pr mortgage solutions limited
pr mortgage solutions limited Company Information
Company Number
09325754
Next Accounts
Aug 2025
Shareholders
peter rinkcavage
rachel rinkcavage
Group Structure
View All
Industry
Activities of insurance agents and brokers
+2Registered Address
progress house 206 white lane, gleadless, sheffield, S12 3GL
Website
prmortgagesolutions.compr mortgage solutions limited Estimated Valuation
Pomanda estimates the enterprise value of PR MORTGAGE SOLUTIONS LIMITED at £82k based on a Turnover of £116.8k and 0.7x industry multiple (adjusted for size and gross margin).
pr mortgage solutions limited Estimated Valuation
Pomanda estimates the enterprise value of PR MORTGAGE SOLUTIONS LIMITED at £0 based on an EBITDA of £-407 and a 3.09x industry multiple (adjusted for size and gross margin).
pr mortgage solutions limited Estimated Valuation
Pomanda estimates the enterprise value of PR MORTGAGE SOLUTIONS LIMITED at £31 based on Net Assets of £18 and 1.74x industry multiple (adjusted for liquidity).
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Pr Mortgage Solutions Limited Overview
Pr Mortgage Solutions Limited is a live company located in sheffield, S12 3GL with a Companies House number of 09325754. It operates in the activities auxiliary to financial intermediation n.e.c. sector, SIC Code 66190. Founded in November 2014, it's largest shareholder is peter rinkcavage with a 75% stake. Pr Mortgage Solutions Limited is a established, micro sized company, Pomanda has estimated its turnover at £116.8k with low growth in recent years.
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Pr Mortgage Solutions Limited Health Check
Pomanda's financial health check has awarded Pr Mortgage Solutions Limited a 0.5 rating. We use a traffic light system to show it exceeds the industry average on 0 measures and has 8 areas for improvement. Company Health Check FAQs
0 Strong
2 Regular
8 Weak
Size
annual sales of £116.8k, make it smaller than the average company (£3.7m)
- Pr Mortgage Solutions Limited
£3.7m - Industry AVG
Growth
3 year (CAGR) sales growth of 1%, show it is growing at a slower rate (6%)
- Pr Mortgage Solutions Limited
6% - Industry AVG
Production
with a gross margin of 31.5%, this company has a higher cost of product (74.3%)
- Pr Mortgage Solutions Limited
74.3% - Industry AVG
Profitability
an operating margin of -0.4% make it less profitable than the average company (12.3%)
- Pr Mortgage Solutions Limited
12.3% - Industry AVG
Employees
with 2 employees, this is below the industry average (13)
2 - Pr Mortgage Solutions Limited
13 - Industry AVG
Pay Structure
on an average salary of £66.1k, the company has an equivalent pay structure (£66.1k)
- Pr Mortgage Solutions Limited
£66.1k - Industry AVG
Efficiency
resulting in sales per employee of £58.4k, this is less efficient (£161.4k)
- Pr Mortgage Solutions Limited
£161.4k - Industry AVG
Debtor Days
it gets paid by customers after 80 days, this is later than average (46 days)
- Pr Mortgage Solutions Limited
46 days - Industry AVG
Creditor Days
its suppliers are paid after 61 days, this is close to average (63 days)
- Pr Mortgage Solutions Limited
63 days - Industry AVG
Stock Days
There is insufficient data available for this Key Performance Indicator!
- Pr Mortgage Solutions Limited
- - Industry AVG
Cash Balance
There is insufficient data available for this Key Performance Indicator!
- - Pr Mortgage Solutions Limited
- - Industry AVG
Debt Level
it has a ratio of liabilities to total assets of 99.9%, this is a higher level of debt than the average (67.2%)
99.9% - Pr Mortgage Solutions Limited
67.2% - Industry AVG
PR MORTGAGE SOLUTIONS LIMITED financials
Pr Mortgage Solutions Limited's latest turnover from November 2023 is estimated at £116.8 thousand and the company has net assets of £18. According to their latest financial statements, Pr Mortgage Solutions Limited has 2 employees and maintains cash reserves of 0 as reported in the balance sheet.
Data source: Companies House, Pomanda Estimates
| Nov 2023 | Nov 2022 | Nov 2021 | Nov 2020 | Nov 2019 | Nov 2018 | Nov 2017 | Nov 2016 | Nov 2015 | |
|---|---|---|---|---|---|---|---|---|---|
| Turnover | |||||||||
| Other Income Or Grants | |||||||||
| Cost Of Sales | |||||||||
| Gross Profit | |||||||||
| Admin Expenses | |||||||||
| Operating Profit | |||||||||
| Interest Payable | |||||||||
| Interest Receivable | |||||||||
| Pre-Tax Profit | |||||||||
| Tax | |||||||||
| Profit After Tax | |||||||||
| Dividends Paid | |||||||||
| Retained Profit | |||||||||
| Employee Costs | |||||||||
| Number Of Employees | 2 | 1 | 2 | 2 | 2 | 3 | 3 | 3 | |
| EBITDA* |
* Earnings Before Interest, Tax, Depreciation and Amortisation
| Nov 2023 | Nov 2022 | Nov 2021 | Nov 2020 | Nov 2019 | Nov 2018 | Nov 2017 | Nov 2016 | Nov 2015 | |
|---|---|---|---|---|---|---|---|---|---|
| Tangible Assets | 407 | 544 | 726 | 610 | 814 | 1,086 | 1,449 | 1,932 | 1,031 |
| Intangible Assets | |||||||||
| Investments & Other | |||||||||
| Debtors (Due After 1 year) | |||||||||
| Total Fixed Assets | 407 | 544 | 726 | 610 | 814 | 1,086 | 1,449 | 1,932 | 1,031 |
| Stock & work in progress | 1,893 | ||||||||
| Trade Debtors | 25,725 | 34,166 | 30,232 | 26,588 | 1,672 | 7,224 | 14,621 | 10,558 | |
| Group Debtors | |||||||||
| Misc Debtors | 8,369 | ||||||||
| Cash | 3,522 | 6,928 | |||||||
| misc current assets | |||||||||
| total current assets | 25,725 | 34,166 | 30,232 | 26,588 | 10,041 | 7,224 | 14,621 | 14,080 | 8,821 |
| total assets | 26,132 | 34,710 | 30,958 | 27,198 | 10,855 | 8,310 | 16,070 | 16,012 | 9,852 |
| Bank overdraft | |||||||||
| Bank loan | |||||||||
| Trade Creditors | 13,471 | 20,229 | 14,458 | 10,954 | 6,538 | 3,984 | 10,200 | 15,452 | 9,255 |
| Group/Directors Accounts | |||||||||
| other short term finances | |||||||||
| hp & lease commitments | |||||||||
| other current liabilities | |||||||||
| total current liabilities | 13,471 | 20,229 | 14,458 | 10,954 | 6,538 | 3,984 | 10,200 | 15,452 | 9,255 |
| loans | |||||||||
| hp & lease commitments | |||||||||
| Accruals and Deferred Income | 1,500 | 1,400 | 1,672 | 1,443 | 3,843 | 4,000 | 5,165 | ||
| other liabilities | 11,143 | 12,656 | 14,431 | 14,754 | |||||
| provisions | 386 | 206 | |||||||
| total long term liabilities | 12,643 | 14,056 | 16,103 | 16,197 | 3,843 | 4,000 | 5,165 | 386 | 206 |
| total liabilities | 26,114 | 34,285 | 30,561 | 27,151 | 10,381 | 7,984 | 15,365 | 15,838 | 9,461 |
| net assets | 18 | 425 | 397 | 47 | 474 | 326 | 705 | 174 | 391 |
| total shareholders funds | 18 | 425 | 397 | 47 | 474 | 326 | 705 | 174 | 391 |
| Nov 2023 | Nov 2022 | Nov 2021 | Nov 2020 | Nov 2019 | Nov 2018 | Nov 2017 | Nov 2016 | Nov 2015 | |
|---|---|---|---|---|---|---|---|---|---|
| Operating Activities | |||||||||
| Operating Profit | |||||||||
| Depreciation | 613 | 343 | |||||||
| Amortisation | |||||||||
| Tax | |||||||||
| Stock | -1,893 | 1,893 | |||||||
| Debtors | -8,441 | 3,934 | 3,644 | 16,547 | 2,817 | -7,397 | 4,063 | 10,558 | |
| Creditors | -6,758 | 5,771 | 3,504 | 4,416 | 2,554 | -6,216 | -5,252 | 6,197 | 9,255 |
| Accruals and Deferred Income | 100 | -272 | 229 | -2,400 | -157 | -1,165 | 5,165 | ||
| Deferred Taxes & Provisions | -386 | 180 | 206 | ||||||
| Cash flow from operations | |||||||||
| Investing Activities | |||||||||
| capital expenditure | |||||||||
| Change in Investments | |||||||||
| cash flow from investments | |||||||||
| Financing Activities | |||||||||
| Bank loans | |||||||||
| Group/Directors Accounts | |||||||||
| Other Short Term Loans | |||||||||
| Long term loans | |||||||||
| Hire Purchase and Lease Commitments | |||||||||
| other long term liabilities | -1,513 | -1,775 | -323 | 14,754 | |||||
| share issue | |||||||||
| interest | |||||||||
| cash flow from financing | |||||||||
| cash and cash equivalents | |||||||||
| cash | -3,522 | -3,406 | 6,928 | ||||||
| overdraft | |||||||||
| change in cash | -3,522 | -3,406 | 6,928 |
pr mortgage solutions limited Credit Report and Business Information
Pr Mortgage Solutions Limited Competitor Analysis
Perform a competitor analysis for pr mortgage solutions limited by selecting its closest rivals, whether from the FINANCIAL AND INSURANCE ACTIVITIES sector, other micro companies, companies in S12 area or any other competitors across 12 key performance metrics.
pr mortgage solutions limited Ownership
PR MORTGAGE SOLUTIONS LIMITED group structure
Pr Mortgage Solutions Limited has no subsidiary companies.
Ultimate parent company
PR MORTGAGE SOLUTIONS LIMITED
09325754
pr mortgage solutions limited directors
Pr Mortgage Solutions Limited currently has 2 directors. The longest serving directors include Mr Peter Rinkcavage (Nov 2014) and Mrs Rachel Rinkcavage (Apr 2015).
| officer | country | age | start | end | role |
|---|---|---|---|---|---|
| Mr Peter Rinkcavage | England | 55 years | Nov 2014 | - | Director |
| Mrs Rachel Rinkcavage | England | 45 years | Apr 2015 | - | Director |
P&L
November 2023turnover
116.8k
+40%
operating profit
-407
0%
gross margin
31.5%
-8.81%
turnover
Turnover, or revenue, is the amount of sales generated by a company within the financial year.
Balance Sheet
November 2023net assets
18
-0.96%
total assets
26.1k
-0.25%
cash
0
0%
net assets
Total assets minus all liabilities
pr mortgage solutions limited company details
company number
09325754
Type
Private limited with Share Capital
industry
64999 - Other financial service activities, except insurance and pension funding, (not including security dealing on own account and factoring) n.e.c.
66220 - Activities of insurance agents and brokers
66190 - Other activities auxiliary to financial services, except insurance and pension funding
incorporation date
November 2014
age
11
incorporated
UK
ultimate parent company
accounts
Micro-Entity Accounts
last accounts submitted
November 2023
previous names
pr independent mortgages limited (February 2016)
accountant
-
auditor
-
address
progress house 206 white lane, gleadless, sheffield, S12 3GL
Bank
-
Legal Advisor
-
pr mortgage solutions limited Charges & Mortgages
A charge, or mortgage, refers to the rights a company gives to a lender in return for a loan, often in the form of security given over business assets.
We did not find charges/mortgages relating to pr mortgage solutions limited.
pr mortgage solutions limited Capital Raised & Share Issues BETA
When a company issues new shares, e.g. to new investors following a funding round, it is required to notify Companies House within one month of making an allotment of shares.
Click to start generating capital raising & share issue transactions for PR MORTGAGE SOLUTIONS LIMITED. This can take several minutes, an email will notify you when this has completed.
pr mortgage solutions limited Companies House Filings - See Documents
| date | description | view/download |
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