Pomanda estimates the enterprise value of CORAL FINANCIAL LTD at £103.3k based on a Turnover of £119.8k and 0.86x industry multiple (adjusted for size and gross margin).
coral financial ltdEstimated Valuation
£0
Pomanda estimates the enterprise value of CORAL FINANCIAL LTD at £0 based on an EBITDA of £-18.9k and a 4.69x industry multiple (adjusted for size and gross margin).
coral financial ltdEstimated Valuation
£90.9k
Pomanda estimates the enterprise value of CORAL FINANCIAL LTD at £90.9k based on Net Assets of £47k and 1.94x industry multiple (adjusted for liquidity).
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Coral Financial LtdOverview
Coral Financial Ltd is a live company located in burnley, BB12 7HN with a Companies House number of 09390126. It operates in the activities of insurance agents and brokers sector, SIC Code 66220. Founded in January 2015, it's largest shareholder is
muhammad ali
with a 100% stake. Coral Financial Ltd is a established,
micro sized company, Pomanda has estimated its turnover at
£119.8k with
declining
growth in recent years.
Pomanda's financial health check has awarded Coral Financial Ltd a 2 rating. We use a traffic light system to show it exceeds the industry average on 1 measures and has 5 areas for improvement. Company Health Check FAQs
Health Rating2out of 5
1 Strong
3 Regular
5 Weak
Size
annual sales of £119.8k, make it smaller than the average company (£2.4m)
£119.8k - Coral Financial Ltd
£2.4m - Industry AVG
Growth
3 year (CAGR) sales growth of -48%, show it is growing at a slower rate (7.7%)
-48% - Coral Financial Ltd
7.7% - Industry AVG
Production
with a gross margin of 97%, this company has a comparable cost of product (97%)
97% - Coral Financial Ltd
97% - Industry AVG
Profitability
an operating margin of -15.8% make it less profitable than the average company (19.6%)
-15.8% - Coral Financial Ltd
19.6% - Industry AVG
Employees
with 1 employees, this is below the industry average (17)
1 - Coral Financial Ltd
17 - Industry AVG
Pay Structure
on an average salary of £54k, the company has an equivalent pay structure (£54k)
£54k - Coral Financial Ltd
£54k - Industry AVG
Efficiency
resulting in sales per employee of £119.8k, this is equally as efficient (£119.8k)
£119.8k - Coral Financial Ltd
£119.8k - Industry AVG
Debtor Days
There is insufficient data available for this Key Performance Indicator!
- - Coral Financial Ltd
- - Industry AVG
Creditor Days
There is insufficient data available for this Key Performance Indicator!
- - Coral Financial Ltd
- - Industry AVG
Stock Days
There is insufficient data available for this Key Performance Indicator!
- - Coral Financial Ltd
- - Industry AVG
Cash Balance
has cash to cover current liabilities
for 61 weeks, this is more cash available to meet short term requirements (32 weeks)
61 weeks - Coral Financial Ltd
32 weeks - Industry AVG
Debt Level
it has a ratio of liabilities to total assets of 85.9%, this is a higher level of debt than the average (55.5%)
85.9% - Coral Financial Ltd
55.5% - Industry AVG
CORAL FINANCIAL LTD financials
EXPORT
Coral Financial Ltd's latest turnover from March 2024 is estimated at £119.8 thousand and the company has net assets of £47 thousand. According to their latest financial statements, Coral Financial Ltd has 1 employee and maintains cash reserves of £313 thousand as reported in the balance sheet.
Data source:Companies House, Pomanda Estimates
Mar 2024
Mar 2023
Mar 2022
Mar 2021
Mar 2020
Mar 2019
Mar 2018
Mar 2017
Jan 2016
Turnover
119,833
108,788
785,063
873,241
102,110
655,690
724,720
939,941
69,406
Other Income Or Grants
Cost Of Sales
3,566
3,485
43,261
98,557
12,290
84,018
80,379
127,627
12,078
Gross Profit
116,268
105,302
741,802
774,684
89,820
571,672
644,340
812,314
57,328
Admin Expenses
135,155
120,164
746,074
772,002
89,875
573,372
639,935
738,017
55,952
Operating Profit
-18,887
-14,862
-4,272
2,682
-55
-1,700
4,405
74,297
1,376
Interest Payable
3,033
1,608
Interest Receivable
17,273
7,332
148
148
112
223
Pre-Tax Profit
-4,647
-9,137
-4,272
2,830
93
-1,700
4,405
74,409
1,599
Tax
-538
-18
-837
-14,882
-320
Profit After Tax
-4,647
-9,137
-4,272
2,292
75
-1,700
3,568
59,527
1,279
Dividends Paid
Retained Profit
-4,647
-9,137
-4,272
2,292
75
-1,700
3,568
59,527
1,279
Employee Costs
54,000
48,679
48,790
49,757
92,704
309,261
348,848
479,600
43,189
Number Of Employees
1
1
1
1
2
7
8
11
1
EBITDA*
-18,887
-10,862
-4,272
2,682
-55
-1,700
4,405
74,297
4,276
* Earnings Before Interest, Tax, Depreciation and Amortisation
Mar 2024
Mar 2023
Mar 2022
Mar 2021
Mar 2020
Mar 2019
Mar 2018
Mar 2017
Jan 2016
Tangible Assets
20,182
20,182
183
183
183
3,268
6,353
9,438
11,600
Intangible Assets
Investments & Other
Debtors (Due After 1 year)
Total Fixed Assets
20,182
20,182
183
183
183
3,268
6,353
9,438
11,600
Stock & work in progress
Trade Debtors
404,835
427,089
133,507
169,832
222,537
Group Debtors
Misc Debtors
Cash
312,973
345,058
296,044
89,197
misc current assets
total current assets
312,973
345,058
404,835
427,089
296,044
133,507
169,832
222,537
89,197
total assets
333,155
365,240
405,018
427,272
296,227
136,775
176,185
231,975
100,797
Bank overdraft
Bank loan
Trade Creditors
302,235
362,231
233,477
74,101
111,811
171,169
99,517
Group/Directors Accounts
8,857
15,485
other short term finances
hp & lease commitments
other current liabilities
254,756
266,756
total current liabilities
263,613
282,241
302,235
362,231
233,477
74,101
111,811
171,169
99,517
loans
22,556
31,366
hp & lease commitments
Accruals and Deferred Income
other liabilities
42,014
provisions
total long term liabilities
22,556
31,366
42,014
total liabilities
286,169
313,607
344,249
362,231
233,477
74,101
111,811
171,169
99,517
net assets
46,986
51,633
60,769
65,041
62,750
62,674
64,374
60,806
1,280
total shareholders funds
46,986
51,633
60,769
65,041
62,750
62,674
64,374
60,806
1,280
Mar 2024
Mar 2023
Mar 2022
Mar 2021
Mar 2020
Mar 2019
Mar 2018
Mar 2017
Jan 2016
Operating Activities
Operating Profit
-18,887
-14,862
-4,272
2,682
-55
-1,700
4,405
74,297
1,376
Depreciation
4,000
2,900
Amortisation
Tax
-538
-18
-837
-14,882
-320
Stock
Debtors
-404,835
-22,254
427,089
-133,507
-36,325
-52,705
222,537
Creditors
-302,235
-59,996
128,754
159,376
-37,710
-59,358
71,652
99,517
Accruals and Deferred Income
-12,000
266,756
Deferred Taxes & Provisions
Cash flow from operations
-30,887
358,494
-42,014
-296,191
292,810
-3,085
-3,085
-91,470
103,473
Investing Activities
capital expenditure
-23,999
3,085
3,085
3,085
2,162
-14,500
Change in Investments
cash flow from investments
-23,999
3,085
3,085
3,085
2,162
-14,500
Financing Activities
Bank loans
Group/Directors Accounts
-6,628
15,485
Other Short Term Loans
Long term loans
-8,810
31,366
Hire Purchase and Lease Commitments
other long term liabilities
-42,014
42,014
share issue
1
-1
1
-1
1
interest
14,240
5,724
148
148
112
223
cash flow from financing
-1,198
10,562
42,014
147
149
111
224
cash and cash equivalents
cash
-32,085
345,058
-296,044
296,044
-89,197
89,197
overdraft
change in cash
-32,085
345,058
-296,044
296,044
-89,197
89,197
coral financial ltd Credit Report and Business Information
Very Low Risk70 - 100
Low Risk50 - 70
Moderate Risk30 - 50
High Risk20 - 30
Very High Risk0 - 20
Get a comprehensive credit check for coral financial ltd. Get real-time insights into coral financial ltd's credit score, group structure and payment trends.
Perform a competitor analysis for coral financial ltd by selecting its closest rivals, whether from the FINANCIAL AND INSURANCE ACTIVITIES sector, other micro companies, companies in BB12 area or any other competitors across 12 key performance metrics.
coral financial ltd Ownership
CORAL FINANCIAL LTD group structure
Coral Financial Ltd has no subsidiary companies.
Ultimate parent company
CORAL FINANCIAL LTD
09390126
CORAL FINANCIAL LTD Shareholders
The sole shareholder of Coral Financial Ltd is Muhammad Ali.
muhammad ali
100%
coral financial ltd directors
Coral Financial Ltd currently has 1 director, Mr Muhammad Ali serving since Jan 2015.
A charge, or mortgage, refers to the rights a company gives to a lender in return for a loan, often in the form of security given over business assets.
We did not find charges/mortgages relating to coral financial ltd.
coral financial ltd Capital Raised & Share Issues BETA
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coral financial ltdCompanies House Filings - See Documents
