terry coulter cars ltd Company Information
Company Number
NI636133
Next Accounts
Nov 2025
Shareholders
jordan coulter
sophie connor
View AllGroup Structure
View All
Industry
Sale of used cars and light motor vehicles
Registered Address
1c the square, antrim, ballyclare, BT39 9BB
Website
www.terrycoultercars.co.ukterry coulter cars ltd Estimated Valuation
Pomanda estimates the enterprise value of TERRY COULTER CARS LTD at £357.8k based on a Turnover of £1.7m and 0.21x industry multiple (adjusted for size and gross margin).
terry coulter cars ltd Estimated Valuation
Pomanda estimates the enterprise value of TERRY COULTER CARS LTD at £0 based on an EBITDA of £-17.2k and a 3.34x industry multiple (adjusted for size and gross margin).
terry coulter cars ltd Estimated Valuation
Pomanda estimates the enterprise value of TERRY COULTER CARS LTD at £569.9k based on Net Assets of £209k and 2.73x industry multiple (adjusted for liquidity).
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Terry Coulter Cars Ltd Overview
Terry Coulter Cars Ltd is a live company located in ballyclare, BT39 9BB with a Companies House number of NI636133. It operates in the sale of used cars and light motor vehicles sector, SIC Code 45112. Founded in February 2016, it's largest shareholder is jordan coulter with a 25% stake. Terry Coulter Cars Ltd is a young, small sized company, Pomanda has estimated its turnover at £1.7m with declining growth in recent years.
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Terry Coulter Cars Ltd Health Check
Pomanda's financial health check has awarded Terry Coulter Cars Ltd a 1.5 rating. We use a traffic light system to show it exceeds the industry average on 0 measures and has 5 areas for improvement. Company Health Check FAQs


0 Strong

5 Regular

5 Weak

Size
annual sales of £1.7m, make it in line with the average company (£1.6m)
- Terry Coulter Cars Ltd
£1.6m - Industry AVG

Growth
3 year (CAGR) sales growth of -2%, show it is growing at a slower rate (12.5%)
- Terry Coulter Cars Ltd
12.5% - Industry AVG

Production
with a gross margin of 7.1%, this company has a higher cost of product (11.3%)
- Terry Coulter Cars Ltd
11.3% - Industry AVG

Profitability
an operating margin of -1% make it less profitable than the average company (2.8%)
- Terry Coulter Cars Ltd
2.8% - Industry AVG

Employees
with 7 employees, this is similar to the industry average (6)
7 - Terry Coulter Cars Ltd
6 - Industry AVG

Pay Structure
on an average salary of £32.7k, the company has an equivalent pay structure (£32.7k)
- Terry Coulter Cars Ltd
£32.7k - Industry AVG

Efficiency
resulting in sales per employee of £238.5k, this is less efficient (£399.5k)
- Terry Coulter Cars Ltd
£399.5k - Industry AVG

Debtor Days
it gets paid by customers after 113 days, this is later than average (9 days)
- Terry Coulter Cars Ltd
9 days - Industry AVG

Creditor Days
its suppliers are paid after 11 days, this is close to average (12 days)
- Terry Coulter Cars Ltd
12 days - Industry AVG

Stock Days
There is insufficient data available for this Key Performance Indicator!
- Terry Coulter Cars Ltd
- - Industry AVG

Cash Balance
There is insufficient data available for this Key Performance Indicator!
- - Terry Coulter Cars Ltd
- - Industry AVG

Debt Level
it has a ratio of liabilities to total assets of 62.7%, this is a similar level of debt than the average (69.1%)
62.7% - Terry Coulter Cars Ltd
69.1% - Industry AVG
TERRY COULTER CARS LTD financials

Terry Coulter Cars Ltd's latest turnover from February 2024 is estimated at £1.7 million and the company has net assets of £209 thousand. According to their latest financial statements, Terry Coulter Cars Ltd has 7 employees and maintains cash reserves of 0 as reported in the balance sheet.
Data source: Companies House, Pomanda Estimates
Feb 2024 | Feb 2023 | Feb 2022 | Feb 2021 | Feb 2020 | Feb 2019 | Feb 2018 | Feb 2017 | |
---|---|---|---|---|---|---|---|---|
Turnover | ||||||||
Other Income Or Grants | ||||||||
Cost Of Sales | ||||||||
Gross Profit | ||||||||
Admin Expenses | ||||||||
Operating Profit | ||||||||
Interest Payable | ||||||||
Interest Receivable | ||||||||
Pre-Tax Profit | ||||||||
Tax | ||||||||
Profit After Tax | ||||||||
Dividends Paid | ||||||||
Retained Profit | ||||||||
Employee Costs | ||||||||
Number Of Employees | 7 | 8 | 7 | 8 | 8 | 8 | ||
EBITDA* |
* Earnings Before Interest, Tax, Depreciation and Amortisation
Feb 2024 | Feb 2023 | Feb 2022 | Feb 2021 | Feb 2020 | Feb 2019 | Feb 2018 | Feb 2017 | |
---|---|---|---|---|---|---|---|---|
Tangible Assets | 41,265 | 39,081 | 42,743 | 25,426 | 31,368 | 38,060 | 39,204 | 35,870 |
Intangible Assets | ||||||||
Investments & Other | ||||||||
Debtors (Due After 1 year) | ||||||||
Total Fixed Assets | 41,265 | 39,081 | 42,743 | 25,426 | 31,368 | 38,060 | 39,204 | 35,870 |
Stock & work in progress | ||||||||
Trade Debtors | 519,060 | 554,721 | 611,051 | 521,742 | 425,697 | 440,433 | 471,069 | 477,004 |
Group Debtors | ||||||||
Misc Debtors | ||||||||
Cash | ||||||||
misc current assets | ||||||||
total current assets | 519,060 | 554,721 | 611,051 | 521,742 | 425,697 | 440,433 | 471,069 | 477,004 |
total assets | 560,325 | 593,802 | 653,794 | 547,168 | 457,065 | 478,493 | 510,273 | 512,874 |
Bank overdraft | ||||||||
Bank loan | ||||||||
Trade Creditors | 48,502 | 41,674 | 82,664 | 60,278 | 31,101 | 24,131 | 37,788 | 48,234 |
Group/Directors Accounts | ||||||||
other short term finances | ||||||||
hp & lease commitments | ||||||||
other current liabilities | ||||||||
total current liabilities | 48,502 | 41,674 | 82,664 | 60,278 | 31,101 | 24,131 | 37,788 | 48,234 |
loans | ||||||||
hp & lease commitments | ||||||||
Accruals and Deferred Income | ||||||||
other liabilities | 302,832 | 325,913 | 352,019 | 348,683 | 324,578 | 355,216 | 380,312 | 426,118 |
provisions | ||||||||
total long term liabilities | 302,832 | 325,913 | 352,019 | 348,683 | 324,578 | 355,216 | 380,312 | 426,118 |
total liabilities | 351,334 | 367,587 | 434,683 | 408,961 | 355,679 | 379,347 | 418,100 | 474,352 |
net assets | 208,991 | 226,215 | 219,111 | 138,207 | 101,386 | 99,146 | 92,173 | 38,522 |
total shareholders funds | 208,991 | 226,215 | 219,111 | 138,207 | 101,386 | 99,146 | 92,173 | 38,522 |
Feb 2024 | Feb 2023 | Feb 2022 | Feb 2021 | Feb 2020 | Feb 2019 | Feb 2018 | Feb 2017 | |
---|---|---|---|---|---|---|---|---|
Operating Activities | ||||||||
Operating Profit | ||||||||
Depreciation | ||||||||
Amortisation | ||||||||
Tax | ||||||||
Stock | ||||||||
Debtors | -35,661 | -56,330 | 89,309 | 96,045 | -14,736 | -30,636 | -5,935 | 477,004 |
Creditors | 6,828 | -40,990 | 22,386 | 29,177 | 6,970 | -13,657 | -10,446 | 48,234 |
Accruals and Deferred Income | ||||||||
Deferred Taxes & Provisions | ||||||||
Cash flow from operations | ||||||||
Investing Activities | ||||||||
capital expenditure | ||||||||
Change in Investments | ||||||||
cash flow from investments | ||||||||
Financing Activities | ||||||||
Bank loans | ||||||||
Group/Directors Accounts | ||||||||
Other Short Term Loans | ||||||||
Long term loans | ||||||||
Hire Purchase and Lease Commitments | ||||||||
other long term liabilities | -23,081 | -26,106 | 3,336 | 24,105 | -30,638 | -25,096 | -45,806 | 426,118 |
share issue | ||||||||
interest | ||||||||
cash flow from financing | ||||||||
cash and cash equivalents | ||||||||
cash | ||||||||
overdraft | ||||||||
change in cash |
terry coulter cars ltd Credit Report and Business Information
Terry Coulter Cars Ltd Competitor Analysis

Perform a competitor analysis for terry coulter cars ltd by selecting its closest rivals, whether from the WHOLESALE AND RETAIL TRADE; REPAIR OF MOTOR VEHICLES AND MOTORCYCLES sector, other small companies, companies in BT39 area or any other competitors across 12 key performance metrics.
terry coulter cars ltd Ownership
TERRY COULTER CARS LTD group structure
Terry Coulter Cars Ltd has no subsidiary companies.
Ultimate parent company
TERRY COULTER CARS LTD
NI636133
terry coulter cars ltd directors
Terry Coulter Cars Ltd currently has 4 directors. The longest serving directors include Mrs Jacqueline Coulter (Feb 2016) and Mrs Sophie Connor (Feb 2016).
officer | country | age | start | end | role |
---|---|---|---|---|---|
Mrs Jacqueline Coulter | Northern Ireland | 61 years | Feb 2016 | - | Director |
Mrs Sophie Connor | Northern Ireland | 33 years | Feb 2016 | - | Director |
Mr Jordan Coulter | Northern Ireland | 30 years | Feb 2016 | - | Director |
Mr Terence Coulter | Northern Ireland | 66 years | Feb 2016 | - | Director |
P&L
February 2024turnover
1.7m
-14%
operating profit
-17.2k
0%
gross margin
7.2%
-3.12%
turnover
Turnover, or revenue, is the amount of sales generated by a company within the financial year.
Balance Sheet
February 2024net assets
209k
-0.08%
total assets
560.3k
-0.06%
cash
0
0%
net assets
Total assets minus all liabilities
terry coulter cars ltd company details
company number
NI636133
Type
Private limited with Share Capital
industry
45112 - Sale of used cars and light motor vehicles
incorporation date
February 2016
age
9
incorporated
UK
ultimate parent company
accounts
Micro-Entity Accounts
last accounts submitted
February 2024
previous names
N/A
accountant
-
auditor
-
address
1c the square, antrim, ballyclare, BT39 9BB
Bank
-
Legal Advisor
-
terry coulter cars ltd Charges & Mortgages
A charge, or mortgage, refers to the rights a company gives to a lender in return for a loan, often in the form of security given over business assets.
We did not find charges/mortgages relating to terry coulter cars ltd.
terry coulter cars ltd Capital Raised & Share Issues BETA
When a company issues new shares, e.g. to new investors following a funding round, it is required to notify Companies House within one month of making an allotment of shares.
Click to start generating capital raising & share issue transactions for TERRY COULTER CARS LTD. This can take several minutes, an email will notify you when this has completed.
terry coulter cars ltd Companies House Filings - See Documents
date | description | view/download |
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