||||||
| EBITDA* |
* Earnings Before Interest, Tax, Depreciation and Amortisation
| Feb 2022 | Feb 2021 | Aug 2020 | Aug 2019 | Aug 2018 | Aug 2017 | Aug 2016 | Aug 2015 | Aug 2014 | Aug 2013 | |
|---|---|---|---|---|---|---|---|---|---|---|
| Tangible Assets | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Intangible Assets | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Investments & Other | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Debtors (Due After 1 year) | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Total Fixed Assets | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Stock & work in progress | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Trade Debtors | 0 | 0 | 0 | 0 | 129,343 | 67,182 | 15,000 | 15,000 | 14,500 | 15,000 |
| Group Debtors | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Misc Debtors | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Cash | 518,600 | 402,233 | 290,542 | 181,991 | 0 | 0 | 64,047 | 97,700 | 36,877 | 45,555 |
| misc current assets | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| total current assets | 518,600 | 402,233 | 290,542 | 181,991 | 129,343 | 67,182 | 79,047 | 112,700 | 51,377 | 60,555 |
| total assets | 518,600 | 402,233 | 290,542 | 181,991 | 129,343 | 67,182 | 79,047 | 112,700 | 51,377 | 60,555 |
| Bank overdraft | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Bank loan | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Trade Creditors | 0 | 0 | 0 | 0 | 36,409 | 15,845 | 489 | 26,771 | 540 | 540 |
| Group/Directors Accounts | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| other short term finances | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| hp & lease commitments | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| other current liabilities | 47,499 | 33,638 | 38,245 | 50,748 | 0 | 0 | 23,399 | 25,603 | 25,395 | 39,534 |
| total current liabilities | 47,499 | 33,638 | 38,245 | 50,748 | 36,409 | 15,845 | 23,888 | 52,374 | 25,935 | 40,074 |
| loans | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| hp & lease commitments | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Accruals and Deferred Income | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| other liabilities | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| provisions | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| total long term liabilities | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| total liabilities | 47,499 | 33,638 | 38,245 | 50,748 | 36,409 | 15,845 | 23,888 | 52,374 | 25,935 | 40,074 |
| net assets | 471,101 | 368,595 | 252,297 | 131,243 | 92,934 | 51,337 | 55,159 | 60,326 | 25,442 | 20,481 |
| total shareholders funds | 471,101 | 368,595 | 252,297 | 131,243 | 92,934 | 51,337 | 55,159 | 60,326 | 25,442 | 20,481 |
| Feb 2022 | Feb 2021 | Aug 2020 | Aug 2019 | Aug 2018 | Aug 2017 | Aug 2016 | Aug 2015 | Aug 2014 | Aug 2013 | |
|---|---|---|---|---|---|---|---|---|---|---|
| Operating Activities | ||||||||||
| Operating Profit | ||||||||||
| Depreciation | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Amortisation | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Tax | ||||||||||
| Stock | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Debtors | 0 | 0 | 0 | -129,343 | 62,161 | 52,182 | 0 | 500 | -500 | 15,000 |
| Creditors | 0 | 0 | 0 | -36,409 | 20,564 | 15,356 | -26,282 | 26,231 | 0 | 540 |
| Accruals and Deferred Income | 13,861 | -4,607 | -12,503 | 50,748 | 0 | -23,399 | -2,204 | 208 | -14,139 | 39,534 |
| Deferred Taxes & Provisions | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Cash flow from operations | ||||||||||
| Investing Activities | ||||||||||
| capital expenditure | ||||||||||
| Change in Investments | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| cash flow from investments | ||||||||||
| Financing Activities | ||||||||||
| Bank loans | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Group/Directors Accounts | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Short Term Loans | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Long term loans | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Hire Purchase and Lease Commitments | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| other long term liabilities | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| share issue | ||||||||||
| interest | ||||||||||
| cash flow from financing | ||||||||||
| cash and cash equivalents | ||||||||||
| cash | 116,367 | 111,691 | 108,551 | 181,991 | 0 | -64,047 | -33,653 | 60,823 | -8,678 | 45,555 |
| overdraft | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| change in cash | 116,367 | 111,691 | 108,551 | 181,991 | 0 | -64,047 | -33,653 | 60,823 | -8,678 | 45,555 |
g.m. financial solutions ltd Credit Report and Business Information
G.m. Financial Solutions Ltd Competitor Analysis
Perform a competitor analysis for g.m. financial solutions ltd by selecting its closest rivals, whether from the FINANCIAL AND INSURANCE ACTIVITIES sector, other undefined companies, companies in WR9 area or any other competitors across 12 key performance metrics.
g.m. financial solutions ltd Ownership
G.M. FINANCIAL SOLUTIONS LTD group structure
G.M. Financial Solutions Ltd has no subsidiary companies.
Ultimate parent company
G.M. FINANCIAL SOLUTIONS LTD
08178241
g.m. financial solutions ltd directors
G.M. Financial Solutions Ltd currently has 2 directors. The longest serving directors include Mrs Ruth Metcalf (Aug 2012) and Mr Gary Metcalf (Aug 2012).
| officer | country | age | start | end | role |
|---|---|---|---|---|---|
| Mrs Ruth Metcalf | United Kingdom | 67 years | Aug 2012 | - | Director |
| Mr Gary Metcalf | 66 years | Aug 2012 | - | Director |
P&L
February 2022turnover
420.1k
+9%
operating profit
124.2k
0%
gross margin
63.6%
+1.94%
turnover
Turnover, or revenue, is the amount of sales generated by a company within the financial year.
Balance Sheet
February 2022net assets
471.1k
+0.28%
total assets
518.6k
+0.29%
cash
518.6k
+0.29%
net assets
Total assets minus all liabilities
g.m. financial solutions ltd company details
company number
08178241
Type
Private limited with Share Capital
industry
64999 - Other financial service activities, except insurance and pension funding, (not including security dealing on own account and factoring) n.e.c.
incorporation date
August 2012
age
12
incorporated
UK
ultimate parent company
accounts
Total Exemption Full
last accounts submitted
February 2022
previous names
N/A
accountant
PARKERS ACCOUNTANCY
auditor
-
address
11 roman way business centre, berry hill, droitwich spa, worcestershire, WR9 9AJ
Bank
-
Legal Advisor
-
g.m. financial solutions ltd Charges & Mortgages
A charge, or mortgage, refers to the rights a company gives to a lender in return for a loan, often in the form of security given over business assets.
We did not find charges/mortgages relating to g.m. financial solutions ltd.
g.m. financial solutions ltd Capital Raised & Share Issues BETA
When a company issues new shares, e.g. to new investors following a funding round, it is required to notify Companies House within one month of making an allotment of shares.
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g.m. financial solutions ltd Companies House Filings - See Documents
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