bruce stevenson limited
bruce stevenson limited Company Information
Company Number
SC073638
Next Accounts
Jun 2025
Shareholders
howden uk&i holdings limited
Group Structure
View All
Industry
Activities of insurance agents and brokers
Registered Address
76 coburg street, edinburgh, EH6 6HJ
Website
www.brucestevenson.co.ukbruce stevenson limited Estimated Valuation
Pomanda estimates the enterprise value of BRUCE STEVENSON LIMITED at £0 based on a Turnover of £0 and 0.98x industry multiple (adjusted for size and gross margin).
bruce stevenson limited Estimated Valuation
Pomanda estimates the enterprise value of BRUCE STEVENSON LIMITED at £124.8k based on an EBITDA of £20.9k and a 5.96x industry multiple (adjusted for size and gross margin).
bruce stevenson limited Estimated Valuation
Pomanda estimates the enterprise value of BRUCE STEVENSON LIMITED at £1.9m based on Net Assets of £1m and 1.9x industry multiple (adjusted for liquidity).
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Bruce Stevenson Limited Overview
Bruce Stevenson Limited is a live company located in edinburgh, EH6 6HJ with a Companies House number of SC073638. It operates in the activities of insurance agents and brokers sector, SIC Code 66220. Founded in January 1981, it's largest shareholder is howden uk&i holdings limited with a 100% stake. Bruce Stevenson Limited is a mature, unknown sized company, Pomanda has estimated its turnover at £0 with declining growth in recent years.
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Bruce Stevenson Limited Health Check
Pomanda's financial health check has awarded Bruce Stevenson Limited a 0.5 rating. We use a traffic light system to show it exceeds the industry average on 0 measures and has 3 areas for improvement. Company Health Check FAQs
0 Strong
1 Regular
3 Weak
Size
There is insufficient data available for this Key Performance Indicator!
- - Bruce Stevenson Limited
- - Industry AVG
Growth
3 year (CAGR) sales growth of -100%, show it is growing at a slower rate (5.9%)
- - Bruce Stevenson Limited
- - Industry AVG
Production
There is insufficient data available for this Key Performance Indicator!
- - Bruce Stevenson Limited
- - Industry AVG
Profitability
There is insufficient data available for this Key Performance Indicator!
- - Bruce Stevenson Limited
- - Industry AVG
Employees
with 1 employees, this is below the industry average (17)
- Bruce Stevenson Limited
- - Industry AVG
Pay Structure
There is insufficient data available for this Key Performance Indicator!
- Bruce Stevenson Limited
- - Industry AVG
Efficiency
There is insufficient data available for this Key Performance Indicator!
- Bruce Stevenson Limited
- - Industry AVG
Debtor Days
There is insufficient data available for this Key Performance Indicator!
- - Bruce Stevenson Limited
- - Industry AVG
Creditor Days
There is insufficient data available for this Key Performance Indicator!
- - Bruce Stevenson Limited
- - Industry AVG
Stock Days
There is insufficient data available for this Key Performance Indicator!
- - Bruce Stevenson Limited
- - Industry AVG
Cash Balance
has cash to cover current liabilities for 0 weeks, this is less cash available to meet short term requirements (35 weeks)
- - Bruce Stevenson Limited
- - Industry AVG
Debt Level
it has a ratio of liabilities to total assets of 60.6%, this is a similar level of debt than the average (61.2%)
- - Bruce Stevenson Limited
- - Industry AVG
BRUCE STEVENSON LIMITED financials
Bruce Stevenson Limited's latest turnover from September 2023 is 0 and the company has net assets of £1 million. According to their latest financial statements, we estimate that Bruce Stevenson Limited has 1 employee and maintains cash reserves of £374 as reported in the balance sheet.
Data source: Companies House, Pomanda Estimates
| Sep 2023 | Sep 2022 | Dec 2021 | Aug 2020 | Aug 2019 | Aug 2018 | Aug 2017 | Aug 2016 | Aug 2015 | Aug 2014 | Aug 2013 | Aug 2012 | Aug 2011 | Aug 2010 | Aug 2009 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Turnover | 37,916 | 8,449,700 | 7,761,975 | 7,160,953 | 6,113,889 | 5,886,333 | 5,163,921 | 4,417,417 | 4,040,091 | 4,044,817 | 3,590,949 | 3,380,045 | 3,238,552 | ||
| Other Income Or Grants | |||||||||||||||
| Cost Of Sales | |||||||||||||||
| Gross Profit | |||||||||||||||
| Admin Expenses | |||||||||||||||
| Operating Profit | 18,526 | 19,672 | -54,624 | 739,742 | 650,840 | 517,289 | 622,983 | 774,460 | 709,192 | 353,742 | 285,792 | 419,754 | 37,204 | 557,742 | 144,013 |
| Interest Payable | 37,867 | 7,501 | 1,852 | 3,628 | 26,416 | 49,643 | 37,919 | 176,692 | 161,406 | 172,769 | 186,547 | 172,942 | 198,498 | ||
| Interest Receivable | 27,657 | 23,915 | 28,215 | 12,844 | 8,850 | 12,745 | 8,586 | 165,295 | 145,108 | 160,711 | 154,988 | 148,066 | 168,242 | ||
| Pre-Tax Profit | 18,526 | 19,672 | 732,391 | 756,156 | 677,203 | 518,505 | 605,417 | 737,562 | 679,859 | 342,345 | 269,494 | 407,696 | 5,645 | 532,866 | 113,757 |
| Tax | -4,564 | 143,392 | -116,663 | -321,295 | -33,520 | -125,946 | -133,853 | -176,603 | -165,493 | -83,637 | -71,384 | -119,749 | -77,455 | -159,352 | -40,615 |
| Profit After Tax | 13,962 | 163,064 | 615,728 | 434,861 | 643,683 | 392,559 | 471,564 | 560,959 | 514,366 | 258,708 | 198,110 | 287,947 | -71,810 | 373,514 | 73,142 |
| Dividends Paid | 92,000 | 220,000 | 210,000 | 200,000 | 200,000 | 250,000 | 230,000 | 100,000 | 180,000 | 190,000 | 175,000 | ||||
| Retained Profit | 13,962 | 163,064 | 523,728 | 214,861 | 433,683 | 192,559 | 271,564 | 310,959 | 284,366 | 158,708 | 18,110 | 97,947 | -246,810 | 373,514 | 73,142 |
| Employee Costs | 6,006,494 | 5,414,187 | 5,022,114 | 4,621,846 | 4,399,293 | 3,695,730 | 3,186,595 | 2,894,307 | 2,670,969 | 2,697,251 | 2,211,763 | 2,587,812 | |||
| Number Of Employees | 99 | 100 | 94 | 88 | 86 | 84 | 76 | 75 | 76 | 74 | 74 | 72 | |||
| EBITDA* | 20,941 | 21,482 | -30,063 | 1,141,505 | 779,859 | 685,214 | 765,357 | 934,950 | 817,022 | 521,812 | 408,616 | 576,834 | 206,192 | 717,828 | 299,440 |
* Earnings Before Interest, Tax, Depreciation and Amortisation
| Sep 2023 | Sep 2022 | Dec 2021 | Aug 2020 | Aug 2019 | Aug 2018 | Aug 2017 | Aug 2016 | Aug 2015 | Aug 2014 | Aug 2013 | Aug 2012 | Aug 2011 | Aug 2010 | Aug 2009 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Tangible Assets | 25,773 | 28,186 | 29,997 | 1,098,676 | 1,165,987 | 1,221,571 | 1,108,092 | 1,149,913 | 1,161,248 | 1,101,990 | 1,101,797 | 1,128,831 | 1,158,074 | 1,202,933 | 1,235,298 |
| Intangible Assets | 460,785 | 745,986 | 757,120 | 52,610 | 92,068 | 131,527 | 170,984 | 78,303 | 145,704 | 241,259 | 346,194 | 449,421 | |||
| Investments & Other | 1,155,669 | 1,155,669 | 1,155,669 | ||||||||||||
| Debtors (Due After 1 year) | 9,045 | 77,010 | 16,129 | 77,458 | 205,000 | 214,000 | |||||||||
| Total Fixed Assets | 1,190,487 | 1,260,865 | 1,185,666 | 1,559,461 | 1,911,973 | 1,994,820 | 1,238,160 | 1,446,981 | 1,506,775 | 1,272,974 | 1,180,100 | 1,274,535 | 1,399,333 | 1,549,127 | 1,684,719 |
| Stock & work in progress | |||||||||||||||
| Trade Debtors | 4,870,020 | 4,273,487 | 3,328,047 | 2,836,806 | 3,168,185 | 2,829,765 | 1,676,334 | 1,740,797 | 1,712,787 | 1,922,254 | 1,082,047 | 1,727,027 | |||
| Group Debtors | 1,387,417 | 1,376,701 | 1,256,795 | 5,129 | |||||||||||
| Misc Debtors | 4,180 | 137,459 | 513,164 | 406,387 | 268,926 | 259,872 | 169,499 | 89,437 | 187,246 | 166,443 | 138,686 | 182,329 | 69,453 | 42,580 | |
| Cash | 374 | 434 | 17,778 | 5,578,811 | 4,443,111 | 5,205,080 | 4,606,546 | 4,122,231 | 3,310,242 | 2,482,670 | 2,714,951 | 2,839,753 | 2,234,450 | 2,436,829 | 1,341,961 |
| misc current assets | |||||||||||||||
| total current assets | 1,387,791 | 1,381,315 | 1,412,032 | 10,961,995 | 9,122,985 | 8,802,053 | 7,703,224 | 7,459,915 | 6,229,444 | 4,346,250 | 4,622,191 | 4,691,226 | 4,339,033 | 3,593,458 | 3,111,568 |
| total assets | 2,578,278 | 2,642,180 | 2,597,698 | 12,521,456 | 11,034,958 | 10,796,873 | 8,941,384 | 8,906,896 | 7,736,219 | 5,619,224 | 5,802,291 | 5,965,761 | 5,738,366 | 5,142,585 | 4,796,287 |
| Bank overdraft | |||||||||||||||
| Bank loan | 38,873 | 53,187 | 92,528 | 129,997 | 127,409 | 72,754 | 71,551 | 69,904 | 68,530 | 67,200 | 38,587 | ||||
| Trade Creditors | 7,352,694 | 6,177,203 | 6,235,817 | 5,134,070 | 4,958,650 | 4,237,022 | 3,068,232 | 3,283,338 | 3,307,524 | 3,124,721 | 2,453,990 | 2,202,511 | |||
| Group/Directors Accounts | 1,562,221 | 1,623,106 | 1,720,868 | ||||||||||||
| other short term finances | 103,995 | 333,716 | |||||||||||||
| hp & lease commitments | |||||||||||||||
| other current liabilities | 600 | 3,600 | 2,398,700 | 1,788,322 | 2,178,214 | 1,346,169 | 1,399,594 | 1,012,315 | 657,490 | 593,828 | 594,600 | 559,808 | 356,213 | 462,238 | |
| total current liabilities | 1,562,221 | 1,623,706 | 1,724,468 | 9,855,389 | 8,338,114 | 8,467,218 | 6,572,767 | 6,488,241 | 5,376,746 | 3,798,476 | 3,948,717 | 3,972,028 | 3,753,059 | 2,877,403 | 2,703,336 |
| loans | 36,820 | 87,015 | 174,379 | 298,536 | 188,632 | 260,854 | 332,168 | 401,818 | 470,078 | 564,300 | |||||
| hp & lease commitments | |||||||||||||||
| Accruals and Deferred Income | 142,458 | 91,412 | 50,368 | ||||||||||||
| other liabilities | |||||||||||||||
| provisions | 30,000 | 20,000 | 20,000 | 20,000 | 41,087 | 56,659 | 51,358 | 47,524 | 46,000 | 41,000 | 14,035 | 13,096 | |||
| total long term liabilities | 638,000 | 577,458 | 148,232 | 560,383 | 1,293,466 | 1,427,195 | 955,990 | 892,038 | 1,066,288 | 808,938 | 985,233 | 1,116,676 | |||
| total liabilities | 1,562,221 | 1,623,706 | 1,724,468 | 10,493,389 | 8,915,572 | 8,615,450 | 7,133,150 | 7,781,707 | 6,803,941 | 4,754,466 | 4,840,755 | 5,038,316 | 4,561,997 | 3,862,636 | 3,820,012 |
| net assets | 1,016,057 | 1,018,474 | 873,230 | 2,028,067 | 2,119,386 | 2,181,423 | 1,808,234 | 1,125,189 | 932,278 | 864,758 | 961,536 | 927,445 | 1,176,369 | 1,279,949 | 976,275 |
| total shareholders funds | 1,016,057 | 1,018,474 | 873,230 | 2,028,067 | 2,119,386 | 2,181,423 | 1,808,234 | 1,125,189 | 932,278 | 864,758 | 961,536 | 927,445 | 1,176,369 | 1,279,949 | 976,275 |
| Sep 2023 | Sep 2022 | Dec 2021 | Aug 2020 | Aug 2019 | Aug 2018 | Aug 2017 | Aug 2016 | Aug 2015 | Aug 2014 | Aug 2013 | Aug 2012 | Aug 2011 | Aug 2010 | Aug 2009 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Operating Activities | |||||||||||||||
| Operating Profit | 18,526 | 19,672 | -54,624 | 739,742 | 650,840 | 517,289 | 622,983 | 774,460 | 709,192 | 353,742 | 285,792 | 419,754 | 37,204 | 557,742 | 144,013 |
| Depreciation | 2,415 | 1,810 | 24,561 | 86,989 | 91,495 | 96,458 | 102,916 | 121,032 | 68,373 | 63,461 | 55,423 | 61,525 | 64,053 | 56,859 | 52,200 |
| Amortisation | 314,774 | 37,524 | 71,467 | 39,458 | 39,458 | 39,457 | 104,609 | 67,401 | 95,555 | 104,935 | 103,227 | 103,227 | |||
| Tax | -4,564 | 143,392 | -116,663 | -321,295 | -33,520 | -125,946 | -133,853 | -176,603 | -165,493 | -83,637 | -71,384 | -119,749 | -77,455 | -159,352 | -40,615 |
| Stock | |||||||||||||||
| Debtors | -61,429 | 63,637 | -3,988,930 | 703,310 | 1,066,772 | 438,966 | -368,548 | 409,482 | 1,269,622 | -43,660 | 55,767 | -253,110 | 947,954 | -612,978 | 1,769,607 |
| Creditors | -7,352,694 | 1,175,491 | -58,614 | 1,101,747 | 175,420 | 721,628 | 1,168,790 | -215,106 | -24,186 | 182,803 | 670,731 | 251,479 | 2,202,511 | ||
| Accruals and Deferred Income | -600 | -3,000 | -2,395,100 | 467,920 | -338,846 | 873,089 | -3,057 | 387,279 | 354,825 | 63,662 | -772 | 34,792 | 203,595 | -106,025 | 462,238 |
| Deferred Taxes & Provisions | -30,000 | 10,000 | -21,087 | -15,572 | 5,301 | 3,834 | 1,524 | 5,000 | 26,965 | 939 | 13,096 | ||||
| Cash flow from operations | 77,206 | 98,237 | -5,935,590 | 1,770,311 | -717,893 | 2,095,138 | 1,151,328 | 1,442,200 | 910,823 | 334,225 | 258,031 | 932,790 | 82,074 | 1,317,847 | 1,167,063 |
| Investing Activities | |||||||||||||||
| capital expenditure | -916,462 | -61,095 | -109,697 | -127,632 | -260,944 | -28,389 | -32,282 | -19,195 | -24,494 | -30,191 | |||||
| Change in Investments | 1,155,669 | ||||||||||||||
| cash flow from investments | -916,462 | -61,095 | -109,697 | -127,632 | -260,944 | -28,389 | -32,282 | -19,195 | -24,494 | -30,191 | |||||
| Financing Activities | |||||||||||||||
| Bank loans | -38,873 | -14,314 | -39,341 | -37,469 | 2,588 | 54,655 | 1,203 | 1,647 | 1,374 | 1,330 | 28,613 | 38,587 | |||
| Group/Directors Accounts | -60,885 | -97,762 | 1,720,868 | ||||||||||||
| Other Short Term Loans | -103,995 | -229,721 | 333,716 | ||||||||||||
| Long term loans | -36,820 | -50,195 | -87,364 | -124,157 | 109,904 | -72,222 | -71,314 | -69,650 | -68,260 | -94,222 | 564,300 | ||||
| Hire Purchase and Lease Commitments | |||||||||||||||
| other long term liabilities | |||||||||||||||
| share issue | |||||||||||||||
| interest | -10,210 | 16,414 | 26,363 | 9,216 | -17,566 | -36,898 | -29,333 | -11,397 | -16,298 | -12,058 | -31,559 | -24,876 | -30,256 | ||
| cash flow from financing | -77,264 | -115,582 | -71,902 | -558,360 | -186,775 | 100,310 | 269,082 | -276,515 | -81,620 | -337,902 | -69,984 | -427,205 | 44,741 | -160,325 | 1,475,764 |
| cash and cash equivalents | |||||||||||||||
| cash | -60 | -17,344 | -5,561,033 | 1,135,700 | -761,969 | 598,534 | 484,315 | 811,989 | 827,572 | -232,281 | -124,802 | 605,303 | -202,379 | 1,094,868 | 1,341,961 |
| overdraft | |||||||||||||||
| change in cash | -60 | -17,344 | -5,561,033 | 1,135,700 | -761,969 | 598,534 | 484,315 | 811,989 | 827,572 | -232,281 | -124,802 | 605,303 | -202,379 | 1,094,868 | 1,341,961 |
bruce stevenson limited Credit Report and Business Information
Bruce Stevenson Limited Competitor Analysis
Perform a competitor analysis for bruce stevenson limited by selecting its closest rivals, whether from the FINANCIAL AND INSURANCE ACTIVITIES sector, other mature companies, companies in EH6 area or any other competitors across 12 key performance metrics.
bruce stevenson limited Ownership
BRUCE STEVENSON LIMITED group structure
Bruce Stevenson Limited has 4 subsidiary companies.
Ultimate parent company
2 parents
BRUCE STEVENSON LIMITED
SC073638
4 subsidiaries
bruce stevenson limited directors
Bruce Stevenson Limited currently has 3 directors. The longest serving directors include Mr Newton Bruce (Aug 1998) and Mr Mark Dallas (Mar 2008).
| officer | country | age | start | end | role |
|---|---|---|---|---|---|
| Mr Newton Bruce | 60 years | Aug 1998 | - | Director | |
| Mr Mark Dallas | 52 years | Mar 2008 | - | Director | |
| Mr Michael Millar | United Kingdom | 37 years | Nov 2024 | - | Director |
P&L
September 2023turnover
0
0%
operating profit
18.5k
-6%
gross margin
0%
0%
turnover
Turnover, or revenue, is the amount of sales generated by a company within the financial year.
Balance Sheet
September 2023net assets
1m
0%
total assets
2.6m
-0.02%
cash
374
-0.14%
net assets
Total assets minus all liabilities
bruce stevenson limited company details
company number
SC073638
Type
Private limited with Share Capital
industry
66220 - Activities of insurance agents and brokers
incorporation date
January 1981
age
44
incorporated
UK
ultimate parent company
accounts
Full Accounts
last accounts submitted
September 2023
previous names
howden scotland limited (September 2023)
bruce stevenson limited (July 2023)
accountant
-
auditor
ERNST & YOUNG LLP
address
76 coburg street, edinburgh, EH6 6HJ
Bank
THE ROYAL BANK OF SCOTLAND PLC
Legal Advisor
-
bruce stevenson limited Charges & Mortgages
A charge, or mortgage, refers to the rights a company gives to a lender in return for a loan, often in the form of security given over business assets.
We found 11 charges/mortgages relating to bruce stevenson limited. Currently there are 2 open charges and 9 have been satisfied in the past.
bruce stevenson limited Capital Raised & Share Issues BETA
When a company issues new shares, e.g. to new investors following a funding round, it is required to notify Companies House within one month of making an allotment of shares.
Click to start generating capital raising & share issue transactions for BRUCE STEVENSON LIMITED. This can take several minutes, an email will notify you when this has completed.
bruce stevenson limited Companies House Filings - See Documents
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