smith mortgage services ltd
smith mortgage services ltd Company Information
Group Structure
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Industry
Other financial service activities, except insurance and pension funding, (not including security dealing on own account and factoring) n.e.c.
+2Registered Address
the gables 6 bramble close, wickersley, rotherham, S66 1FH
Website
www.astonandsmith.co.uksmith mortgage services ltd Estimated Valuation
Pomanda estimates the enterprise value of SMITH MORTGAGE SERVICES LTD at £44.7k based on a Turnover of £62.7k and 0.71x industry multiple (adjusted for size and gross margin).
smith mortgage services ltd Estimated Valuation
Pomanda estimates the enterprise value of SMITH MORTGAGE SERVICES LTD at £0 based on an EBITDA of £-2.5k and a 3.16x industry multiple (adjusted for size and gross margin).
smith mortgage services ltd Estimated Valuation
Pomanda estimates the enterprise value of SMITH MORTGAGE SERVICES LTD at £20.9k based on Net Assets of £12k and 1.75x industry multiple (adjusted for liquidity).
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Smith Mortgage Services Ltd Overview
Smith Mortgage Services Ltd is a live company located in rotherham, S66 1FH with a Companies House number of 06327359. It operates in the financial intermediation not elsewhere classified sector, SIC Code 64999. Founded in July 2007, it's largest shareholder is anita joanne smith with a 100% stake. Smith Mortgage Services Ltd is a established, micro sized company, Pomanda has estimated its turnover at £62.7k with declining growth in recent years.
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Smith Mortgage Services Ltd Health Check
Pomanda's financial health check has awarded Smith Mortgage Services Ltd a 1.5 rating. We use a traffic light system to show it exceeds the industry average on 1 measures and has 8 areas for improvement. Company Health Check FAQs
1 Strong
1 Regular
8 Weak
Size
annual sales of £62.7k, make it smaller than the average company (£3.6m)
- Smith Mortgage Services Ltd
£3.6m - Industry AVG
Growth
3 year (CAGR) sales growth of -1%, show it is growing at a slower rate (5.7%)
- Smith Mortgage Services Ltd
5.7% - Industry AVG
Production
with a gross margin of 34.2%, this company has a higher cost of product (74.8%)
- Smith Mortgage Services Ltd
74.8% - Industry AVG
Profitability
an operating margin of -4% make it less profitable than the average company (12.6%)
- Smith Mortgage Services Ltd
12.6% - Industry AVG
Employees
with 1 employees, this is below the industry average (12)
1 - Smith Mortgage Services Ltd
12 - Industry AVG
Pay Structure
on an average salary of £65k, the company has an equivalent pay structure (£65k)
- Smith Mortgage Services Ltd
£65k - Industry AVG
Efficiency
resulting in sales per employee of £62.7k, this is less efficient (£160.3k)
- Smith Mortgage Services Ltd
£160.3k - Industry AVG
Debtor Days
it gets paid by customers after 109 days, this is later than average (46 days)
- Smith Mortgage Services Ltd
46 days - Industry AVG
Creditor Days
its suppliers are paid after 61 days, this is quicker than average (71 days)
- Smith Mortgage Services Ltd
71 days - Industry AVG
Stock Days
There is insufficient data available for this Key Performance Indicator!
- Smith Mortgage Services Ltd
- - Industry AVG
Cash Balance
There is insufficient data available for this Key Performance Indicator!
- - Smith Mortgage Services Ltd
- - Industry AVG
Debt Level
it has a ratio of liabilities to total assets of 36.6%, this is a lower level of debt than the average (66.8%)
36.6% - Smith Mortgage Services Ltd
66.8% - Industry AVG
SMITH MORTGAGE SERVICES LTD financials
Smith Mortgage Services Ltd's latest turnover from July 2023 is estimated at £62.7 thousand and the company has net assets of £12 thousand. According to their latest financial statements, Smith Mortgage Services Ltd has 1 employee and maintains cash reserves of 0 as reported in the balance sheet.
Data source: Companies House, Pomanda Estimates
| Jul 2023 | Jul 2022 | Jul 2021 | Jul 2020 | Jul 2019 | Jul 2018 | Jul 2017 | Jul 2016 | Jul 2015 | Jul 2014 | Jul 2013 | Jul 2012 | Jul 2011 | Jul 2010 | Jul 2009 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Turnover | |||||||||||||||
| Other Income Or Grants | |||||||||||||||
| Cost Of Sales | |||||||||||||||
| Gross Profit | |||||||||||||||
| Admin Expenses | |||||||||||||||
| Operating Profit | |||||||||||||||
| Interest Payable | |||||||||||||||
| Interest Receivable | |||||||||||||||
| Pre-Tax Profit | |||||||||||||||
| Tax | |||||||||||||||
| Profit After Tax | |||||||||||||||
| Dividends Paid | |||||||||||||||
| Retained Profit | |||||||||||||||
| Employee Costs | |||||||||||||||
| Number Of Employees | 1 | 1 | 1 | 1 | 1 | 1 | |||||||||
| EBITDA* |
* Earnings Before Interest, Tax, Depreciation and Amortisation
| Jul 2023 | Jul 2022 | Jul 2021 | Jul 2020 | Jul 2019 | Jul 2018 | Jul 2017 | Jul 2016 | Jul 2015 | Jul 2014 | Jul 2013 | Jul 2012 | Jul 2011 | Jul 2010 | Jul 2009 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Tangible Assets | 1,193 | ||||||||||||||
| Intangible Assets | |||||||||||||||
| Investments & Other | |||||||||||||||
| Debtors (Due After 1 year) | |||||||||||||||
| Total Fixed Assets | 1,193 | ||||||||||||||
| Stock & work in progress | |||||||||||||||
| Trade Debtors | 18,886 | 24,684 | 27,119 | 20,290 | 29,257 | 24,201 | 16,926 | 16,577 | 2,395 | 5,912 | 520 | 1,815 | 1,540 | ||
| Group Debtors | |||||||||||||||
| Misc Debtors | |||||||||||||||
| Cash | 12,576 | 26,057 | 2,327 | 15,860 | 12,751 | 13,946 | 10,428 | 4,973 | |||||||
| misc current assets | |||||||||||||||
| total current assets | 18,886 | 24,684 | 27,119 | 20,290 | 29,257 | 24,201 | 16,926 | 12,576 | 26,057 | 18,904 | 18,255 | 18,663 | 14,466 | 12,243 | 6,513 |
| total assets | 18,886 | 24,684 | 27,119 | 20,290 | 29,257 | 24,201 | 16,926 | 12,576 | 26,057 | 18,904 | 18,255 | 18,663 | 14,466 | 12,243 | 7,706 |
| Bank overdraft | |||||||||||||||
| Bank loan | |||||||||||||||
| Trade Creditors | 6,909 | 10,187 | 19,245 | 5,175 | 12,210 | 10,812 | 8,788 | 11,445 | 9,391 | 1,289 | 5,970 | 6,202 | 6,044 | 5,739 | 4,062 |
| Group/Directors Accounts | |||||||||||||||
| other short term finances | |||||||||||||||
| hp & lease commitments | |||||||||||||||
| other current liabilities | |||||||||||||||
| total current liabilities | 6,909 | 10,187 | 19,245 | 5,175 | 12,210 | 10,812 | 8,788 | 11,445 | 9,391 | 1,289 | 5,970 | 6,202 | 6,044 | 5,739 | 4,062 |
| loans | |||||||||||||||
| hp & lease commitments | |||||||||||||||
| Accruals and Deferred Income | |||||||||||||||
| other liabilities | |||||||||||||||
| provisions | |||||||||||||||
| total long term liabilities | |||||||||||||||
| total liabilities | 6,909 | 10,187 | 19,245 | 5,175 | 12,210 | 10,812 | 8,788 | 11,445 | 9,391 | 1,289 | 5,970 | 6,202 | 6,044 | 5,739 | 4,062 |
| net assets | 11,977 | 14,497 | 7,874 | 15,115 | 17,047 | 13,389 | 8,138 | 1,131 | 16,666 | 17,615 | 12,285 | 12,461 | 8,422 | 6,504 | 3,644 |
| total shareholders funds | 11,977 | 14,497 | 7,874 | 15,115 | 17,047 | 13,389 | 8,138 | 1,131 | 16,666 | 17,615 | 12,285 | 12,461 | 8,422 | 6,504 | 3,644 |
| Jul 2023 | Jul 2022 | Jul 2021 | Jul 2020 | Jul 2019 | Jul 2018 | Jul 2017 | Jul 2016 | Jul 2015 | Jul 2014 | Jul 2013 | Jul 2012 | Jul 2011 | Jul 2010 | Jul 2009 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Operating Activities | |||||||||||||||
| Operating Profit | |||||||||||||||
| Depreciation | 1,178 | 189 | 2,216 | 398 | |||||||||||
| Amortisation | |||||||||||||||
| Tax | |||||||||||||||
| Stock | |||||||||||||||
| Debtors | -5,798 | -2,435 | 6,829 | -8,967 | 5,056 | 7,275 | 16,926 | -16,577 | 14,182 | -3,517 | 5,392 | -1,295 | 275 | 1,540 | |
| Creditors | -3,278 | -9,058 | 14,070 | -7,035 | 1,398 | 2,024 | -2,657 | 2,054 | 8,102 | -4,681 | -232 | 158 | 305 | 1,677 | 4,062 |
| Accruals and Deferred Income | |||||||||||||||
| Deferred Taxes & Provisions | |||||||||||||||
| Cash flow from operations | |||||||||||||||
| Investing Activities | |||||||||||||||
| capital expenditure | |||||||||||||||
| Change in Investments | |||||||||||||||
| cash flow from investments | |||||||||||||||
| Financing Activities | |||||||||||||||
| Bank loans | |||||||||||||||
| Group/Directors Accounts | |||||||||||||||
| Other Short Term Loans | |||||||||||||||
| Long term loans | |||||||||||||||
| Hire Purchase and Lease Commitments | |||||||||||||||
| other long term liabilities | |||||||||||||||
| share issue | |||||||||||||||
| interest | |||||||||||||||
| cash flow from financing | |||||||||||||||
| cash and cash equivalents | |||||||||||||||
| cash | -12,576 | -13,481 | 23,730 | -13,533 | 3,109 | -1,195 | 3,518 | 5,455 | 4,973 | ||||||
| overdraft | |||||||||||||||
| change in cash | -12,576 | -13,481 | 23,730 | -13,533 | 3,109 | -1,195 | 3,518 | 5,455 | 4,973 |
smith mortgage services ltd Credit Report and Business Information
Smith Mortgage Services Ltd Competitor Analysis
Perform a competitor analysis for smith mortgage services ltd by selecting its closest rivals, whether from the FINANCIAL AND INSURANCE ACTIVITIES sector, other micro companies, companies in S66 area or any other competitors across 12 key performance metrics.
smith mortgage services ltd Ownership
SMITH MORTGAGE SERVICES LTD group structure
Smith Mortgage Services Ltd has no subsidiary companies.
Ultimate parent company
SMITH MORTGAGE SERVICES LTD
06327359
smith mortgage services ltd directors
Smith Mortgage Services Ltd currently has 1 director, Mrs Anita Smith serving since Jul 2007.
| officer | country | age | start | end | role |
|---|---|---|---|---|---|
| Mrs Anita Smith | England | 53 years | Jul 2007 | - | Director |
P&L
July 2023turnover
62.7k
-9%
operating profit
-2.5k
0%
gross margin
34.2%
-3.03%
turnover
Turnover, or revenue, is the amount of sales generated by a company within the financial year.
Balance Sheet
July 2023net assets
12k
-0.17%
total assets
18.9k
-0.23%
cash
0
0%
net assets
Total assets minus all liabilities
smith mortgage services ltd company details
company number
06327359
Type
Private limited with Share Capital
industry
66220 - Activities of insurance agents and brokers
64999 - Other financial service activities, except insurance and pension funding, (not including security dealing on own account and factoring) n.e.c.
66190 - Other activities auxiliary to financial services, except insurance and pension funding
incorporation date
July 2007
age
18
incorporated
UK
ultimate parent company
accounts
Micro-Entity Accounts
last accounts submitted
July 2023
previous names
financial solutions for everyone limited (September 2014)
accountant
MIKE BRAMALL & CO LTD
auditor
-
address
the gables 6 bramble close, wickersley, rotherham, S66 1FH
Bank
-
Legal Advisor
-
smith mortgage services ltd Charges & Mortgages
A charge, or mortgage, refers to the rights a company gives to a lender in return for a loan, often in the form of security given over business assets.
We did not find charges/mortgages relating to smith mortgage services ltd.
smith mortgage services ltd Capital Raised & Share Issues BETA
When a company issues new shares, e.g. to new investors following a funding round, it is required to notify Companies House within one month of making an allotment of shares.
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smith mortgage services ltd Companies House Filings - See Documents
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