db financial services limited
db financial services limited Company Information
Company Number
04850789
Next Accounts
Mar 2025
Directors
Shareholders
a.j.g. davies
t.g.r. brown
Group Structure
View All
Industry
Activities of insurance agents and brokers
+1Registered Address
16 oxford court, bishopsgate, manchester, M2 3WQ
db financial services limited Estimated Valuation
Pomanda estimates the enterprise value of DB FINANCIAL SERVICES LIMITED at £113.6k based on a Turnover of £136.7k and 0.83x industry multiple (adjusted for size and gross margin).
db financial services limited Estimated Valuation
Pomanda estimates the enterprise value of DB FINANCIAL SERVICES LIMITED at £640.5k based on an EBITDA of £151.4k and a 4.23x industry multiple (adjusted for size and gross margin).
db financial services limited Estimated Valuation
Pomanda estimates the enterprise value of DB FINANCIAL SERVICES LIMITED at £489.9k based on Net Assets of £248.6k and 1.97x industry multiple (adjusted for liquidity).
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Db Financial Services Limited Overview
Db Financial Services Limited is a dissolved company that was located in manchester, M2 3WQ with a Companies House number of 04850789. It operated in the activities auxiliary to financial intermediation n.e.c. sector, SIC Code 66190. Founded in July 2003, it's largest shareholder was a.j.g. davies with a 80% stake. The last turnover for Db Financial Services Limited was estimated at £136.7k.
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Db Financial Services Limited Health Check
Pomanda's financial health check has awarded Db Financial Services Limited a 4.5 rating. We use a traffic light system to show it exceeds the industry average on 4 measures and has 4 areas for improvement. Company Health Check FAQs
4 Strong
2 Regular
4 Weak
Size
annual sales of £136.7k, make it smaller than the average company (£2.4m)
- Db Financial Services Limited
£2.4m - Industry AVG
Growth
3 year (CAGR) sales growth of -5%, show it is growing at a slower rate (6.3%)
- Db Financial Services Limited
6.3% - Industry AVG
Production
with a gross margin of 83.2%, this company has a comparable cost of product (83.2%)
- Db Financial Services Limited
83.2% - Industry AVG
Profitability
an operating margin of 110.5% make it more profitable than the average company (9.8%)
- Db Financial Services Limited
9.8% - Industry AVG
Employees
with 2 employees, this is below the industry average (18)
2 - Db Financial Services Limited
18 - Industry AVG
Pay Structure
on an average salary of £53.3k, the company has an equivalent pay structure (£53.3k)
- Db Financial Services Limited
£53.3k - Industry AVG
Efficiency
resulting in sales per employee of £68.3k, this is less efficient (£115.4k)
- Db Financial Services Limited
£115.4k - Industry AVG
Debtor Days
it gets paid by customers after 14 days, this is earlier than average (48 days)
- Db Financial Services Limited
48 days - Industry AVG
Creditor Days
There is insufficient data available for this Key Performance Indicator!
- Db Financial Services Limited
- - Industry AVG
Stock Days
There is insufficient data available for this Key Performance Indicator!
- Db Financial Services Limited
- - Industry AVG
Cash Balance
has cash to cover current liabilities for 120 weeks, this is more cash available to meet short term requirements (37 weeks)
120 weeks - Db Financial Services Limited
37 weeks - Industry AVG
Debt Level
it has a ratio of liabilities to total assets of 42.7%, this is a lower level of debt than the average (63.1%)
42.7% - Db Financial Services Limited
63.1% - Industry AVG
DB FINANCIAL SERVICES LIMITED financials
Db Financial Services Limited's latest turnover from October 2019 is estimated at £136.7 thousand and the company has net assets of £248.6 thousand. According to their latest financial statements, Db Financial Services Limited has 2 employees and maintains cash reserves of £427.3 thousand as reported in the balance sheet.
Data source: Companies House, Pomanda Estimates
| Oct 2019 | Oct 2018 | Oct 2017 | Oct 2016 | Oct 2015 | Oct 2014 | Oct 2013 | Oct 2012 | Oct 2011 | Oct 2010 | Oct 2009 | |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Turnover | |||||||||||
| Other Income Or Grants | |||||||||||
| Cost Of Sales | |||||||||||
| Gross Profit | |||||||||||
| Admin Expenses | |||||||||||
| Operating Profit | |||||||||||
| Interest Payable | |||||||||||
| Interest Receivable | |||||||||||
| Pre-Tax Profit | |||||||||||
| Tax | |||||||||||
| Profit After Tax | |||||||||||
| Dividends Paid | |||||||||||
| Retained Profit | |||||||||||
| Employee Costs | |||||||||||
| Number Of Employees | 2 | 2 | 2 | 2 | |||||||
| EBITDA* |
* Earnings Before Interest, Tax, Depreciation and Amortisation
| Oct 2019 | Oct 2018 | Oct 2017 | Oct 2016 | Oct 2015 | Oct 2014 | Oct 2013 | Oct 2012 | Oct 2011 | Oct 2010 | Oct 2009 | |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Tangible Assets | 826 | 190 | 586 | 574 | 461 | 710 | 1,011 | 518 | 436 | 314 | |
| Intangible Assets | 900 | 1,800 | 2,700 | 3,600 | |||||||
| Investments & Other | |||||||||||
| Debtors (Due After 1 year) | |||||||||||
| Total Fixed Assets | 826 | 190 | 586 | 574 | 461 | 710 | 1,911 | 2,318 | 3,136 | 3,914 | |
| Stock & work in progress | |||||||||||
| Trade Debtors | 5,282 | 11,662 | 24,804 | 13,334 | 13,709 | 11,685 | 8,197 | 12,309 | 14,273 | 7,754 | 9,080 |
| Group Debtors | |||||||||||
| Misc Debtors | 251 | 345 | 350 | 1,995 | |||||||
| Cash | 427,292 | 204,984 | 191,268 | 128,958 | 145,311 | 107,644 | 85,288 | 73,785 | 64,183 | 59,107 | 45,331 |
| misc current assets | |||||||||||
| total current assets | 432,825 | 216,991 | 216,422 | 144,287 | 159,020 | 119,329 | 93,485 | 86,094 | 78,456 | 66,861 | 54,411 |
| total assets | 433,651 | 216,991 | 216,612 | 144,873 | 159,594 | 119,790 | 94,195 | 88,005 | 80,774 | 69,997 | 58,325 |
| Bank overdraft | |||||||||||
| Bank loan | |||||||||||
| Trade Creditors | 89,358 | 87,049 | 80,164 | 57,575 | 68,856 | 58,270 | 48,927 | ||||
| Group/Directors Accounts | |||||||||||
| other short term finances | |||||||||||
| hp & lease commitments | |||||||||||
| other current liabilities | 185,074 | 92,621 | 87,118 | 71,613 | |||||||
| total current liabilities | 185,074 | 92,621 | 87,118 | 71,613 | 89,358 | 87,049 | 80,164 | 57,575 | 68,856 | 58,270 | 48,927 |
| loans | |||||||||||
| hp & lease commitments | |||||||||||
| Accruals and Deferred Income | |||||||||||
| other liabilities | |||||||||||
| provisions | 32 | 111 | 115 | 92 | 142 | 202 | 103 | ||||
| total long term liabilities | 32 | 111 | 115 | 92 | 142 | 202 | 103 | ||||
| total liabilities | 185,074 | 92,621 | 87,150 | 71,724 | 89,473 | 87,141 | 80,306 | 57,777 | 68,959 | 58,270 | 48,927 |
| net assets | 248,577 | 124,370 | 129,462 | 73,149 | 70,121 | 32,649 | 13,889 | 30,228 | 11,815 | 11,727 | 9,398 |
| total shareholders funds | 248,577 | 124,370 | 129,462 | 73,149 | 70,121 | 32,649 | 13,889 | 30,228 | 11,815 | 11,727 | 9,398 |
| Oct 2019 | Oct 2018 | Oct 2017 | Oct 2016 | Oct 2015 | Oct 2014 | Oct 2013 | Oct 2012 | Oct 2011 | Oct 2010 | Oct 2009 | |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Operating Activities | |||||||||||
| Operating Profit | |||||||||||
| Depreciation | 413 | 190 | 396 | 557 | 507 | 614 | 570 | 799 | 367 | 531 | 770 |
| Amortisation | 900 | 900 | 900 | 900 | 900 | ||||||
| Tax | |||||||||||
| Stock | |||||||||||
| Debtors | -6,474 | -13,147 | 9,825 | 1,620 | 2,024 | 3,488 | -4,112 | -1,964 | 6,519 | -1,326 | 9,080 |
| Creditors | -89,358 | 2,309 | 6,885 | 22,589 | -11,281 | 10,586 | 9,343 | 48,927 | |||
| Accruals and Deferred Income | 92,453 | 5,503 | 15,505 | 71,613 | |||||||
| Deferred Taxes & Provisions | -32 | -79 | -4 | 23 | -50 | -60 | 99 | 103 | |||
| Cash flow from operations | |||||||||||
| Investing Activities | |||||||||||
| capital expenditure | |||||||||||
| Change in Investments | |||||||||||
| cash flow from investments | |||||||||||
| Financing Activities | |||||||||||
| Bank loans | |||||||||||
| Group/Directors Accounts | |||||||||||
| Other Short Term Loans | |||||||||||
| Long term loans | |||||||||||
| Hire Purchase and Lease Commitments | |||||||||||
| other long term liabilities | |||||||||||
| share issue | |||||||||||
| interest | |||||||||||
| cash flow from financing | |||||||||||
| cash and cash equivalents | |||||||||||
| cash | 222,308 | 13,716 | 62,310 | -16,353 | 37,667 | 22,356 | 11,503 | 9,602 | 5,076 | 13,776 | 45,331 |
| overdraft | |||||||||||
| change in cash | 222,308 | 13,716 | 62,310 | -16,353 | 37,667 | 22,356 | 11,503 | 9,602 | 5,076 | 13,776 | 45,331 |
db financial services limited Credit Report and Business Information
Db Financial Services Limited Competitor Analysis
Perform a competitor analysis for db financial services limited by selecting its closest rivals, whether from the FINANCIAL AND INSURANCE ACTIVITIES sector, other undefined companies, companies in M 2 area or any other competitors across 12 key performance metrics.
db financial services limited Ownership
DB FINANCIAL SERVICES LIMITED group structure
Db Financial Services Limited has no subsidiary companies.
Ultimate parent company
DB FINANCIAL SERVICES LIMITED
04850789
db financial services limited directors
Db Financial Services Limited currently has 1 director, Mr Alyn Davies serving since Jul 2003.
| officer | country | age | start | end | role |
|---|---|---|---|---|---|
| Mr Alyn Davies | 70 years | Jul 2003 | - | Director |
P&L
October 2019turnover
136.7k
-6%
operating profit
151k
0%
gross margin
83.3%
-5.39%
turnover
Turnover, or revenue, is the amount of sales generated by a company within the financial year.
Balance Sheet
October 2019net assets
248.6k
+1%
total assets
433.7k
+1%
cash
427.3k
+1.08%
net assets
Total assets minus all liabilities
db financial services limited company details
company number
04850789
Type
Private limited with Share Capital
industry
66220 - Activities of insurance agents and brokers
66190 - Other activities auxiliary to financial services, except insurance and pension funding
incorporation date
July 2003
age
22
incorporated
UK
ultimate parent company
accounts
Total Exemption Full
last accounts submitted
October 2019
previous names
N/A
accountant
WILLIAMS DENTON CYF
auditor
-
address
16 oxford court, bishopsgate, manchester, M2 3WQ
Bank
-
Legal Advisor
-
db financial services limited Charges & Mortgages
A charge, or mortgage, refers to the rights a company gives to a lender in return for a loan, often in the form of security given over business assets.
We did not find charges/mortgages relating to db financial services limited.
db financial services limited Capital Raised & Share Issues BETA
When a company issues new shares, e.g. to new investors following a funding round, it is required to notify Companies House within one month of making an allotment of shares.
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db financial services limited Companies House Filings - See Documents
| date | description | view/download |
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