steel river financial limited
steel river financial limited Company Information
Company Number
10763196
Next Accounts
Feb 2026
Shareholders
gary william howes
belynda jayne howes
Group Structure
View All
Industry
Other activities auxiliary to financial services, except insurance and pension funding
+1Registered Address
suite 20, the springboard business centre, stokesley, middlesbrough, TS9 5JZ
steel river financial limited Estimated Valuation
Pomanda estimates the enterprise value of STEEL RIVER FINANCIAL LIMITED at £222.2k based on a Turnover of £350.9k and 0.63x industry multiple (adjusted for size and gross margin).
steel river financial limited Estimated Valuation
Pomanda estimates the enterprise value of STEEL RIVER FINANCIAL LIMITED at £0 based on an EBITDA of £-27.6k and a 3.22x industry multiple (adjusted for size and gross margin).
steel river financial limited Estimated Valuation
Pomanda estimates the enterprise value of STEEL RIVER FINANCIAL LIMITED at £210.5k based on Net Assets of £106.8k and 1.97x industry multiple (adjusted for liquidity).
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Steel River Financial Limited Overview
Steel River Financial Limited is a live company located in stokesley, TS9 5JZ with a Companies House number of 10763196. It operates in the activities auxiliary to financial intermediation n.e.c. sector, SIC Code 66190. Founded in May 2017, it's largest shareholder is gary william howes with a 50% stake. Steel River Financial Limited is a young, micro sized company, Pomanda has estimated its turnover at £350.9k with healthy growth in recent years.
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Steel River Financial Limited Health Check
Pomanda's financial health check has awarded Steel River Financial Limited a 1.5 rating. We use a traffic light system to show it exceeds the industry average on 1 measures and has 8 areas for improvement. Company Health Check FAQs
1 Strong
1 Regular
8 Weak
Size
annual sales of £350.9k, make it smaller than the average company (£3.2m)
- Steel River Financial Limited
£3.2m - Industry AVG
Growth
3 year (CAGR) sales growth of 5%, show it is growing at a slower rate (9.2%)
- Steel River Financial Limited
9.2% - Industry AVG
Production
with a gross margin of 39.1%, this company has a higher cost of product (88%)
- Steel River Financial Limited
88% - Industry AVG
Profitability
an operating margin of -7.9% make it less profitable than the average company (14.2%)
- Steel River Financial Limited
14.2% - Industry AVG
Employees
with 4 employees, this is below the industry average (12)
4 - Steel River Financial Limited
12 - Industry AVG
Pay Structure
on an average salary of £63.4k, the company has an equivalent pay structure (£63.4k)
- Steel River Financial Limited
£63.4k - Industry AVG
Efficiency
resulting in sales per employee of £87.7k, this is less efficient (£153.5k)
- Steel River Financial Limited
£153.5k - Industry AVG
Debtor Days
it gets paid by customers after 152 days, this is later than average (49 days)
- Steel River Financial Limited
49 days - Industry AVG
Creditor Days
its suppliers are paid after 28 days, this is quicker than average (83 days)
- Steel River Financial Limited
83 days - Industry AVG
Stock Days
There is insufficient data available for this Key Performance Indicator!
- Steel River Financial Limited
- - Industry AVG
Cash Balance
There is insufficient data available for this Key Performance Indicator!
- - Steel River Financial Limited
- - Industry AVG
Debt Level
it has a ratio of liabilities to total assets of 32.2%, this is a lower level of debt than the average (61.9%)
32.2% - Steel River Financial Limited
61.9% - Industry AVG
STEEL RIVER FINANCIAL LIMITED financials
Steel River Financial Limited's latest turnover from May 2024 is estimated at £350.9 thousand and the company has net assets of £106.8 thousand. According to their latest financial statements, Steel River Financial Limited has 4 employees and maintains cash reserves of 0 as reported in the balance sheet.
Data source: Companies House, Pomanda Estimates
| May 2024 | May 2023 | May 2022 | May 2021 | May 2020 | May 2019 | May 2018 | |
|---|---|---|---|---|---|---|---|
| Turnover | |||||||
| Other Income Or Grants | |||||||
| Cost Of Sales | |||||||
| Gross Profit | |||||||
| Admin Expenses | |||||||
| Operating Profit | |||||||
| Interest Payable | |||||||
| Interest Receivable | |||||||
| Pre-Tax Profit | |||||||
| Tax | |||||||
| Profit After Tax | |||||||
| Dividends Paid | |||||||
| Retained Profit | |||||||
| Employee Costs | |||||||
| Number Of Employees | 4 | 4 | 4 | 4 | 4 | ||
| EBITDA* |
* Earnings Before Interest, Tax, Depreciation and Amortisation
| May 2024 | May 2023 | May 2022 | May 2021 | May 2020 | May 2019 | May 2018 | |
|---|---|---|---|---|---|---|---|
| Tangible Assets | 6,569 | 5,640 | 5,345 | 8,059 | 1,358 | 1,295 | 1,199 |
| Intangible Assets | |||||||
| Investments & Other | |||||||
| Debtors (Due After 1 year) | |||||||
| Total Fixed Assets | 6,569 | 5,640 | 5,345 | 8,059 | 1,358 | 1,295 | 1,199 |
| Stock & work in progress | |||||||
| Trade Debtors | 146,844 | 203,802 | 146,155 | 128,241 | 78,452 | 25,190 | 24,745 |
| Group Debtors | |||||||
| Misc Debtors | 4,192 | 6,360 | 17,975 | 13,267 | 9,019 | ||
| Cash | |||||||
| misc current assets | 15,069 | 10,961 | |||||
| total current assets | 151,036 | 210,162 | 164,130 | 141,508 | 87,471 | 40,259 | 35,706 |
| total assets | 157,605 | 215,802 | 169,475 | 149,567 | 88,829 | 41,554 | 36,905 |
| Bank overdraft | |||||||
| Bank loan | |||||||
| Trade Creditors | 16,904 | 31,961 | 29,828 | 24,279 | 26,458 | 21,371 | 16,639 |
| Group/Directors Accounts | |||||||
| other short term finances | |||||||
| hp & lease commitments | |||||||
| other current liabilities | |||||||
| total current liabilities | 16,904 | 31,961 | 29,828 | 24,279 | 26,458 | 21,371 | 16,639 |
| loans | |||||||
| hp & lease commitments | |||||||
| Accruals and Deferred Income | 1,205 | 1,630 | |||||
| other liabilities | 32,705 | 47,814 | 42,746 | 45,920 | |||
| provisions | |||||||
| total long term liabilities | 33,910 | 49,444 | 42,746 | 45,920 | |||
| total liabilities | 50,814 | 81,405 | 72,574 | 70,199 | 26,458 | 21,371 | 16,639 |
| net assets | 106,791 | 134,397 | 96,901 | 79,368 | 62,371 | 20,183 | 20,266 |
| total shareholders funds | 106,791 | 134,397 | 96,901 | 79,368 | 62,371 | 20,183 | 20,266 |
| May 2024 | May 2023 | May 2022 | May 2021 | May 2020 | May 2019 | May 2018 | |
|---|---|---|---|---|---|---|---|
| Operating Activities | |||||||
| Operating Profit | |||||||
| Depreciation | |||||||
| Amortisation | |||||||
| Tax | |||||||
| Stock | |||||||
| Debtors | -59,126 | 46,032 | 22,622 | 54,037 | 62,281 | 445 | 24,745 |
| Creditors | -15,057 | 2,133 | 5,549 | -2,179 | 5,087 | 4,732 | 16,639 |
| Accruals and Deferred Income | -425 | 1,630 | |||||
| Deferred Taxes & Provisions | |||||||
| Cash flow from operations | |||||||
| Investing Activities | |||||||
| capital expenditure | |||||||
| Change in Investments | |||||||
| cash flow from investments | |||||||
| Financing Activities | |||||||
| Bank loans | |||||||
| Group/Directors Accounts | |||||||
| Other Short Term Loans | |||||||
| Long term loans | |||||||
| Hire Purchase and Lease Commitments | |||||||
| other long term liabilities | -15,109 | 5,068 | -3,174 | 45,920 | |||
| share issue | |||||||
| interest | |||||||
| cash flow from financing | |||||||
| cash and cash equivalents | |||||||
| cash | |||||||
| overdraft | |||||||
| change in cash |
steel river financial limited Credit Report and Business Information
Steel River Financial Limited Competitor Analysis
Perform a competitor analysis for steel river financial limited by selecting its closest rivals, whether from the FINANCIAL AND INSURANCE ACTIVITIES sector, other micro companies, companies in TS9 area or any other competitors across 12 key performance metrics.
steel river financial limited Ownership
STEEL RIVER FINANCIAL LIMITED group structure
Steel River Financial Limited has no subsidiary companies.
Ultimate parent company
STEEL RIVER FINANCIAL LIMITED
10763196
steel river financial limited directors
Steel River Financial Limited currently has 2 directors. The longest serving directors include Mrs Belynda Howes (May 2017) and Mr Gary Howes (May 2017).
| officer | country | age | start | end | role |
|---|---|---|---|---|---|
| Mrs Belynda Howes | England | 60 years | May 2017 | - | Director |
| Mr Gary Howes | England | 59 years | May 2017 | - | Director |
P&L
May 2024turnover
350.9k
-15%
operating profit
-27.6k
0%
gross margin
39.1%
-7.66%
turnover
Turnover, or revenue, is the amount of sales generated by a company within the financial year.
Balance Sheet
May 2024net assets
106.8k
-0.21%
total assets
157.6k
-0.27%
cash
0
0%
net assets
Total assets minus all liabilities
steel river financial limited company details
company number
10763196
Type
Private limited with Share Capital
industry
66190 - Other activities auxiliary to financial services, except insurance and pension funding
66220 - Activities of insurance agents and brokers
incorporation date
May 2017
age
8
incorporated
UK
ultimate parent company
accounts
Micro-Entity Accounts
last accounts submitted
May 2024
previous names
N/A
accountant
-
auditor
-
address
suite 20, the springboard business centre, stokesley, middlesbrough, TS9 5JZ
Bank
-
Legal Advisor
-
steel river financial limited Charges & Mortgages
A charge, or mortgage, refers to the rights a company gives to a lender in return for a loan, often in the form of security given over business assets.
We did not find charges/mortgages relating to steel river financial limited.
steel river financial limited Capital Raised & Share Issues BETA
When a company issues new shares, e.g. to new investors following a funding round, it is required to notify Companies House within one month of making an allotment of shares.
Click to start generating capital raising & share issue transactions for STEEL RIVER FINANCIAL LIMITED. This can take several minutes, an email will notify you when this has completed.
steel river financial limited Companies House Filings - See Documents
| date | description | view/download |
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