optimus cards uk limited
optimus cards uk limited Company Information
Company Number
09044866
Next Accounts
Sep 2025
Industry
Other financial service activities, except insurance and pension funding, (not including security dealing on own account and factoring) n.e.c.
Shareholders
uphold europe ltd
Group Structure
View All
Contact
Registered Address
eastcastle house, 27/28 eastcastle street, london, W1W 8DH
Website
www.optimuscards.comoptimus cards uk limited Estimated Valuation
Pomanda estimates the enterprise value of OPTIMUS CARDS UK LIMITED at £2.4m based on a Turnover of £2m and 1.2x industry multiple (adjusted for size and gross margin).
optimus cards uk limited Estimated Valuation
Pomanda estimates the enterprise value of OPTIMUS CARDS UK LIMITED at £0 based on an EBITDA of £-7.8m and a 4.43x industry multiple (adjusted for size and gross margin).
optimus cards uk limited Estimated Valuation
Pomanda estimates the enterprise value of OPTIMUS CARDS UK LIMITED at £1m based on Net Assets of £789.5k and 1.31x industry multiple (adjusted for liquidity).
Edit your figures and get a professional valuation report.
Optimus Cards Uk Limited Overview
Optimus Cards Uk Limited is a live company located in london, W1W 8DH with a Companies House number of 09044866. It operates in the financial intermediation not elsewhere classified sector, SIC Code 64999. Founded in May 2014, it's largest shareholder is uphold europe ltd with a 100% stake. Optimus Cards Uk Limited is a established, small sized company, Pomanda has estimated its turnover at £2m with rapid growth in recent years.
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Optimus Cards Uk Limited Health Check
Pomanda's financial health check has awarded Optimus Cards Uk Limited a 2 rating. We use a traffic light system to show it exceeds the industry average on 3 measures and has 6 areas for improvement. Company Health Check FAQs
3 Strong
2 Regular
6 Weak
Size
annual sales of £2m, make it smaller than the average company (£5.4m)
£2m - Optimus Cards Uk Limited
£5.4m - Industry AVG
Growth
3 year (CAGR) sales growth of 51%, show it is growing at a faster rate (5%)
51% - Optimus Cards Uk Limited
5% - Industry AVG
Production
with a gross margin of 43.9%, this company has a higher cost of product (59.2%)
43.9% - Optimus Cards Uk Limited
59.2% - Industry AVG
Profitability
an operating margin of -388% make it less profitable than the average company (9.1%)
-388% - Optimus Cards Uk Limited
9.1% - Industry AVG
Employees
with 33 employees, this is above the industry average (15)
33 - Optimus Cards Uk Limited
15 - Industry AVG
Pay Structure
on an average salary of £84.1k, the company has an equivalent pay structure (£84.1k)
- Optimus Cards Uk Limited
£84.1k - Industry AVG
Efficiency
resulting in sales per employee of £60.7k, this is less efficient (£233.4k)
£60.7k - Optimus Cards Uk Limited
£233.4k - Industry AVG
Debtor Days
it gets paid by customers after 155 days, this is later than average (30 days)
155 days - Optimus Cards Uk Limited
30 days - Industry AVG
Creditor Days
its suppliers are paid after 1079 days, this is slower than average (34 days)
1079 days - Optimus Cards Uk Limited
34 days - Industry AVG
Stock Days
There is insufficient data available for this Key Performance Indicator!
- - Optimus Cards Uk Limited
- - Industry AVG
Cash Balance
has cash to cover current liabilities for 36 weeks, this is average cash available to meet short term requirements (36 weeks)
36 weeks - Optimus Cards Uk Limited
36 weeks - Industry AVG
Debt Level
it has a ratio of liabilities to total assets of 88.2%, this is a higher level of debt than the average (58.8%)
88.2% - Optimus Cards Uk Limited
58.8% - Industry AVG
OPTIMUS CARDS UK LIMITED financials
Optimus Cards Uk Limited's latest turnover from December 2023 is £2 million and the company has net assets of £789.5 thousand. According to their latest financial statements, Optimus Cards Uk Limited has 33 employees and maintains cash reserves of £3.6 million as reported in the balance sheet.
Data source: Companies House, Pomanda Estimates
| Dec 2023 | Dec 2022 | Dec 2021 | Dec 2020 | Dec 2019 | Dec 2018 | Dec 2017 | Dec 2016 | Dec 2015 | Dec 2014 | |
|---|---|---|---|---|---|---|---|---|---|---|
| Turnover | 2,001,969 | 1,182,085 | 745,444 | 576,448 | 4,265,396 | 837,198 | ||||
| Other Income Or Grants | 0 | 0 | 0 | 0 | 0 | 0 | ||||
| Cost Of Sales | 1,123,826 | 451,195 | 430,482 | 729,572 | 1,298,297 | 710,488 | ||||
| Gross Profit | 878,143 | 730,890 | 314,962 | -153,124 | 2,967,099 | 126,710 | ||||
| Admin Expenses | 8,644,862 | 5,888,256 | 4,287,947 | 3,506,840 | 2,281,997 | 1,975,394 | ||||
| Operating Profit | -7,766,719 | -5,157,366 | -3,972,985 | -3,659,964 | 685,102 | -1,848,684 | ||||
| Interest Payable | 0 | 0 | 0 | 147,632 | 19 | 658 | ||||
| Interest Receivable | 3,227 | 3,771 | 28 | 18,487 | 0 | 0 | ||||
| Pre-Tax Profit | -7,763,492 | -5,153,595 | -3,972,957 | -3,789,109 | 685,083 | -1,849,342 | ||||
| Tax | 0 | 0 | 0 | 0 | 0 | 0 | ||||
| Profit After Tax | -7,763,492 | -5,153,595 | -3,972,957 | -3,789,109 | 685,083 | -1,849,342 | ||||
| Dividends Paid | 0 | 0 | 0 | 0 | 0 | 0 | ||||
| Retained Profit | -7,763,492 | -5,153,595 | -3,972,957 | -3,789,109 | 685,083 | -1,849,342 | ||||
| Employee Costs | 1,649,538 | 994,544 | 982,259 | |||||||
| Number Of Employees | 33 | 21 | 22 | 18 | 21 | 17 | 10 | 6 | ||
| EBITDA* | -7,766,719 | -5,157,366 | -3,940,266 | -3,641,490 | 736,641 | -1,817,319 |
* Earnings Before Interest, Tax, Depreciation and Amortisation
| Dec 2023 | Dec 2022 | Dec 2021 | Dec 2020 | Dec 2019 | Dec 2018 | Dec 2017 | Dec 2016 | Dec 2015 | Dec 2014 | |
|---|---|---|---|---|---|---|---|---|---|---|
| Tangible Assets | 0 | 0 | 0 | 32,719 | 42,632 | 5,631 | 27,515 | 47,743 | 34,466 | 42,334 |
| Intangible Assets | 0 | 0 | 0 | 0 | 0 | 56,972 | 0 | -145 | 854 | 0 |
| Investments & Other | 0 | 0 | 0 | 88 | 0 | 0 | 0 | 0 | 0 | 0 |
| Debtors (Due After 1 year) | 1,080,269 | 1,109,588 | 947,506 | 941,285 | 936,939 | 0 | 0 | 0 | 0 | 0 |
| Total Fixed Assets | 1,080,269 | 1,109,588 | 947,506 | 974,092 | 979,571 | 62,603 | 27,515 | 47,598 | 35,320 | 42,334 |
| Stock & work in progress | 0 | 0 | 0 | 0 | 0 | 416,385 | 131,810 | 0 | 0 | 0 |
| Trade Debtors | 852,053 | 395,172 | 315,063 | 33,648 | 899,817 | 245,187 | 142,570 | 336,735 | 50,104 | 13,403 |
| Group Debtors | 433,699 | 483,341 | 604,630 | 465,209 | 1,376,258 | 0 | 0 | 0 | 0 | 0 |
| Misc Debtors | 747,981 | 658,451 | 175,856 | 59,179 | 152,119 | 934,910 | 988,669 | 0 | 0 | 0 |
| Cash | 3,593,483 | 3,322,773 | 2,119,543 | 350,377 | 374,325 | 344,536 | 26,721 | 19,129 | 23,016 | 9,430 |
| misc current assets | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| total current assets | 5,627,216 | 4,859,737 | 3,215,092 | 908,413 | 2,802,519 | 1,941,018 | 1,289,770 | 355,864 | 73,120 | 22,833 |
| total assets | 6,707,485 | 5,969,325 | 4,162,598 | 1,882,505 | 3,782,090 | 2,003,621 | 1,317,285 | 403,462 | 108,440 | 65,167 |
| Bank overdraft | 150 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Bank loan | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Trade Creditors | 3,322,245 | 2,477,014 | 1,866,195 | 1,487,358 | 860,309 | 1,764,327 | 510,726 | 142,485 | 26,454 | 201,896 |
| Group/Directors Accounts | 1,045,981 | 322,130 | 61,706 | 0 | 5,835,741 | 5,088,582 | 3,458,330 | 0 | 0 | 0 |
| other short term finances | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 2,123,904 | 0 | 0 |
| hp & lease commitments | 0 | 0 | 0 | 0 | 0 | 231 | 1,047 | 648 | 614 | 0 |
| other current liabilities | 793,420 | 341,699 | 135,156 | 201,284 | 327,357 | 467,091 | 236,936 | 203,545 | 18,511 | 0 |
| total current liabilities | 5,161,796 | 3,140,843 | 2,063,057 | 1,688,642 | 7,023,407 | 7,320,231 | 4,207,039 | 2,470,582 | 45,579 | 201,896 |
| loans | 0 | 0 | 0 | 0 | 22,547 | 0 | 0 | 0 | 1,824 | 0 |
| hp & lease commitments | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 1,135 | 0 | 0 |
| Accruals and Deferred Income | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| other liabilities | 756,174 | 720,000 | 760,000 | 840,000 | 870,000 | 0 | 0 | 0 | 1,037,518 | 301,579 |
| provisions | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| total long term liabilities | 756,174 | 720,000 | 760,000 | 840,000 | 892,547 | 0 | 0 | 1,135 | 1,039,342 | 301,579 |
| total liabilities | 5,917,970 | 3,860,843 | 2,823,057 | 2,528,642 | 7,915,954 | 7,320,231 | 4,207,039 | 2,471,717 | 1,084,921 | 503,475 |
| net assets | 789,515 | 2,108,482 | 1,339,541 | -646,137 | -4,133,864 | -5,316,610 | -2,889,754 | -2,068,255 | -976,481 | -438,308 |
| total shareholders funds | 789,515 | 2,108,482 | 1,339,541 | -646,137 | -4,133,864 | -5,316,610 | -2,889,754 | -2,068,255 | -976,481 | -438,308 |
| Dec 2023 | Dec 2022 | Dec 2021 | Dec 2020 | Dec 2019 | Dec 2018 | Dec 2017 | Dec 2016 | Dec 2015 | Dec 2014 | |
|---|---|---|---|---|---|---|---|---|---|---|
| Operating Activities | ||||||||||
| Operating Profit | -7,766,719 | -5,157,366 | -3,972,985 | -3,659,964 | 685,102 | -1,848,684 | ||||
| Depreciation | 0 | 0 | 32,719 | 18,474 | 0 | 31,365 | 26,423 | 17,887 | 8,132 | |
| Amortisation | 0 | 0 | 0 | 0 | 51,539 | 0 | 145 | 293 | 0 | |
| Tax | 0 | 0 | 0 | 0 | 0 | 0 | ||||
| Stock | 0 | 0 | 0 | 0 | -416,385 | 284,575 | 131,810 | 0 | 0 | 0 |
| Debtors | 467,450 | 603,497 | 543,734 | -1,865,812 | 2,185,036 | 48,858 | 794,504 | 286,631 | 36,701 | 13,403 |
| Creditors | 845,231 | 610,819 | 378,837 | 627,049 | -904,018 | 1,253,601 | 368,241 | 116,031 | -175,442 | 201,896 |
| Accruals and Deferred Income | 451,721 | 206,543 | -66,128 | -126,073 | -139,734 | 230,155 | 33,391 | 185,034 | 18,511 | 0 |
| Deferred Taxes & Provisions | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Cash flow from operations | -6,937,217 | -4,943,501 | -4,171,291 | -1,274,702 | -2,075,762 | -666,996 | ||||
| Investing Activities | ||||||||||
| capital expenditure | 0 | 0 | ||||||||
| Change in Investments | 0 | 0 | -88 | 88 | 0 | 0 | 0 | 0 | 0 | 0 |
| cash flow from investments | -88 | 0 | ||||||||
| Financing Activities | ||||||||||
| Bank loans | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Group/Directors Accounts | 723,851 | 260,424 | 61,706 | -5,835,741 | 747,159 | 1,630,252 | 3,458,330 | 0 | 0 | 0 |
| Other Short Term Loans | 0 | 0 | 0 | 0 | 0 | 0 | -2,123,904 | 2,123,904 | 0 | 0 |
| Long term loans | 0 | 0 | 0 | -22,547 | 22,547 | 0 | 0 | -1,824 | 1,824 | 0 |
| Hire Purchase and Lease Commitments | 0 | 0 | 0 | 0 | -231 | -816 | -736 | 1,169 | 614 | 0 |
| other long term liabilities | 36,174 | -40,000 | -80,000 | -30,000 | 870,000 | 0 | 0 | -1,037,518 | 735,939 | 301,579 |
| share issue | ||||||||||
| interest | 3,227 | 3,771 | 28 | -129,145 | -19 | -658 | ||||
| cash flow from financing | 7,207,777 | 6,146,731 | 5,940,369 | 1,259,403 | 2,137,119 | 1,051,264 | ||||
| cash and cash equivalents | ||||||||||
| cash | 270,710 | 1,203,230 | 1,769,166 | -23,948 | 29,789 | 317,815 | 7,592 | -3,887 | 13,586 | 9,430 |
| overdraft | 150 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| change in cash | 270,560 | 1,203,230 | 1,769,166 | -23,948 | 29,789 | 317,815 | 7,592 | -3,887 | 13,586 | 9,430 |
optimus cards uk limited Credit Report and Business Information
Optimus Cards Uk Limited Competitor Analysis
Perform a competitor analysis for optimus cards uk limited by selecting its closest rivals, whether from the FINANCIAL AND INSURANCE ACTIVITIES sector, other small companies, companies in W1W area or any other competitors across 12 key performance metrics.
optimus cards uk limited Ownership
OPTIMUS CARDS UK LIMITED group structure
Optimus Cards Uk Limited has no subsidiary companies.
Ultimate parent company
UPHOLD LTD
#0119769
2 parents
OPTIMUS CARDS UK LIMITED
09044866
optimus cards uk limited directors
Optimus Cards Uk Limited currently has 4 directors. The longest serving directors include Mr Simon McLoughlin (Dec 2020) and Mr Alistair Morrison (Dec 2020).
| officer | country | age | start | end | role |
|---|---|---|---|---|---|
| Mr Simon McLoughlin | United Kingdom | 58 years | Dec 2020 | - | Director |
| Mr Alistair Morrison | United Kingdom | 68 years | Dec 2020 | - | Director |
| Mr John Charteris | United Kingdom | 47 years | Feb 2024 | - | Director |
| Mr Kevin Ludwick | United Kingdom | 61 years | Apr 2024 | - | Director |
P&L
December 2023turnover
2m
+69%
operating profit
-7.8m
+51%
gross margin
43.9%
-29.06%
turnover
Turnover, or revenue, is the amount of sales generated by a company within the financial year.
Balance Sheet
December 2023net assets
789.5k
-0.63%
total assets
6.7m
+0.12%
cash
3.6m
+0.08%
net assets
Total assets minus all liabilities
optimus cards uk limited company details
company number
09044866
Type
Private limited with Share Capital
industry
64999 - Other financial service activities, except insurance and pension funding, (not including security dealing on own account and factoring) n.e.c.
incorporation date
May 2014
age
10
incorporated
UK
ultimate parent company
accounts
Small Company
last accounts submitted
December 2023
previous names
optimus cards limited (March 2015)
dc cards limited (March 2015)
accountant
-
auditor
COOPER PARRY GROUP LIMITED
address
eastcastle house, 27/28 eastcastle street, london, W1W 8DH
Bank
-
Legal Advisor
-
optimus cards uk limited Charges & Mortgages
A charge, or mortgage, refers to the rights a company gives to a lender in return for a loan, often in the form of security given over business assets.
We found 1 charges/mortgages relating to optimus cards uk limited. Currently there are 0 open charges and 1 have been satisfied in the past.
optimus cards uk limited Capital Raised & Share Issues BETA
When a company issues new shares, e.g. to new investors following a funding round, it is required to notify Companies House within one month of making an allotment of shares.
Click to start generating capital raising & share issue transactions for OPTIMUS CARDS UK LIMITED. This can take several minutes, an email will notify you when this has completed.
optimus cards uk limited Companies House Filings - See Documents
| date | description | view/download |
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