westberry financial limited
westberry financial limited Company Information
Company Number
08541390
Next Accounts
Aug 2025
Shareholders
charles geoffrey elliott
suzanna jane elliott
Group Structure
View All
Industry
Activities of insurance agents and brokers
Registered Address
bridgewater house, whitworth street, manchester, M1 6LT
Website
www.westberryfinancial.co.ukwestberry financial limited Estimated Valuation
Pomanda estimates the enterprise value of WESTBERRY FINANCIAL LIMITED at £81.8k based on a Turnover of £89.6k and 0.91x industry multiple (adjusted for size and gross margin).
westberry financial limited Estimated Valuation
Pomanda estimates the enterprise value of WESTBERRY FINANCIAL LIMITED at £354.3k based on an EBITDA of £69.5k and a 5.1x industry multiple (adjusted for size and gross margin).
westberry financial limited Estimated Valuation
Pomanda estimates the enterprise value of WESTBERRY FINANCIAL LIMITED at £79.6k based on Net Assets of £46.3k and 1.72x industry multiple (adjusted for liquidity).
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Westberry Financial Limited Overview
Westberry Financial Limited is a live company located in manchester, M1 6LT with a Companies House number of 08541390. It operates in the activities of insurance agents and brokers sector, SIC Code 66220. Founded in May 2013, it's largest shareholder is charles geoffrey elliott with a 50% stake. Westberry Financial Limited is a established, micro sized company, Pomanda has estimated its turnover at £89.6k with unknown growth in recent years.
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Westberry Financial Limited Health Check
Pomanda's financial health check has awarded Westberry Financial Limited a 4 rating. We use a traffic light system to show it exceeds the industry average on 3 measures and has 3 areas for improvement. Company Health Check FAQs
3 Strong
3 Regular
3 Weak
Size
annual sales of £89.6k, make it smaller than the average company (£2.8m)
- Westberry Financial Limited
£2.8m - Industry AVG
Growth
There is insufficient data available for this Key Performance Indicator!
- Westberry Financial Limited
- - Industry AVG
Production
with a gross margin of 96%, this company has a comparable cost of product (96%)
- Westberry Financial Limited
96% - Industry AVG
Profitability
an operating margin of 77.5% make it more profitable than the average company (18.6%)
- Westberry Financial Limited
18.6% - Industry AVG
Employees
with 1 employees, this is below the industry average (17)
- Westberry Financial Limited
17 - Industry AVG
Pay Structure
on an average salary of £48.5k, the company has an equivalent pay structure (£48.5k)
- Westberry Financial Limited
£48.5k - Industry AVG
Efficiency
resulting in sales per employee of £89.6k, this is less efficient (£114.1k)
- Westberry Financial Limited
£114.1k - Industry AVG
Debtor Days
it gets paid by customers after 73 days, this is near the average (73 days)
- Westberry Financial Limited
73 days - Industry AVG
Creditor Days
There is insufficient data available for this Key Performance Indicator!
- Westberry Financial Limited
- - Industry AVG
Stock Days
There is insufficient data available for this Key Performance Indicator!
- Westberry Financial Limited
- - Industry AVG
Cash Balance
has cash to cover current liabilities for 162 weeks, this is more cash available to meet short term requirements (36 weeks)
162 weeks - Westberry Financial Limited
36 weeks - Industry AVG
Debt Level
it has a ratio of liabilities to total assets of 18.2%, this is a lower level of debt than the average (61.4%)
18.2% - Westberry Financial Limited
61.4% - Industry AVG
WESTBERRY FINANCIAL LIMITED financials
Westberry Financial Limited's latest turnover from November 2023 is estimated at £89.6 thousand and the company has net assets of £46.3 thousand. According to their latest financial statements, we estimate that Westberry Financial Limited has 1 employee and maintains cash reserves of £32.3 thousand as reported in the balance sheet.
Data source: Companies House, Pomanda Estimates
| Nov 2023 | Nov 2022 | Nov 2021 | Nov 2020 | Nov 2019 | Nov 2018 | Nov 2017 | Nov 2016 | Nov 2015 | Nov 2014 | Nov 2013 | |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Turnover | |||||||||||
| Other Income Or Grants | |||||||||||
| Cost Of Sales | |||||||||||
| Gross Profit | |||||||||||
| Admin Expenses | |||||||||||
| Operating Profit | |||||||||||
| Interest Payable | |||||||||||
| Interest Receivable | |||||||||||
| Pre-Tax Profit | |||||||||||
| Tax | |||||||||||
| Profit After Tax | |||||||||||
| Dividends Paid | |||||||||||
| Retained Profit | |||||||||||
| Employee Costs | |||||||||||
| Number Of Employees | 1 | 1 | |||||||||
| EBITDA* |
* Earnings Before Interest, Tax, Depreciation and Amortisation
| Nov 2023 | Nov 2022 | Nov 2021 | Nov 2020 | Nov 2019 | Nov 2018 | Nov 2017 | Nov 2016 | Nov 2015 | Nov 2014 | Nov 2013 | |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Tangible Assets | |||||||||||
| Intangible Assets | |||||||||||
| Investments & Other | |||||||||||
| Debtors (Due After 1 year) | |||||||||||
| Total Fixed Assets | |||||||||||
| Stock & work in progress | |||||||||||
| Trade Debtors | 18,077 | 1,294 | 15 | 15 | |||||||
| Group Debtors | 18,537 | 16,285 | 2,000 | ||||||||
| Misc Debtors | 6,267 | 8,002 | 19,539 | 2 | 716 | 249 | 726 | 2 | |||
| Cash | 32,327 | 2,511 | 647 | 1,348 | 808 | 19,122 | 19,130 | 20,097 | 19,853 | 15,466 | |
| misc current assets | |||||||||||
| total current assets | 56,671 | 11,807 | 20,186 | 19,887 | 17,809 | 21,371 | 19,856 | 20,099 | 19,868 | 15,481 | |
| total assets | 56,671 | 11,807 | 20,186 | 19,887 | 17,809 | 21,371 | 19,856 | 20,099 | 19,868 | 15,481 | |
| Bank overdraft | |||||||||||
| Bank loan | |||||||||||
| Trade Creditors | 5,574 | 4,696 | |||||||||
| Group/Directors Accounts | |||||||||||
| other short term finances | |||||||||||
| hp & lease commitments | |||||||||||
| other current liabilities | 10,336 | 18,262 | 2,000 | 1,000 | 608 | 2,027 | 969 | 3,135 | |||
| total current liabilities | 10,336 | 18,262 | 2,000 | 1,000 | 608 | 2,027 | 969 | 3,135 | 5,574 | 4,696 | |
| loans | |||||||||||
| hp & lease commitments | |||||||||||
| Accruals and Deferred Income | |||||||||||
| other liabilities | |||||||||||
| provisions | |||||||||||
| total long term liabilities | |||||||||||
| total liabilities | 10,336 | 18,262 | 2,000 | 1,000 | 608 | 2,027 | 969 | 3,135 | 5,574 | 4,696 | |
| net assets | 46,335 | -6,455 | 18,186 | 18,887 | 17,201 | 19,344 | 18,887 | 16,964 | 14,294 | 10,785 | |
| total shareholders funds | 46,335 | -6,455 | 18,186 | 18,887 | 17,201 | 19,344 | 18,887 | 16,964 | 14,294 | 10,785 |
| Nov 2023 | Nov 2022 | Nov 2021 | Nov 2020 | Nov 2019 | Nov 2018 | Nov 2017 | Nov 2016 | Nov 2015 | Nov 2014 | Nov 2013 | |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Operating Activities | |||||||||||
| Operating Profit | |||||||||||
| Depreciation | |||||||||||
| Amortisation | |||||||||||
| Tax | |||||||||||
| Stock | |||||||||||
| Debtors | 15,048 | -10,243 | 1,000 | 1,538 | 14,752 | 1,523 | 724 | -13 | 15 | ||
| Creditors | -5,574 | 878 | 4,696 | ||||||||
| Accruals and Deferred Income | -7,926 | 16,262 | 1,000 | 392 | -1,419 | 1,058 | -2,166 | 3,135 | |||
| Deferred Taxes & Provisions | |||||||||||
| Cash flow from operations | |||||||||||
| Investing Activities | |||||||||||
| capital expenditure | |||||||||||
| Change in Investments | |||||||||||
| cash flow from investments | |||||||||||
| Financing Activities | |||||||||||
| Bank loans | |||||||||||
| Group/Directors Accounts | |||||||||||
| Other Short Term Loans | |||||||||||
| Long term loans | |||||||||||
| Hire Purchase and Lease Commitments | |||||||||||
| other long term liabilities | |||||||||||
| share issue | |||||||||||
| interest | |||||||||||
| cash flow from financing | |||||||||||
| cash and cash equivalents | |||||||||||
| cash | 29,816 | 1,864 | -701 | 540 | -18,314 | -8 | -967 | 244 | 4,387 | 15,466 | |
| overdraft | |||||||||||
| change in cash | 29,816 | 1,864 | -701 | 540 | -18,314 | -8 | -967 | 244 | 4,387 | 15,466 |
westberry financial limited Credit Report and Business Information
Westberry Financial Limited Competitor Analysis
Perform a competitor analysis for westberry financial limited by selecting its closest rivals, whether from the FINANCIAL AND INSURANCE ACTIVITIES sector, other micro companies, companies in M 1 area or any other competitors across 12 key performance metrics.
westberry financial limited Ownership
WESTBERRY FINANCIAL LIMITED group structure
Westberry Financial Limited has no subsidiary companies.
Ultimate parent company
WESTBERRY FINANCIAL LIMITED
08541390
westberry financial limited directors
Westberry Financial Limited currently has 2 directors. The longest serving directors include Mr Charles Elliott (May 2013) and Mrs Suzanna Elliott (May 2013).
| officer | country | age | start | end | role |
|---|---|---|---|---|---|
| Mr Charles Elliott | 61 years | May 2013 | - | Director | |
| Mrs Suzanna Elliott | United Kingdom | 59 years | May 2013 | - | Director |
P&L
November 2023turnover
89.6k
+26%
operating profit
69.5k
0%
gross margin
96.1%
+1.72%
turnover
Turnover, or revenue, is the amount of sales generated by a company within the financial year.
Balance Sheet
November 2023net assets
46.3k
-8.18%
total assets
56.7k
+3.8%
cash
32.3k
+11.87%
net assets
Total assets minus all liabilities
westberry financial limited company details
company number
08541390
Type
Private limited with Share Capital
industry
66220 - Activities of insurance agents and brokers
incorporation date
May 2013
age
12
incorporated
UK
ultimate parent company
accounts
Total Exemption Full
last accounts submitted
November 2023
previous names
N/A
accountant
XEINADIN
auditor
-
address
bridgewater house, whitworth street, manchester, M1 6LT
Bank
-
Legal Advisor
-
westberry financial limited Charges & Mortgages
A charge, or mortgage, refers to the rights a company gives to a lender in return for a loan, often in the form of security given over business assets.
We did not find charges/mortgages relating to westberry financial limited.
westberry financial limited Capital Raised & Share Issues BETA
When a company issues new shares, e.g. to new investors following a funding round, it is required to notify Companies House within one month of making an allotment of shares.
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westberry financial limited Companies House Filings - See Documents
| date | description | view/download |
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