just cash flow plc
just cash flow plc Company Information
Company Number
08508165
Next Accounts
997 days late
Shareholders
jlg group plc
Group Structure
View All
Industry
Credit granting by non-deposit taking finance houses and other specialist consumer credit grantors
Registered Address
frp advisory trading limited, 110 cannon street, london, EC4N 6EU
Website
www.just-cashflow.comjust cash flow plc Estimated Valuation
Pomanda estimates the enterprise value of JUST CASH FLOW PLC at £21.1m based on a Turnover of £8.8m and 2.4x industry multiple (adjusted for size and gross margin).
just cash flow plc Estimated Valuation
Pomanda estimates the enterprise value of JUST CASH FLOW PLC at £0 based on an EBITDA of £-14.7m and a 8.74x industry multiple (adjusted for size and gross margin).
just cash flow plc Estimated Valuation
Pomanda estimates the enterprise value of JUST CASH FLOW PLC at £0 based on Net Assets of £-32.1m and 2.41x industry multiple (adjusted for liquidity).
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Just Cash Flow Plc Overview
Just Cash Flow Plc is a live company located in london, EC4N 6EU with a Companies House number of 08508165. It operates in the credit granting by non-deposit taking finance houses and other specialist consumer credit grantors sector, SIC Code 64921. Founded in April 2013, it's largest shareholder is jlg group plc with a 100% stake. Just Cash Flow Plc is a established, mid sized company, Pomanda has estimated its turnover at £8.8m with rapid growth in recent years.
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Just Cash Flow Plc Health Check
Pomanda's financial health check has awarded Just Cash Flow Plc a 2.5 rating. We use a traffic light system to show it exceeds the industry average on 3 measures and has 5 areas for improvement. Company Health Check FAQs
3 Strong
1 Regular
5 Weak
Size
annual sales of £8.8m, make it in line with the average company (£9.4m)
£8.8m - Just Cash Flow Plc
£9.4m - Industry AVG
Growth
3 year (CAGR) sales growth of 67%, show it is growing at a faster rate (7.2%)
67% - Just Cash Flow Plc
7.2% - Industry AVG
Production
with a gross margin of 87.6%, this company has a lower cost of product (23.1%)
87.6% - Just Cash Flow Plc
23.1% - Industry AVG
Profitability
an operating margin of -166.2% make it less profitable than the average company (1.8%)
-166.2% - Just Cash Flow Plc
1.8% - Industry AVG
Employees
with 2 employees, this is below the industry average (15)
2 - Just Cash Flow Plc
15 - Industry AVG
Pay Structure
There is insufficient data available for this Key Performance Indicator!
- - Just Cash Flow Plc
- - Industry AVG
Efficiency
resulting in sales per employee of £4.4m, this is more efficient (£267.4k)
£4.4m - Just Cash Flow Plc
£267.4k - Industry AVG
Debtor Days
There is insufficient data available for this Key Performance Indicator!
- - Just Cash Flow Plc
- - Industry AVG
Creditor Days
its suppliers are paid after 138 days, this is quicker than average (293 days)
138 days - Just Cash Flow Plc
293 days - Industry AVG
Stock Days
There is insufficient data available for this Key Performance Indicator!
- - Just Cash Flow Plc
- - Industry AVG
Cash Balance
has cash to cover current liabilities for 4 weeks, this is less cash available to meet short term requirements (6 weeks)
4 weeks - Just Cash Flow Plc
6 weeks - Industry AVG
Debt Level
it has a ratio of liabilities to total assets of 196.2%, this is a higher level of debt than the average (100%)
196.2% - Just Cash Flow Plc
100% - Industry AVG
JUST CASH FLOW PLC financials
Just Cash Flow Plc's latest turnover from December 2020 is £8.8 million and the company has net assets of -£32.1 million. According to their latest financial statements, Just Cash Flow Plc has 2 employees and maintains cash reserves of £3.5 million as reported in the balance sheet.
Data source: Companies House, Pomanda Estimates
| Dec 2020 | Dec 2019 | Dec 2018 | Dec 2017 | Dec 2016 | Dec 2015 | Jun 2014 | |
|---|---|---|---|---|---|---|---|
| Turnover | 8,817,838 | 10,791,560 | 5,137,005 | 1,884,581 | 1,121,705 | 3,025,941 | 148,603 |
| Other Income Or Grants | |||||||
| Cost Of Sales | 1,094,460 | 733,880 | 1,165,344 | 862,105 | 246,725 | 634,997 | |
| Gross Profit | 7,723,378 | 10,057,680 | 3,971,661 | 1,022,476 | 874,980 | 2,390,944 | 148,603 |
| Admin Expenses | 22,382,581 | 5,524,673 | 2,346,444 | 1,949,698 | 1,647,177 | 3,418,038 | 418,745 |
| Operating Profit | -14,659,203 | 4,533,007 | 1,625,217 | -927,222 | -772,197 | -1,027,094 | -270,142 |
| Interest Payable | 7,518,139 | 7,698,631 | 3,974,086 | 1,275,347 | 28,622 | 808,139 | 126,138 |
| Interest Receivable | |||||||
| Pre-Tax Profit | -22,177,342 | -3,165,624 | -2,348,869 | -2,202,569 | -800,819 | -1,835,233 | -396,280 |
| Tax | 48,657 | 74,017 | 159,046 | 43,789 | |||
| Profit After Tax | -22,177,342 | -3,116,967 | -2,274,852 | -2,043,523 | -757,030 | -1,835,233 | -396,280 |
| Dividends Paid | |||||||
| Retained Profit | -22,177,342 | -3,116,967 | -2,274,852 | -2,043,523 | -757,030 | -1,835,233 | -396,280 |
| Employee Costs | 74,619 | 213,870 | 58,310 | ||||
| Number Of Employees | 2 | 2 | 2 | 2 | 2 | 3 | 4 |
| EBITDA* | -14,659,203 | 4,533,007 | 1,625,217 | -927,222 | -772,197 | -1,027,094 | -270,142 |
* Earnings Before Interest, Tax, Depreciation and Amortisation
| Dec 2020 | Dec 2019 | Dec 2018 | Dec 2017 | Dec 2016 | Dec 2015 | Jun 2014 | |
|---|---|---|---|---|---|---|---|
| Tangible Assets | 137,492 | 19,059,897 | 11,820,047 | 1,664,526 | 917,900 | 1,402,940 | |
| Intangible Assets | |||||||
| Investments & Other | 114,421 | 19,022,983 | 11,484,295 | 1,259,865 | 917,900 | 908,178 | |
| Debtors (Due After 1 year) | 335,752 | 404,661 | 494,762 | ||||
| Total Fixed Assets | 137,492 | 19,059,897 | 11,820,047 | 1,664,526 | 917,900 | 1,402,940 | |
| Stock & work in progress | |||||||
| Trade Debtors | |||||||
| Group Debtors | 308,521 | 33,072,659 | 13,582,146 | 8,594,912 | 2,771,452 | 2,002,428 | |
| Misc Debtors | 1,705,158 | 544,798 | 1,026,417 | 1,282,404 | 16,583 | 21,250 | 2,750 |
| Cash | 3,476,380 | 1,529,206 | 13,112,676 | 5,999,516 | 1,132,934 | 52,902 | 4,395,170 |
| misc current assets | 27,735,409 | 23,555,523 | 20,914,640 | 8,387,204 | 5,528,793 | 1,705,185 | 1,095,355 |
| total current assets | 33,225,468 | 58,702,186 | 48,635,879 | 24,264,036 | 9,449,762 | 3,781,765 | 5,493,275 |
| total assets | 33,362,960 | 77,762,083 | 60,455,926 | 25,928,562 | 10,367,662 | 5,184,705 | 5,493,275 |
| Bank overdraft | |||||||
| Bank loan | |||||||
| Trade Creditors | 415,811 | 62,043 | 67,002 | 2,646 | 6,302 | 94,047 | |
| Group/Directors Accounts | |||||||
| other short term finances | 40,261,568 | 1,836,781 | 23,448,392 | 525,890 | |||
| hp & lease commitments | 15,912 | 15,912 | |||||
| other current liabilities | 1,028,052 | 23,878,583 | 17,625,528 | 9,876,352 | 11,281,046 | 6,384,026 | 1,614,919 |
| total current liabilities | 41,721,343 | 25,793,319 | 41,140,922 | 9,878,998 | 11,281,046 | 6,916,218 | 1,708,966 |
| loans | 47,485,688 | 123,785,298 | 52,243,844 | 41,163,260 | 3,150,318 | 7,361,178 | |
| hp & lease commitments | 9,004 | 22,440 | |||||
| Accruals and Deferred Income | |||||||
| other liabilities | |||||||
| provisions | |||||||
| total long term liabilities | 23,742,844 | 61,892,649 | 26,121,922 | 20,581,630 | 1,575,159 | 3,680,589 | |
| total liabilities | 65,464,187 | 87,685,968 | 67,262,844 | 30,460,628 | 12,856,205 | 6,916,218 | 5,389,555 |
| net assets | -32,101,227 | -9,923,885 | -6,806,918 | -4,532,066 | -2,488,543 | -1,731,513 | 103,720 |
| total shareholders funds | -32,101,227 | -9,923,885 | -6,806,918 | -4,532,066 | -2,488,543 | -1,731,513 | 103,720 |
| Dec 2020 | Dec 2019 | Dec 2018 | Dec 2017 | Dec 2016 | Dec 2015 | Jun 2014 | |
|---|---|---|---|---|---|---|---|
| Operating Activities | |||||||
| Operating Profit | -14,659,203 | 4,533,007 | 1,625,217 | -927,222 | -772,197 | -1,027,094 | -270,142 |
| Depreciation | |||||||
| Amortisation | |||||||
| Tax | 48,657 | 74,017 | 159,046 | 43,789 | |||
| Stock | |||||||
| Debtors | -31,603,778 | 18,673,142 | 4,662,338 | 7,493,942 | 269,595 | 2,515,690 | 2,750 |
| Creditors | 353,768 | -4,959 | 64,356 | 2,646 | -6,302 | -87,745 | 94,047 |
| Accruals and Deferred Income | -22,850,531 | 6,253,055 | 7,749,176 | -1,404,694 | 4,897,020 | 4,769,107 | 1,614,919 |
| Deferred Taxes & Provisions | |||||||
| Cash flow from operations | -5,552,188 | -7,843,382 | 4,850,428 | -9,664,166 | 3,892,715 | 1,138,578 | 1,436,074 |
| Investing Activities | |||||||
| capital expenditure | |||||||
| Change in Investments | -18,908,562 | 7,538,688 | 10,224,430 | 341,965 | 9,722 | 908,178 | |
| cash flow from investments | |||||||
| Financing Activities | |||||||
| Bank loans | |||||||
| Group/Directors Accounts | |||||||
| Other Short Term Loans | 38,424,787 | -21,611,611 | 23,448,392 | -525,890 | 525,890 | ||
| Long term loans | -76,299,610 | 71,541,454 | 11,080,584 | 38,012,942 | 3,150,318 | -7,361,178 | 7,361,178 |
| Hire Purchase and Lease Commitments | -13,436 | 38,352 | |||||
| other long term liabilities | |||||||
| share issue | |||||||
| interest | -7,518,139 | -7,698,631 | -3,974,086 | -1,275,347 | -28,622 | -808,139 | -126,138 |
| cash flow from financing | -45,406,398 | 42,269,564 | 30,554,890 | 36,737,595 | 2,595,806 | -7,643,427 | 7,735,040 |
| cash and cash equivalents | |||||||
| cash | 1,947,174 | -11,583,470 | 7,113,160 | 4,866,582 | 1,080,032 | -4,342,268 | 4,395,170 |
| overdraft | |||||||
| change in cash | 1,947,174 | -11,583,470 | 7,113,160 | 4,866,582 | 1,080,032 | -4,342,268 | 4,395,170 |
just cash flow plc Credit Report and Business Information
Just Cash Flow Plc Competitor Analysis
Perform a competitor analysis for just cash flow plc by selecting its closest rivals, whether from the FINANCIAL AND INSURANCE ACTIVITIES sector, other mid companies, companies in EC4N area or any other competitors across 12 key performance metrics.
just cash flow plc Ownership
JUST CASH FLOW PLC group structure
Just Cash Flow Plc has no subsidiary companies.
just cash flow plc directors
Just Cash Flow Plc currently has 3 directors. The longest serving directors include Mr John McLellan (Jun 2013) and Mrs Martine Catton (Jun 2021).
| officer | country | age | start | end | role |
|---|---|---|---|---|---|
| Mr John McLellan | United Kingdom | 57 years | Jun 2013 | - | Director |
| Mrs Martine Catton | 54 years | Jun 2021 | - | Director | |
| Mrs Sarah Healy | England | 45 years | Apr 2022 | - | Director |
P&L
December 2020turnover
8.8m
-18%
operating profit
-14.7m
-423%
gross margin
87.6%
-6.02%
turnover
Turnover, or revenue, is the amount of sales generated by a company within the financial year.
Balance Sheet
December 2020net assets
-32.1m
+2.23%
total assets
33.4m
-0.57%
cash
3.5m
+1.27%
net assets
Total assets minus all liabilities
Similar Companies
just cash flow plc company details
company number
08508165
Type
Public limited with Share Capital
industry
64921 - Credit granting by non-deposit taking finance houses and other specialist consumer credit grantors
incorporation date
April 2013
age
12
incorporated
UK
ultimate parent company
accounts
Full Accounts
last accounts submitted
December 2020
previous names
just cash flow limited (February 2014)
accountant
-
auditor
JEFFREYS HENRY LLP
address
frp advisory trading limited, 110 cannon street, london, EC4N 6EU
Bank
SANTANDER BANK PLC
Legal Advisor
DWF
just cash flow plc Charges & Mortgages
A charge, or mortgage, refers to the rights a company gives to a lender in return for a loan, often in the form of security given over business assets.
We found 8 charges/mortgages relating to just cash flow plc. Currently there are 4 open charges and 4 have been satisfied in the past.
just cash flow plc Capital Raised & Share Issues BETA
When a company issues new shares, e.g. to new investors following a funding round, it is required to notify Companies House within one month of making an allotment of shares.
Click to start generating capital raising & share issue transactions for JUST CASH FLOW PLC. This can take several minutes, an email will notify you when this has completed.
just cash flow plc Companies House Filings - See Documents
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