francis & arnold limited
francis & arnold limited Company Information
Company Number
09474845
Next Accounts
Dec 2024
Industry
Activities of insurance agents and brokers
Non-life insurance
Directors
Shareholders
britno as
mr michael gigney
View AllGroup Structure
View All
Contact
Registered Address
nexus house cray road, sidcup, kent, DA14 5DA
Website
www.lefrancisarnold.comfrancis & arnold limited Estimated Valuation
Pomanda estimates the enterprise value of FRANCIS & ARNOLD LIMITED at £829.2k based on a Turnover of £962.3k and 0.86x industry multiple (adjusted for size and gross margin).
francis & arnold limited Estimated Valuation
Pomanda estimates the enterprise value of FRANCIS & ARNOLD LIMITED at £728.6k based on an EBITDA of £97.7k and a 7.46x industry multiple (adjusted for size and gross margin).
francis & arnold limited Estimated Valuation
Pomanda estimates the enterprise value of FRANCIS & ARNOLD LIMITED at £447.3k based on Net Assets of £253.6k and 1.76x industry multiple (adjusted for liquidity).
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Francis & Arnold Limited Overview
Francis & Arnold Limited is a live company located in kent, DA14 5DA with a Companies House number of 09474845. It operates in the non-life insurance sector, SIC Code 65120. Founded in March 2015, it's largest shareholder is britno as with a 50% stake. Francis & Arnold Limited is a young, small sized company, Pomanda has estimated its turnover at £962.3k with low growth in recent years.
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Francis & Arnold Limited Health Check
Pomanda's financial health check has awarded Francis & Arnold Limited a 3 rating. We use a traffic light system to show it exceeds the industry average on 2 measures and has 7 areas for improvement. Company Health Check FAQs
2 Strong
2 Regular
7 Weak
Size
annual sales of £962.3k, make it smaller than the average company (£2.3m)
- Francis & Arnold Limited
£2.3m - Industry AVG
Growth
3 year (CAGR) sales growth of 4%, show it is growing at a slower rate (6.1%)
- Francis & Arnold Limited
6.1% - Industry AVG
Production
with a gross margin of 97.7%, this company has a comparable cost of product (97.7%)
- Francis & Arnold Limited
97.7% - Industry AVG
Profitability
an operating margin of 9.1% make it less profitable than the average company (20.3%)
- Francis & Arnold Limited
20.3% - Industry AVG
Employees
with 2 employees, this is below the industry average (23)
2 - Francis & Arnold Limited
23 - Industry AVG
Pay Structure
on an average salary of £50.4k, the company has an equivalent pay structure (£50.4k)
- Francis & Arnold Limited
£50.4k - Industry AVG
Efficiency
resulting in sales per employee of £481.1k, this is more efficient (£122.7k)
- Francis & Arnold Limited
£122.7k - Industry AVG
Debtor Days
it gets paid by customers after 185 days, this is later than average (137 days)
- Francis & Arnold Limited
137 days - Industry AVG
Creditor Days
its suppliers are paid after 0 days, this is quicker than average (178 days)
- Francis & Arnold Limited
178 days - Industry AVG
Stock Days
There is insufficient data available for this Key Performance Indicator!
- Francis & Arnold Limited
- - Industry AVG
Cash Balance
has cash to cover current liabilities for 9 weeks, this is less cash available to meet short term requirements (28 weeks)
9 weeks - Francis & Arnold Limited
28 weeks - Industry AVG
Debt Level
it has a ratio of liabilities to total assets of 54.3%, this is a lower level of debt than the average (70.3%)
54.3% - Francis & Arnold Limited
70.3% - Industry AVG
FRANCIS & ARNOLD LIMITED financials
Francis & Arnold Limited's latest turnover from March 2023 is estimated at £962.3 thousand and the company has net assets of £253.6 thousand. According to their latest financial statements, Francis & Arnold Limited has 2 employees and maintains cash reserves of £54.6 thousand as reported in the balance sheet.
Data source: Companies House, Pomanda Estimates
| Mar 2023 | Mar 2022 | Mar 2021 | Mar 2020 | Mar 2019 | Mar 2018 | Mar 2017 | Mar 2016 | |
|---|---|---|---|---|---|---|---|---|
| Turnover | ||||||||
| Other Income Or Grants | ||||||||
| Cost Of Sales | ||||||||
| Gross Profit | ||||||||
| Admin Expenses | ||||||||
| Operating Profit | ||||||||
| Interest Payable | ||||||||
| Interest Receivable | ||||||||
| Pre-Tax Profit | ||||||||
| Tax | ||||||||
| Profit After Tax | ||||||||
| Dividends Paid | ||||||||
| Retained Profit | ||||||||
| Employee Costs | ||||||||
| Number Of Employees | 2 | 3 | 3 | 5 | 5 | 5 | 5 | 5 |
| EBITDA* |
* Earnings Before Interest, Tax, Depreciation and Amortisation
| Mar 2023 | Mar 2022 | Mar 2021 | Mar 2020 | Mar 2019 | Mar 2018 | Mar 2017 | Mar 2016 | |
|---|---|---|---|---|---|---|---|---|
| Tangible Assets | 9,751 | 20,151 | 30,551 | 36,915 | 643 | 1,692 | 2,741 | 3,295 |
| Intangible Assets | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Investments & Other | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Debtors (Due After 1 year) | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Total Fixed Assets | 9,751 | 20,151 | 30,551 | 36,915 | 643 | 1,692 | 2,741 | 3,295 |
| Stock & work in progress | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Trade Debtors | 489,617 | 347,472 | 317,002 | 372,876 | 295,864 | 223,357 | 407,928 | 150,256 |
| Group Debtors | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Misc Debtors | 705 | 1,423 | 2,371 | 774 | 56,120 | 350 | 1,512 | 3,138 |
| Cash | 54,630 | 101,471 | 57,091 | 34,338 | 49,891 | 249,552 | 25,479 | 74,679 |
| misc current assets | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| total current assets | 544,952 | 450,366 | 376,464 | 407,988 | 401,875 | 473,259 | 434,919 | 228,073 |
| total assets | 554,703 | 470,517 | 407,015 | 444,903 | 402,518 | 474,951 | 437,660 | 231,368 |
| Bank overdraft | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Bank loan | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Trade Creditors | 29 | 0 | 7,502 | 4,806 | 6,556 | 315 | 10,826 | 1,179 |
| Group/Directors Accounts | 0 | 0 | 0 | 0 | 0 | 0 | 146,767 | 0 |
| other short term finances | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| hp & lease commitments | 23,335 | 5,107 | 5,107 | 5,107 | 0 | 0 | 0 | 0 |
| other current liabilities | 277,747 | 261,886 | 190,661 | 223,079 | 112,562 | 102,200 | 219,538 | 221,981 |
| total current liabilities | 301,111 | 266,993 | 203,270 | 232,992 | 119,118 | 102,515 | 377,131 | 223,160 |
| loans | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| hp & lease commitments | 0 | 23,327 | 28,433 | 30,987 | 0 | 0 | 0 | 0 |
| Accruals and Deferred Income | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| other liabilities | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| provisions | 0 | 0 | 5,805 | 7,319 | 0 | 0 | 0 | 0 |
| total long term liabilities | 0 | 23,327 | 34,238 | 38,306 | 0 | 0 | 0 | 0 |
| total liabilities | 301,111 | 290,320 | 237,508 | 271,298 | 119,118 | 102,515 | 377,131 | 223,160 |
| net assets | 253,592 | 180,197 | 169,507 | 173,605 | 283,400 | 372,436 | 60,529 | 8,208 |
| total shareholders funds | 253,592 | 180,197 | 169,507 | 173,605 | 283,400 | 372,436 | 60,529 | 8,208 |
| Mar 2023 | Mar 2022 | Mar 2021 | Mar 2020 | Mar 2019 | Mar 2018 | Mar 2017 | Mar 2016 | |
|---|---|---|---|---|---|---|---|---|
| Operating Activities | ||||||||
| Operating Profit | ||||||||
| Depreciation | 10,400 | 10,400 | 9,445 | 2,248 | 1,049 | 1,049 | 1,049 | 406 |
| Amortisation | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Tax | ||||||||
| Stock | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Debtors | 141,427 | 29,522 | -54,277 | 21,666 | 128,277 | -185,733 | 256,046 | 153,394 |
| Creditors | 29 | -7,502 | 2,696 | -1,750 | 6,241 | -10,511 | 9,647 | 1,179 |
| Accruals and Deferred Income | 15,861 | 71,225 | -32,418 | 110,517 | 10,362 | -117,338 | -2,443 | 221,981 |
| Deferred Taxes & Provisions | 0 | -5,805 | -1,514 | 7,319 | 0 | 0 | 0 | 0 |
| Cash flow from operations | ||||||||
| Investing Activities | ||||||||
| capital expenditure | ||||||||
| Change in Investments | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| cash flow from investments | ||||||||
| Financing Activities | ||||||||
| Bank loans | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Group/Directors Accounts | 0 | 0 | 0 | 0 | 0 | -146,767 | 146,767 | 0 |
| Other Short Term Loans | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Long term loans | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Hire Purchase and Lease Commitments | -5,099 | -5,106 | -2,554 | 36,094 | 0 | 0 | 0 | 0 |
| other long term liabilities | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| share issue | ||||||||
| interest | ||||||||
| cash flow from financing | ||||||||
| cash and cash equivalents | ||||||||
| cash | -46,841 | 44,380 | 22,753 | -15,553 | -199,661 | 224,073 | -49,200 | 74,679 |
| overdraft | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| change in cash | -46,841 | 44,380 | 22,753 | -15,553 | -199,661 | 224,073 | -49,200 | 74,679 |
francis & arnold limited Credit Report and Business Information
Francis & Arnold Limited Competitor Analysis
Perform a competitor analysis for francis & arnold limited by selecting its closest rivals, whether from the FINANCIAL AND INSURANCE ACTIVITIES sector, other small companies, companies in DA14 area or any other competitors across 12 key performance metrics.
francis & arnold limited Ownership
FRANCIS & ARNOLD LIMITED group structure
Francis & Arnold Limited has no subsidiary companies.
Ultimate parent company
FRANCIS & ARNOLD LIMITED
09474845
francis & arnold limited directors
Francis & Arnold Limited currently has 1 director, Mr Michael Gigney serving since Mar 2015.
| officer | country | age | start | end | role |
|---|---|---|---|---|---|
| Mr Michael Gigney | England | 62 years | Mar 2015 | - | Director |
P&L
March 2023turnover
962.3k
+30%
operating profit
87.3k
0%
gross margin
97.8%
+2.42%
turnover
Turnover, or revenue, is the amount of sales generated by a company within the financial year.
Balance Sheet
March 2023net assets
253.6k
+0.41%
total assets
554.7k
+0.18%
cash
54.6k
-0.46%
net assets
Total assets minus all liabilities
francis & arnold limited company details
company number
09474845
Type
Private limited with Share Capital
industry
66220 - Activities of insurance agents and brokers
65120 - Non-life insurance
incorporation date
March 2015
age
9
incorporated
UK
ultimate parent company
accounts
Total Exemption Full
last accounts submitted
March 2023
previous names
N/A
accountant
GRAVITA III LLP
auditor
-
address
nexus house cray road, sidcup, kent, DA14 5DA
Bank
-
Legal Advisor
-
francis & arnold limited Charges & Mortgages
A charge, or mortgage, refers to the rights a company gives to a lender in return for a loan, often in the form of security given over business assets.
We did not find charges/mortgages relating to francis & arnold limited.
francis & arnold limited Capital Raised & Share Issues BETA
When a company issues new shares, e.g. to new investors following a funding round, it is required to notify Companies House within one month of making an allotment of shares.
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francis & arnold limited Companies House Filings - See Documents
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