astute finance limited

4.5

astute finance limited Company Information

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Company Number

11334616

Registered Address

c/o burton varley ltd, suite 3, 2nd floor, didsbury hou, manchester, M20 2DW

Industry

Other financial service activities, except insurance and pension funding, (not including security dealing on own account and factoring) n.e.c.

 

Telephone

-

Next Accounts Due

January 2025

Group Structure

View All

Directors

Wesley Ashcroft-Batty2 Years

Shareholders

wesley lewis ashcroft-batty 100%

astute finance limited Estimated Valuation

£1.2m

Pomanda estimates the enterprise value of ASTUTE FINANCE LIMITED at £1.2m based on a Turnover of £1.2m and 0.93x industry multiple (adjusted for size and gross margin).

astute finance limited Estimated Valuation

£152.3k

Pomanda estimates the enterprise value of ASTUTE FINANCE LIMITED at £152.3k based on an EBITDA of £40.7k and a 3.74x industry multiple (adjusted for size and gross margin).

astute finance limited Estimated Valuation

£354.9k

Pomanda estimates the enterprise value of ASTUTE FINANCE LIMITED at £354.9k based on Net Assets of £176.8k and 2.01x industry multiple (adjusted for liquidity).

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Astute Finance Limited Overview

Astute Finance Limited is a live company located in manchester, M20 2DW with a Companies House number of 11334616. It operates in the financial intermediation not elsewhere classified sector, SIC Code 64999. Founded in April 2018, it's largest shareholder is wesley lewis ashcroft-batty with a 100% stake. Astute Finance Limited is a young, small sized company, Pomanda has estimated its turnover at £1.2m with healthy growth in recent years.

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Astute Finance Limited Health Check

Pomanda's financial health check has awarded Astute Finance Limited a 4.5 rating. We use a traffic light system to show it exceeds the industry average on 6 measures and has 4 areas for improvement. Company Health Check FAQs

Health Check Image
Health Rating4.5out of 5
positive_score

6 Strong

positive_score

1 Regular

positive_score

4 Weak

size

Size

annual sales of £1.2m, make it smaller than the average company (£4.2m)

£1.2m - Astute Finance Limited

£4.2m - Industry AVG

growth

Growth

3 year (CAGR) sales growth of 14%, show it is growing at a faster rate (3.9%)

14% - Astute Finance Limited

3.9% - Industry AVG

production

Production

with a gross margin of 21.4%, this company has a higher cost of product (61%)

21.4% - Astute Finance Limited

61% - Industry AVG

profitability

Profitability

an operating margin of 2.5% make it less profitable than the average company (10.6%)

2.5% - Astute Finance Limited

10.6% - Industry AVG

employees

Employees

with 23 employees, this is above the industry average (13)

23 - Astute Finance Limited

13 - Industry AVG

paystructure

Pay Structure

on an average salary of £72.7k, the company has an equivalent pay structure (£72.7k)

£72.7k - Astute Finance Limited

£72.7k - Industry AVG

efficiency

Efficiency

resulting in sales per employee of £53.8k, this is less efficient (£205.6k)

£53.8k - Astute Finance Limited

£205.6k - Industry AVG

debtordays

Debtor Days

it gets paid by customers after 20 days, this is earlier than average (31 days)

20 days - Astute Finance Limited

31 days - Industry AVG

creditordays

Creditor Days

its suppliers are paid after 42 days, this is slower than average (37 days)

42 days - Astute Finance Limited

37 days - Industry AVG

stockdays

Stock Days

There is insufficient data available for this Key Performance Indicator!

- - Astute Finance Limited

- - Industry AVG

cashbalance

Cash Balance

has cash to cover current liabilities for 103 weeks, this is more cash available to meet short term requirements (38 weeks)

103 weeks - Astute Finance Limited

38 weeks - Industry AVG

debtlevel

Debt Level

it has a ratio of liabilities to total assets of 44.3%, this is a lower level of debt than the average (57.3%)

44.3% - Astute Finance Limited

57.3% - Industry AVG

ASTUTE FINANCE LIMITED financials

EXPORTms excel logo

Astute Finance Limited's latest turnover from April 2023 is estimated at £1.2 million and the company has net assets of £176.8 thousand. According to their latest financial statements, Astute Finance Limited has 23 employees and maintains cash reserves of £225.2 thousand as reported in the balance sheet.

Data source: Companies HousePomanda Estimates

Apr 2023Apr 2022Apr 2021Apr 2020Apr 2019
Turnover1,236,441806,281815,315836,12411,539
Other Income Or Grants00000
Cost Of Sales972,198608,194608,475598,4328,246
Gross Profit264,243198,086206,841237,6923,294
Admin Expenses233,71894,291276,755143,527-65,483
Operating Profit30,525103,795-69,91494,16568,777
Interest Payable00000
Interest Receivable8,1421,157163150465
Pre-Tax Profit38,667104,952-69,75194,31569,242
Tax-9,667-19,9410-17,920-13,156
Profit After Tax29,00085,011-69,75176,39556,086
Dividends Paid00000
Retained Profit29,00085,011-69,75176,39556,086
Employee Costs1,671,208996,8801,076,5821,102,85669,774
Number Of Employees231416161
EBITDA*40,679113,314-60,88798,64768,778

* Earnings Before Interest, Tax, Depreciation and Amortisation

Apr 2023Apr 2022Apr 2021Apr 2020Apr 2019
Tangible Assets23,98323,98718,82224,1531
Intangible Assets00000
Investments & Other250250000
Debtors (Due After 1 year)00000
Total Fixed Assets24,23324,23718,82224,1531
Stock & work in progress00000
Trade Debtors67,82996,70882,43880,053119
Group Debtors00000
Misc Debtors00000
Cash225,155158,003150,513175,257123,991
misc current assets00000
total current assets292,984254,711232,951255,310124,110
total assets317,217278,948251,773279,463124,111
Bank overdraft00000
Bank loan00000
Trade Creditors 112,58195,445137,247145,65665,663
Group/Directors Accounts00000
other short term finances00000
hp & lease commitments00000
other current liabilities00000
total current liabilities112,58195,445137,247145,65665,663
loans00000
hp & lease commitments00000
Accruals and Deferred Income00000
other liabilities26,40934,44950,00000
provisions1,3861,2131,6961,2262,262
total long term liabilities27,79535,66251,6961,2262,262
total liabilities140,376131,107188,943146,88267,925
net assets176,841147,84162,830132,58156,186
total shareholders funds176,841147,84162,830132,58156,186
Apr 2023Apr 2022Apr 2021Apr 2020Apr 2019
Operating Activities
Operating Profit30,525103,795-69,91494,16568,777
Depreciation10,1549,5199,0274,4821
Amortisation00000
Tax-9,667-19,9410-17,920-13,156
Stock00000
Debtors-28,87914,2702,38579,934119
Creditors17,136-41,802-8,40979,99365,663
Accruals and Deferred Income00000
Deferred Taxes & Provisions173-483470-1,0362,262
Cash flow from operations77,20036,818-71,21179,750123,428
Investing Activities
capital expenditure-10,150-14,684-3,696-28,634-2
Change in Investments0250000
cash flow from investments-10,150-14,934-3,696-28,634-2
Financing Activities
Bank loans00000
Group/Directors Accounts00000
Other Short Term Loans 00000
Long term loans00000
Hire Purchase and Lease Commitments00000
other long term liabilities-8,040-15,55150,00000
share issue0000100
interest8,1421,157163150465
cash flow from financing102-14,39450,163150565
cash and cash equivalents
cash67,1527,490-24,74451,266123,991
overdraft00000
change in cash67,1527,490-24,74451,266123,991

astute finance limited Credit Report and Business Information

Very Low Risk70 - 100
Low Risk50 - 70
Moderate Risk30 - 50
High Risk20 - 30
Very High Risk0 - 20
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Astute Finance Limited Competitor Analysis

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Perform a competitor analysis for astute finance limited by selecting its closest rivals, whether from the FINANCIAL AND INSURANCE ACTIVITIES sector, other small companies, companies in M20 area or any other competitors across 12 key performance metrics.

astute finance limited Ownership

ASTUTE FINANCE LIMITED group structure

Astute Finance Limited has no subsidiary companies.

Ultimate parent company

ASTUTE FINANCE LIMITED

11334616

ASTUTE FINANCE LIMITED Shareholders

wesley lewis ashcroft-batty 100%

astute finance limited directors

Astute Finance Limited currently has 1 director, Mr Wesley Ashcroft-Batty serving since May 2022.

officercountryagestartendrole
Mr Wesley Ashcroft-BattyUnited Kingdom41 years May 2022- Director

P&L

April 2023

turnover

1.2m

+53%

operating profit

30.5k

0%

gross margin

21.4%

-13.01%

turnover

Turnover, or revenue, is the amount of sales generated by a company within the financial year.

Balance Sheet

April 2023

net assets

176.8k

+0.2%

total assets

317.2k

+0.14%

cash

225.2k

+0.43%

net assets

Total assets minus all liabilities

astute finance limited company details

company number

11334616

Type

Private limited with Share Capital

industry

64999 - Other financial service activities, except insurance and pension funding, (not including security dealing on own account and factoring) n.e.c.

incorporation date

April 2018

age

6

incorporated

UK

ultimate parent company

None

accounts

Unaudited Abridged

last accounts submitted

April 2023

previous names

N/A

accountant

BURTON VARLEY LTD

auditor

-

address

c/o burton varley ltd, suite 3, 2nd floor, didsbury hou, manchester, M20 2DW

Bank

-

Legal Advisor

-

astute finance limited Charges & Mortgages

A charge, or mortgage, refers to the rights a company gives to a lender in return for a loan, often in the form of security given over business assets.

We did not find charges/mortgages relating to astute finance limited.

charges

astute finance limited Companies House Filings - See Documents

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