Pomanda estimates the enterprise value of CHALK FINANCIAL LIMITED at £134.5k based on a Turnover of £157.5k and 0.85x industry multiple (adjusted for size and gross margin).
chalk financial limitedEstimated Valuation
£26.9k
Pomanda estimates the enterprise value of CHALK FINANCIAL LIMITED at £26.9k based on an EBITDA of £6.2k and a 4.35x industry multiple (adjusted for size and gross margin).
chalk financial limitedEstimated Valuation
£162.9k
Pomanda estimates the enterprise value of CHALK FINANCIAL LIMITED at £162.9k based on Net Assets of £82.6k and 1.97x industry multiple (adjusted for liquidity).
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Chalk Financial LimitedOverview
Chalk Financial Limited is a live company located in bromley, BR2 7QR with a Companies House number of 10433749. It operates in the activities auxiliary to financial intermediation n.e.c. sector, SIC Code 66190. Founded in October 2016, it's largest shareholder is
louis chalk
with a 100% stake. Chalk Financial Limited is a young,
micro sized company, Pomanda has estimated its turnover at
£157.5k with
healthy
growth in recent years.
Pomanda's financial health check has awarded Chalk Financial Limited a 3.5 rating. We use a traffic light system to show it exceeds the industry average on 2 measures and has 3 areas for improvement. Company Health Check FAQs
Health Rating3.5out of 5
2 Strong
4 Regular
3 Weak
Size
annual sales of £157.5k, make it smaller than the average company (£3.3m)
£157.5k - Chalk Financial Limited
£3.3m - Industry AVG
Growth
3 year (CAGR) sales growth of 8%, show it is growing at a similar rate (9.4%)
8% - Chalk Financial Limited
9.4% - Industry AVG
Production
with a gross margin of 87.9%, this company has a comparable cost of product (87.9%)
87.9% - Chalk Financial Limited
87.9% - Industry AVG
Profitability
an operating margin of 3.4% make it less profitable than the average company (14.2%)
3.4% - Chalk Financial Limited
14.2% - Industry AVG
Employees
with 1 employees, this is below the industry average (12)
1 - Chalk Financial Limited
12 - Industry AVG
Pay Structure
on an average salary of £65.8k, the company has an equivalent pay structure (£65.8k)
£65.8k - Chalk Financial Limited
£65.8k - Industry AVG
Efficiency
resulting in sales per employee of £157.5k, this is equally as efficient (£157.5k)
£157.5k - Chalk Financial Limited
£157.5k - Industry AVG
Debtor Days
There is insufficient data available for this Key Performance Indicator!
- - Chalk Financial Limited
- - Industry AVG
Creditor Days
There is insufficient data available for this Key Performance Indicator!
- - Chalk Financial Limited
- - Industry AVG
Stock Days
There is insufficient data available for this Key Performance Indicator!
- - Chalk Financial Limited
- - Industry AVG
Cash Balance
has cash to cover current liabilities
for 238 weeks, this is more cash available to meet short term requirements (29 weeks)
238 weeks - Chalk Financial Limited
29 weeks - Industry AVG
Debt Level
it has a ratio of liabilities to total assets of 34.9%, this is a lower level of debt than the average (62.7%)
34.9% - Chalk Financial Limited
62.7% - Industry AVG
CHALK FINANCIAL LIMITED financials
EXPORT
Chalk Financial Limited's latest turnover from October 2024 is estimated at £157.5 thousand and the company has net assets of £82.6 thousand. According to their latest financial statements, Chalk Financial Limited has 1 employee and maintains cash reserves of £70.4 thousand as reported in the balance sheet.
Data source:Companies House, Pomanda Estimates
Oct 2024
Oct 2023
Oct 2022
Oct 2021
Oct 2020
Oct 2019
Oct 2018
Oct 2017
Turnover
157,464
139,061
129,100
126,237
122,737
126,849
105,841
Other Income Or Grants
Cost Of Sales
19,014
22,473
15,280
21,252
17,649
21,274
12,567
Gross Profit
138,450
116,588
113,820
104,984
105,088
105,575
93,274
Admin Expenses
133,145
69,509
71,482
73,111
132,082
105,570
88,130
-18,722
Operating Profit
5,305
47,079
42,338
31,873
-26,994
5
5,144
18,722
Interest Payable
3,998
4,618
3,785
2,999
1,525
Interest Receivable
2,735
2,224
652
6
4
96
64
Pre-Tax Profit
4,041
44,685
39,205
28,880
-28,515
101
5,207
18,722
Tax
-1,010
-11,171
-7,449
-5,487
-19
-989
-3,557
Profit After Tax
3,031
33,514
31,756
23,393
-28,515
82
4,218
15,165
Dividends Paid
Retained Profit
3,031
33,514
31,756
23,393
-28,515
82
4,218
15,165
Employee Costs
65,786
59,499
57,054
53,669
52,907
53,265
49,404
Number Of Employees
1
1
1
1
1
1
1
EBITDA*
6,192
47,557
42,860
32,350
-26,517
152
5,291
18,869
* Earnings Before Interest, Tax, Depreciation and Amortisation
Oct 2024
Oct 2023
Oct 2022
Oct 2021
Oct 2020
Oct 2019
Oct 2018
Oct 2017
Tangible Assets
2,661
1,433
1,567
989
1,466
293
440
587
Intangible Assets
Investments & Other
Debtors (Due After 1 year)
2,000
15,000
Total Fixed Assets
2,661
3,433
16,567
989
1,466
293
440
587
Stock & work in progress
Trade Debtors
22,000
Group Debtors
Misc Debtors
Cash
70,375
39,024
45,695
12,289
11
8,513
17,028
misc current assets
53,975
95,757
44,354
64,969
42,508
8,823
24,399
total current assets
124,350
134,781
90,049
77,258
42,519
30,513
25,851
24,399
total assets
127,011
138,214
106,616
78,247
43,985
30,806
26,291
24,986
Bank overdraft
5,000
5,000
5,000
Bank loan
5,000
Trade Creditors
150
Group/Directors Accounts
1,584
other short term finances
hp & lease commitments
other current liabilities
10,331
19,936
17,087
15,570
3,034
9,606
6,907
9,820
total current liabilities
15,331
24,936
22,087
20,570
3,034
11,340
6,907
9,820
loans
29,035
33,664
38,429
43,333
50,000
hp & lease commitments
Accruals and Deferred Income
other liabilities
provisions
total long term liabilities
29,035
33,664
38,429
43,333
50,000
total liabilities
44,366
58,600
60,516
63,903
53,034
11,340
6,907
9,820
net assets
82,645
79,614
46,100
14,344
-9,049
19,466
19,384
15,166
total shareholders funds
82,645
79,614
46,100
14,344
-9,049
19,466
19,384
15,166
Oct 2024
Oct 2023
Oct 2022
Oct 2021
Oct 2020
Oct 2019
Oct 2018
Oct 2017
Operating Activities
Operating Profit
5,305
47,079
42,338
31,873
-26,994
5
5,144
18,722
Depreciation
887
478
522
477
477
147
147
147
Amortisation
Tax
-1,010
-11,171
-7,449
-5,487
-19
-989
-3,557
Stock
Debtors
-2,000
-13,000
15,000
-22,000
22,000
Creditors
-150
150
Accruals and Deferred Income
-9,605
2,849
1,517
12,536
-6,572
2,699
-2,913
9,820
Deferred Taxes & Provisions
Cash flow from operations
-2,423
52,235
21,928
39,399
-11,239
-19,018
1,389
25,132
Investing Activities
capital expenditure
-2,115
-344
-1,100
-1,650
-734
Change in Investments
cash flow from investments
-2,115
-344
-1,100
-1,650
-734
Financing Activities
Bank loans
-5,000
5,000
Group/Directors Accounts
-1,584
1,584
Other Short Term Loans
Long term loans
-4,629
-4,765
-4,904
-6,667
50,000
Hire Purchase and Lease Commitments
other long term liabilities
share issue
1
interest
-1,263
-2,394
-3,133
-2,993
-1,521
96
64
cash flow from financing
-5,892
-7,159
-13,037
-4,660
46,895
1,680
64
1
cash and cash equivalents
cash
31,351
-6,671
33,406
12,278
-8,502
-8,515
17,028
overdraft
5,000
change in cash
31,351
-6,671
28,406
12,278
-8,502
-8,515
17,028
chalk financial limited Credit Report and Business Information
Very Low Risk70 - 100
Low Risk50 - 70
Moderate Risk30 - 50
High Risk20 - 30
Very High Risk0 - 20
Get a comprehensive credit check for chalk financial limited. Get real-time insights into chalk financial limited's credit score, group structure and payment trends.
Perform a competitor analysis for chalk financial limited by selecting its closest rivals, whether from the FINANCIAL AND INSURANCE ACTIVITIES sector, other micro companies, companies in BR2 area or any other competitors across 12 key performance metrics.
chalk financial limited Ownership
CHALK FINANCIAL LIMITED group structure
Chalk Financial Limited has no subsidiary companies.
Ultimate parent company
CHALK FINANCIAL LIMITED
10433749
CHALK FINANCIAL LIMITED Shareholders
The sole shareholder of Chalk Financial Limited is Louis Chalk.
louis chalk
100%
chalk financial limited directors
Chalk Financial Limited currently has 1 director, Mr Louis Chalk serving since Oct 2016.
66190 - Other activities auxiliary to financial services, except insurance and pension funding
66220 - Activities of insurance agents and brokers
incorporation date
October 2016
age
9
incorporated
UK
ultimate parent company
None
accounts
Total Exemption Full
last accounts submitted
October 2024
previous names
N/A
accountant
SSJ ACCOUNTANTS LTD
auditor
-
address
20 pickhurst mead, bromley, BR2 7QR
Bank
-
Legal Advisor
-
chalk financial limited Charges & Mortgages
A charge, or mortgage, refers to the rights a company gives to a lender in return for a loan, often in the form of security given over business assets.
We did not find charges/mortgages relating to chalk financial limited.
chalk financial limited Capital Raised & Share Issues BETA
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chalk financial limitedCompanies House Filings - See Documents
