sutcliffe insurance group limited

1.5

sutcliffe insurance group limited Company Information

Share SUTCLIFFE INSURANCE GROUP LIMITED
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EstablishedSmallHealthy

Company Number

08494721

Registered Address

2 foundry street, off city walls road, worcester, worcestershire, WR1 2BJ

Industry

Other business support service activities n.e.c.

 

Telephone

0190521681

Next Accounts Due

February 2025

Group Structure

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Directors

Duncan Sutcliffe11 Years

Susan Sutcliffe11 Years

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Shareholders

susan mary sutcliffe 50.5%

duncan charles sutcliffe 17.5%

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sutcliffe insurance group limited Estimated Valuation

£342.6k

Pomanda estimates the enterprise value of SUTCLIFFE INSURANCE GROUP LIMITED at £342.6k based on a Turnover of £605.1k and 0.57x industry multiple (adjusted for size and gross margin).

sutcliffe insurance group limited Estimated Valuation

£605

Pomanda estimates the enterprise value of SUTCLIFFE INSURANCE GROUP LIMITED at £605 based on an EBITDA of £140 and a 4.33x industry multiple (adjusted for size and gross margin).

sutcliffe insurance group limited Estimated Valuation

£482.7k

Pomanda estimates the enterprise value of SUTCLIFFE INSURANCE GROUP LIMITED at £482.7k based on Net Assets of £188.2k and 2.57x industry multiple (adjusted for liquidity).

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Sutcliffe Insurance Group Limited Overview

Sutcliffe Insurance Group Limited is a live company located in worcester, WR1 2BJ with a Companies House number of 08494721. It operates in the other business support service activities n.e.c. sector, SIC Code 82990. Founded in April 2013, it's largest shareholder is susan mary sutcliffe with a 50.5% stake. Sutcliffe Insurance Group Limited is a established, small sized company, Pomanda has estimated its turnover at £605.1k with healthy growth in recent years.

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Sutcliffe Insurance Group Limited Health Check

Pomanda's financial health check has awarded Sutcliffe Insurance Group Limited a 1.5 rating. We use a traffic light system to show it exceeds the industry average on 0 measures and has 3 areas for improvement. Company Health Check FAQs

Health Check Image
Health Rating1.5out of 5
positive_score

0 Strong

positive_score

4 Regular

positive_score

3 Weak

size

Size

annual sales of £605.1k, make it smaller than the average company (£3.6m)

£605.1k - Sutcliffe Insurance Group Limited

£3.6m - Industry AVG

growth

Growth

3 year (CAGR) sales growth of 5%, show it is growing at a similar rate (4.5%)

5% - Sutcliffe Insurance Group Limited

4.5% - Industry AVG

production

Production

with a gross margin of 38.1%, this company has a comparable cost of product (38.1%)

38.1% - Sutcliffe Insurance Group Limited

38.1% - Industry AVG

profitability

Profitability

an operating margin of 0% make it less profitable than the average company (6.3%)

0% - Sutcliffe Insurance Group Limited

6.3% - Industry AVG

employees

Employees

with 4 employees, this is below the industry average (23)

4 - Sutcliffe Insurance Group Limited

23 - Industry AVG

paystructure

Pay Structure

on an average salary of £47.3k, the company has an equivalent pay structure (£47.3k)

£47.3k - Sutcliffe Insurance Group Limited

£47.3k - Industry AVG

efficiency

Efficiency

resulting in sales per employee of £151.3k, this is equally as efficient (£151.3k)

£151.3k - Sutcliffe Insurance Group Limited

£151.3k - Industry AVG

debtordays

Debtor Days

There is insufficient data available for this Key Performance Indicator!

- - Sutcliffe Insurance Group Limited

- - Industry AVG

creditordays

Creditor Days

There is insufficient data available for this Key Performance Indicator!

- - Sutcliffe Insurance Group Limited

- - Industry AVG

stockdays

Stock Days

There is insufficient data available for this Key Performance Indicator!

- - Sutcliffe Insurance Group Limited

- - Industry AVG

cashbalance

Cash Balance

There is insufficient data available for this Key Performance Indicator!

- - Sutcliffe Insurance Group Limited

- - Industry AVG

debtlevel

Debt Level

There is insufficient data available for this Key Performance Indicator!

- - Sutcliffe Insurance Group Limited

- - Industry AVG

SUTCLIFFE INSURANCE GROUP LIMITED financials

EXPORTms excel logo

Sutcliffe Insurance Group Limited's latest turnover from May 2023 is estimated at £605.1 thousand and the company has net assets of £188.2 thousand. According to their latest financial statements, Sutcliffe Insurance Group Limited has 4 employees and maintains cash reserves of 0 as reported in the balance sheet.

Data source: Companies HousePomanda Estimates

May 2023May 2022May 2021May 2020May 2019May 2018May 2017May 2016May 2015May 2014
Turnover605,107538,599490,533529,440537,573000275,626269,941
Other Income Or Grants0000000000
Cost Of Sales374,844331,339308,809328,494336,746000174,326172,963
Gross Profit230,264207,260181,724200,946200,827000101,30196,978
Admin Expenses230,124207,130181,594200,816200,697-130-130-131101,170-139,926
Operating Profit140130130130130130130131131236,904
Interest Payable0000000000
Interest Receivable0000000000
Pre-Tax Profit140130130130130130130131131236,904
Tax-35-25-25-25-25-25-25-26-26-49,750
Profit After Tax105105105105105105105105105187,154
Dividends Paid0000000000
Retained Profit105105105105105105105105105187,154
Employee Costs189,114178,399169,879167,785164,521000112,975113,143
Number Of Employees4444400033
EBITDA*140130130130130130130131131236,904

* Earnings Before Interest, Tax, Depreciation and Amortisation

May 2023May 2022May 2021May 2020May 2019May 2018May 2017May 2016May 2015May 2014
Tangible Assets0000000000
Intangible Assets0000000000
Investments & Other156,129156,129156,129156,129156,129156,129156,129156,129156,129156,128
Debtors (Due After 1 year)0000000000
Total Fixed Assets156,129156,129156,129156,129156,129156,129156,129156,129156,129156,128
Stock & work in progress0000000000
Trade Debtors0000000031,23331,129
Group Debtors32,07331,96831,86331,75831,65331,54831,44331,33800
Misc Debtors0000000000
Cash0000000000
misc current assets0000000000
total current assets32,07331,96831,86331,75831,65331,54831,44331,33831,23331,129
total assets188,202188,097187,992187,887187,782187,677187,572187,467187,362187,257
Bank overdraft0000000000
Bank loan0000000000
Trade Creditors 0000000000
Group/Directors Accounts0000000000
other short term finances0000000000
hp & lease commitments0000000000
other current liabilities0000000000
total current liabilities0000000000
loans0000000000
hp & lease commitments0000000000
Accruals and Deferred Income0000000000
other liabilities0000000000
provisions0000000000
total long term liabilities0000000000
total liabilities0000000000
net assets188,202188,097187,992187,887187,782187,677187,572187,467187,362187,257
total shareholders funds188,202188,097187,992187,887187,782187,677187,572187,467187,362187,257
May 2023May 2022May 2021May 2020May 2019May 2018May 2017May 2016May 2015May 2014
Operating Activities
Operating Profit140130130130130130130131131236,904
Depreciation0000000000
Amortisation0000000000
Tax-35-25-25-25-25-25-25-26-26-49,750
Stock0000000000
Debtors10510510510510510510510510431,129
Creditors0000000000
Accruals and Deferred Income0000000000
Deferred Taxes & Provisions0000000000
Cash flow from operations000000001156,025
Investing Activities
capital expenditure0000000000
Change in Investments000000001156,128
cash flow from investments00000000-1-156,128
Financing Activities
Bank loans0000000000
Group/Directors Accounts0000000000
Other Short Term Loans 0000000000
Long term loans0000000000
Hire Purchase and Lease Commitments0000000000
other long term liabilities0000000000
share issue000000000103
interest0000000000
cash flow from financing000000000103
cash and cash equivalents
cash0000000000
overdraft0000000000
change in cash0000000000

sutcliffe insurance group limited Credit Report and Business Information

Very Low Risk70 - 100
Low Risk50 - 70
Moderate Risk30 - 50
High Risk20 - 30
Very High Risk0 - 20
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Sutcliffe Insurance Group Limited Competitor Analysis

competitor_analysis_table_img

Perform a competitor analysis for sutcliffe insurance group limited by selecting its closest rivals, whether from the ADMINISTRATIVE AND SUPPORT SERVICE ACTIVITIES sector, other small companies, companies in WR1 area or any other competitors across 12 key performance metrics.

sutcliffe insurance group limited Ownership

SUTCLIFFE INSURANCE GROUP LIMITED group structure

Sutcliffe Insurance Group Limited has 1 subsidiary company.

Ultimate parent company

SUTCLIFFE INSURANCE GROUP LIMITED

08494721

1 subsidiary

SUTCLIFFE INSURANCE GROUP LIMITED Shareholders

susan mary sutcliffe 50.49%
duncan charles sutcliffe 17.48%
rebecca jane sutcliffe 8.74%
edward diccon sutcliffe 7.77%
e sutcliffe childrens trust 7.77%
d sutcliffe childrens trust 7.77%

sutcliffe insurance group limited directors

Sutcliffe Insurance Group Limited currently has 4 directors. The longest serving directors include Mr Duncan Sutcliffe (Apr 2013) and Ms Susan Sutcliffe (Apr 2013).

officercountryagestartendrole
Mr Duncan Sutcliffe53 years Apr 2013- Director
Ms Susan SutcliffeUk81 years Apr 2013- Director
Mr Edward SutcliffeUk50 years Apr 2013- Director
Mrs Rebecca SutcliffeUnited Kingdom54 years Feb 2020- Director

P&L

May 2023

turnover

605.1k

+12%

operating profit

140

0%

gross margin

38.1%

-1.11%

turnover

Turnover, or revenue, is the amount of sales generated by a company within the financial year.

Balance Sheet

May 2023

net assets

188.2k

0%

total assets

188.2k

0%

cash

0

0%

net assets

Total assets minus all liabilities

sutcliffe insurance group limited company details

company number

08494721

Type

Private limited with Share Capital

industry

82990 - Other business support service activities n.e.c.

incorporation date

April 2013

age

11

incorporated

UK

ultimate parent company

None

accounts

Total Exemption Full

last accounts submitted

May 2023

previous names

N/A

accountant

BALLARDS LLP

auditor

-

address

2 foundry street, off city walls road, worcester, worcestershire, WR1 2BJ

Bank

-

Legal Advisor

-

sutcliffe insurance group limited Charges & Mortgages

A charge, or mortgage, refers to the rights a company gives to a lender in return for a loan, often in the form of security given over business assets.

We did not find charges/mortgages relating to sutcliffe insurance group limited.

charges

sutcliffe insurance group limited Companies House Filings - See Documents

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