jems finance limited Company Information
Company Number
08561565
Next Accounts
Mar 2026
Directors
Shareholders
jill elizabeth meekings
antony charles meekings
Group Structure
View All
Industry
Accounting, and auditing activities
Registered Address
victoria house, 50 alexandra street, southend-on-sea, essex, SS1 1BN
Website
www.jemsgroupofcompanies.comjems finance limited Estimated Valuation
Pomanda estimates the enterprise value of JEMS FINANCE LIMITED at £111.6k based on a Turnover of £142.3k and 0.78x industry multiple (adjusted for size and gross margin).
jems finance limited Estimated Valuation
Pomanda estimates the enterprise value of JEMS FINANCE LIMITED at £2.8k based on an EBITDA of £558 and a 5.05x industry multiple (adjusted for size and gross margin).
jems finance limited Estimated Valuation
Pomanda estimates the enterprise value of JEMS FINANCE LIMITED at £189.6k based on Net Assets of £62.7k and 3.02x industry multiple (adjusted for liquidity).
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Jems Finance Limited Overview
Jems Finance Limited is a live company located in southend-on-sea, SS1 1BN with a Companies House number of 08561565. It operates in the accounting and auditing activities sector, SIC Code 69201. Founded in June 2013, it's largest shareholder is jill elizabeth meekings with a 51% stake. Jems Finance Limited is a established, micro sized company, Pomanda has estimated its turnover at £142.3k with healthy growth in recent years.
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Jems Finance Limited Health Check
Pomanda's financial health check has awarded Jems Finance Limited a 3 rating. We use a traffic light system to show it exceeds the industry average on 2 measures and has 5 areas for improvement. Company Health Check FAQs
![Health Check Image](/assets/images/big_heart.png)
![positive_score](/assets/images/scoreRate2.png)
2 Strong
![positive_score](/assets/images/scoreRate1.png)
3 Regular
![positive_score](/assets/images/scoreRate0.png)
5 Weak
![size](/assets/images/scoreRate0.png)
Size
annual sales of £142.3k, make it smaller than the average company (£193.3k)
- Jems Finance Limited
£193.3k - Industry AVG
![growth](/assets/images/scoreRate1.png)
Growth
3 year (CAGR) sales growth of 10%, show it is growing at a similar rate (9%)
- Jems Finance Limited
9% - Industry AVG
![production](/assets/images/scoreRate0.png)
Production
with a gross margin of 53%, this company has a higher cost of product (96%)
- Jems Finance Limited
96% - Industry AVG
![profitability](/assets/images/scoreRate0.png)
Profitability
an operating margin of 0.4% make it less profitable than the average company (8.4%)
- Jems Finance Limited
8.4% - Industry AVG
![employees](/assets/images/scoreRate0.png)
Employees
with 2 employees, this is below the industry average (3)
2 - Jems Finance Limited
3 - Industry AVG
![paystructure](/assets/images/scoreRate1.png)
Pay Structure
on an average salary of £36.7k, the company has an equivalent pay structure (£36.7k)
- Jems Finance Limited
£36.7k - Industry AVG
![efficiency](/assets/images/scoreRate1.png)
Efficiency
resulting in sales per employee of £71.1k, this is equally as efficient (£80.1k)
- Jems Finance Limited
£80.1k - Industry AVG
![debtordays](/assets/images/scoreRate0.png)
Debtor Days
it gets paid by customers after 175 days, this is later than average (75 days)
- Jems Finance Limited
75 days - Industry AVG
![creditordays](/assets/images/scoreRate2.png)
Creditor Days
its suppliers are paid after 32 days, this is slower than average (27 days)
- Jems Finance Limited
27 days - Industry AVG
![stockdays](/assets/images/scoreRate-1.png)
Stock Days
There is insufficient data available for this Key Performance Indicator!
- Jems Finance Limited
- - Industry AVG
![cashbalance](/assets/images/scoreRate-1.png)
Cash Balance
There is insufficient data available for this Key Performance Indicator!
- - Jems Finance Limited
- - Industry AVG
![debtlevel](/assets/images/scoreRate2.png)
Debt Level
it has a ratio of liabilities to total assets of 8.6%, this is a lower level of debt than the average (50.8%)
8.6% - Jems Finance Limited
50.8% - Industry AVG
JEMS FINANCE LIMITED financials
![ms excel logo](/assets/images/ms_excel_logo.png)
Jems Finance Limited's latest turnover from June 2024 is estimated at £142.3 thousand and the company has net assets of £62.7 thousand. According to their latest financial statements, Jems Finance Limited has 2 employees and maintains cash reserves of 0 as reported in the balance sheet.
Data source: Companies House, Pomanda Estimates
Jun 2024 | Jun 2023 | Jun 2022 | Jun 2021 | Jun 2020 | Jun 2019 | Jun 2018 | Jun 2017 | Jun 2016 | Jun 2015 | Jun 2014 | |
---|---|---|---|---|---|---|---|---|---|---|---|
Turnover | |||||||||||
Other Income Or Grants | |||||||||||
Cost Of Sales | |||||||||||
Gross Profit | |||||||||||
Admin Expenses | |||||||||||
Operating Profit | |||||||||||
Interest Payable | |||||||||||
Interest Receivable | |||||||||||
Pre-Tax Profit | |||||||||||
Tax | |||||||||||
Profit After Tax | |||||||||||
Dividends Paid | |||||||||||
Retained Profit | |||||||||||
Employee Costs | |||||||||||
Number Of Employees | 2 | 2 | 2 | 2 | 2 | 2 | 2 | 2 | |||
EBITDA* |
* Earnings Before Interest, Tax, Depreciation and Amortisation
Jun 2024 | Jun 2023 | Jun 2022 | Jun 2021 | Jun 2020 | Jun 2019 | Jun 2018 | Jun 2017 | Jun 2016 | Jun 2015 | Jun 2014 | |
---|---|---|---|---|---|---|---|---|---|---|---|
Tangible Assets | 143 | 285 | 1 | 1 | 1 | 1 | 86 | 304 | 782 | 885 | 1,469 |
Intangible Assets | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Investments & Other | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Debtors (Due After 1 year) | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Total Fixed Assets | 143 | 285 | 1 | 1 | 1 | 1 | 86 | 304 | 782 | 885 | 1,469 |
Stock & work in progress | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Trade Debtors | 68,457 | 67,315 | 68,768 | 61,366 | 49,949 | 43,298 | 34,769 | 39,797 | 4,373 | 4,421 | 3,761 |
Group Debtors | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Misc Debtors | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Cash | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 25,336 | 29,454 | 18,256 |
misc current assets | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
total current assets | 68,457 | 67,315 | 68,768 | 61,366 | 49,949 | 43,298 | 34,769 | 39,797 | 29,709 | 33,875 | 22,017 |
total assets | 68,600 | 67,600 | 68,769 | 61,367 | 49,950 | 43,299 | 34,855 | 40,101 | 30,491 | 34,760 | 23,486 |
Bank overdraft | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Bank loan | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Trade Creditors | 5,893 | 5,312 | 6,842 | 7,457 | 5,791 | 5,121 | 4,200 | 7,678 | 7,780 | 6,810 | 7,295 |
Group/Directors Accounts | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
other short term finances | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
hp & lease commitments | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
other current liabilities | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
total current liabilities | 5,893 | 5,312 | 6,842 | 7,457 | 5,791 | 5,121 | 4,200 | 7,678 | 7,780 | 6,810 | 7,295 |
loans | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
hp & lease commitments | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Accruals and Deferred Income | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
other liabilities | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
provisions | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
total long term liabilities | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
total liabilities | 5,893 | 5,312 | 6,842 | 7,457 | 5,791 | 5,121 | 4,200 | 7,678 | 7,780 | 6,810 | 7,295 |
net assets | 62,707 | 62,288 | 61,927 | 53,910 | 44,159 | 38,178 | 30,655 | 32,423 | 22,711 | 27,950 | 16,191 |
total shareholders funds | 62,707 | 62,288 | 61,927 | 53,910 | 44,159 | 38,178 | 30,655 | 32,423 | 22,711 | 27,950 | 16,191 |
Jun 2024 | Jun 2023 | Jun 2022 | Jun 2021 | Jun 2020 | Jun 2019 | Jun 2018 | Jun 2017 | Jun 2016 | Jun 2015 | Jun 2014 | |
---|---|---|---|---|---|---|---|---|---|---|---|
Operating Activities | |||||||||||
Operating Profit | |||||||||||
Depreciation | 0 | 0 | 0 | 745 | 584 | 283 | |||||
Amortisation | 0 | 0 | 0 | 0 | 0 | 0 | |||||
Tax | |||||||||||
Stock | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Debtors | 1,142 | -1,453 | 7,402 | 11,417 | 6,651 | 8,529 | -5,028 | 35,424 | -48 | 660 | 3,761 |
Creditors | 581 | -1,530 | -615 | 1,666 | 670 | 921 | -3,478 | -102 | 970 | -485 | 7,295 |
Accruals and Deferred Income | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Deferred Taxes & Provisions | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Cash flow from operations | |||||||||||
Investing Activities | |||||||||||
capital expenditure | |||||||||||
Change in Investments | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
cash flow from investments | |||||||||||
Financing Activities | |||||||||||
Bank loans | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Group/Directors Accounts | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Other Short Term Loans | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Long term loans | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Hire Purchase and Lease Commitments | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
other long term liabilities | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
share issue | |||||||||||
interest | |||||||||||
cash flow from financing | |||||||||||
cash and cash equivalents | |||||||||||
cash | 0 | 0 | 0 | 0 | 0 | 0 | 0 | -25,336 | -4,118 | 11,198 | 18,256 |
overdraft | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
change in cash | 0 | 0 | 0 | 0 | 0 | 0 | 0 | -25,336 | -4,118 | 11,198 | 18,256 |
jems finance limited Credit Report and Business Information
Jems Finance Limited Competitor Analysis
![competitor_analysis_table_img](/assets/images/competitor_analysis_table.png)
Perform a competitor analysis for jems finance limited by selecting its closest rivals, whether from the PROFESSIONAL, SCIENTIFIC AND TECHNICAL ACTIVITIES sector, other micro companies, companies in SS1 area or any other competitors across 12 key performance metrics.
jems finance limited Ownership
JEMS FINANCE LIMITED group structure
Jems Finance Limited has no subsidiary companies.
Ultimate parent company
JEMS FINANCE LIMITED
08561565
jems finance limited directors
Jems Finance Limited currently has 1 director, Mrs Jill Meekings serving since Jun 2013.
officer | country | age | start | end | role |
---|---|---|---|---|---|
Mrs Jill Meekings | 71 years | Jun 2013 | - | Director |
P&L
June 2024turnover
142.3k
+7%
operating profit
558.7
0%
gross margin
53.1%
+4.26%
turnover
Turnover, or revenue, is the amount of sales generated by a company within the financial year.
Balance Sheet
June 2024net assets
62.7k
+0.01%
total assets
68.6k
+0.01%
cash
0
0%
net assets
Total assets minus all liabilities
jems finance limited company details
company number
08561565
Type
Private limited with Share Capital
industry
69201 - Accounting, and auditing activities
incorporation date
June 2013
age
12
incorporated
UK
ultimate parent company
accounts
Micro-Entity Accounts
last accounts submitted
June 2024
previous names
jill meekings limited (June 2014)
accountant
-
auditor
-
address
victoria house, 50 alexandra street, southend-on-sea, essex, SS1 1BN
Bank
-
Legal Advisor
-
jems finance limited Charges & Mortgages
A charge, or mortgage, refers to the rights a company gives to a lender in return for a loan, often in the form of security given over business assets.
We did not find charges/mortgages relating to jems finance limited.
jems finance limited Capital Raised & Share Issues BETA
When a company issues new shares, e.g. to new investors following a funding round, it is required to notify Companies House within one month of making an allotment of shares.
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jems finance limited Companies House Filings - See Documents
date | description | view/download |
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