aviva life & pensions uk limitedEstimated Valuation
£896.7m
Pomanda estimates the enterprise value of AVIVA LIFE & PENSIONS UK LIMITED at £896.7m based on a Turnover of £745m and 1.2x industry multiple (adjusted for size and gross margin).
aviva life & pensions uk limitedEstimated Valuation
£0
Pomanda estimates the enterprise value of AVIVA LIFE & PENSIONS UK LIMITED at £0 based on an EBITDA of £-327.9m and a 11.53x industry multiple (adjusted for size and gross margin).
aviva life & pensions uk limitedEstimated Valuation
£5.4b
Pomanda estimates the enterprise value of AVIVA LIFE & PENSIONS UK LIMITED at £5.4b based on Net Assets of £3.5b and 1.56x industry multiple (adjusted for liquidity).
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Aviva Life & Pensions Uk LimitedOverview
Aviva Life & Pensions Uk Limited is a live company located in north yorkshire, YO90 1WR with a Companies House number of 03253947. It operates in the life insurance sector, SIC Code 65110. Founded in September 1996, it's largest shareholder is
aviva life holdings uk limited
with a 100% stake. Aviva Life & Pensions Uk Limited is a mature,
mega sized company, Pomanda has estimated its turnover at
£745m with
declining
growth in recent years.
Pomanda's financial health check has awarded Aviva Life & Pensions Uk Limited a 3 rating. We use a traffic light system to show it exceeds the industry average on 3 measures and has 4 areas for improvement. Company Health Check FAQs
Health Rating3out of 5
3 Strong
4 Regular
4 Weak
Size
annual sales of £745m, make it larger than the average company (£1.4m)
£745m - Aviva Life & Pensions Uk Limited
£1.4m - Industry AVG
Growth
3 year (CAGR) sales growth of -67%, show it is growing at a slower rate (10.5%)
-67% - Aviva Life & Pensions Uk Limited
10.5% - Industry AVG
Production
with a gross margin of 97.6%, this company has a comparable cost of product (97.6%)
97.6% - Aviva Life & Pensions Uk Limited
97.6% - Industry AVG
Profitability
an operating margin of -45.2% make it less profitable than the average company (7.5%)
-45.2% - Aviva Life & Pensions Uk Limited
7.5% - Industry AVG
Employees
with 5299 employees, this is above the industry average (18)
5299 - Aviva Life & Pensions Uk Limited
18 - Industry AVG
Pay Structure
on an average salary of £61.6k, the company has an equivalent pay structure (£61.6k)
£61.6k - Aviva Life & Pensions Uk Limited
£61.6k - Industry AVG
Efficiency
resulting in sales per employee of £140.6k, this is equally as efficient (£140.6k)
£140.6k - Aviva Life & Pensions Uk Limited
£140.6k - Industry AVG
Debtor Days
it gets paid by customers after 5494 days, this is later than average (226 days)
5494 days - Aviva Life & Pensions Uk Limited
226 days - Industry AVG
Creditor Days
its suppliers are paid after 2165109 days, this is slower than average (58 days)
2165109 days - Aviva Life & Pensions Uk Limited
58 days - Industry AVG
Stock Days
There is insufficient data available for this Key Performance Indicator!
- - Aviva Life & Pensions Uk Limited
- - Industry AVG
Cash Balance
has cash to cover current liabilities
for 3 weeks, this is less cash available to meet short term requirements (10 weeks)
3 weeks - Aviva Life & Pensions Uk Limited
10 weeks - Industry AVG
Debt Level
it has a ratio of liabilities to total assets of 98.8%, this is a similar level of debt than the average (90.3%)
98.8% - Aviva Life & Pensions Uk Limited
90.3% - Industry AVG
AVIVA LIFE & PENSIONS UK LIMITED financials
EXPORT
Aviva Life & Pensions Uk Limited's latest turnover from December 2024 is £745 million and the company has net assets of £3.5 billion. According to their latest financial statements, we estimate that Aviva Life & Pensions Uk Limited has 5,299 employees and maintains cash reserves of £18.7 billion as reported in the balance sheet.
Data source:Companies House, Pomanda Estimates
Dec 2024
Dec 2023
Dec 2022
Dec 2021
Dec 2020
Dec 2019
Dec 2018
Dec 2017
Dec 2016
Dec 2015
Dec 2014
Dec 2013
Dec 2012
Dec 2011
Dec 2010
Dec 2009
Turnover
745,000,000
7,211,000,000
6,526,000,000
20,950,000,000
17,061,000,000
32,461,000,000
11,408,000,000
14,145,000,000
9,324,000,000
5,460,000,000
13,144,000,000
12,822,000,000
8,414,000,000
4,115,000,000
11,177,000,000
7,562,000,000
Other Income Or Grants
Cost Of Sales
17,595,141
6,640,000,000
6,517,000,000
444,285,257
377,673,727
1,234,897,690
1,336,423,722
970,322,176
745,438,094
855,652,742
1,905,845,898
1,911,589,122
1,369,554,815
765,589,777
2,777,666,137
Gross Profit
727,404,859
571,000,000
9,000,000
20,505,714,743
16,683,326,273
31,226,102,310
10,071,576,278
13,174,677,824
8,578,561,906
4,604,347,258
11,238,154,102
10,910,410,878
7,044,445,185
3,349,410,223
8,399,333,863
Admin Expenses
1,064,254,859
-1,041,501,250
372,727,500
20,050,815,144
13,855,133,113
29,909,403,992
9,826,194,488
13,585,887,824
8,471,528,156
3,986,307,258
10,784,466,317
9,783,377,631
6,212,932,817
3,020,496,372
7,921,163,585
-915,786,944
Operating Profit
-336,850,000
1,612,501,250
-363,727,500
454,899,599
2,828,193,160
1,316,698,318
245,381,790
-411,210,000
107,033,750
618,040,000
453,687,785
1,127,033,247
831,512,368
328,913,851
478,170,278
915,786,944
Interest Payable
85,000,000
-4,377,000,000
-3,572,000,000
-6,251,000,000
1,283,000,000
3,805,000,000
2,953,000,000
75,000,000
46,000,000
50,000,000
58,000,000
92,000,000
30,000,000
81,000,000
Interest Receivable
900,250,000
55,063,750
21,479,500
170,227,500
170,887,500
80,670,000
22,903,750
40,107,500
38,590,000
36,457,500
31,475,000
30,177,500
35,365,000
19,862,500
Pre-Tax Profit
49,000,000
938,000,000
-1,420,000,000
714,000,000
2,779,000,000
1,834,000,000
574,000,000
-13,967,000,000
500,000,000
565,000,000
711,000,000
1,014,000,000
547,000,000
-98,000,000
773,000,000
995,000,000
Tax
-326,000,000
-383,000,000
938,000,000
-337,000,000
-516,000,000
-699,000,000
262,000,000
-388,000,000
-467,000,000
-115,000,000
Profit After Tax
-277,000,000
555,000,000
-482,000,000
377,000,000
2,263,000,000
1,135,000,000
262,000,000
-388,000,000
33,000,000
450,000,000
368,000,000
883,000,000
497,000,000
112,000,000
362,000,000
671,000,000
Dividends Paid
945,000,000
1,022,000,000
250,000,000
1,294,000,000
2,241,000,000
671,000,000
930,000,000
569,000,000
305,000,000
299,000,000
123,000,000
235,000,000
515,000,000
Retained Profit
-1,222,000,000
555,000,000
-482,000,000
-645,000,000
2,013,000,000
-159,000,000
-1,979,000,000
-1,059,000,000
-897,000,000
-119,000,000
63,000,000
584,000,000
374,000,000
-123,000,000
-153,000,000
671,000,000
Employee Costs
326,626,827
3,224,370,629
2,855,377,059
4,705,404,325
5,712,877,256
4,092,770,248
2,406,708,658
5,828,388,121
6,123,196,335
4,096,450,175
2,002,195,452
19,000,000
6,600,000
Number Of Employees
5,299
53,142
48,590
158,697
137,205
280,528
90,751
112,333
86,732
52,258
117,784
132,112
90,316
44,027
127,038
EBITDA*
-327,850,000
1,612,501,250
-363,727,500
457,899,599
2,837,193,160
1,316,698,318
245,381,790
-411,210,000
107,033,750
618,040,000
453,687,785
1,127,033,247
831,512,368
328,913,851
478,170,278
915,786,944
* Earnings Before Interest, Tax, Depreciation and Amortisation
Dec 2024
Dec 2023
Dec 2022
Dec 2021
Dec 2020
Dec 2019
Dec 2018
Dec 2017
Dec 2016
Dec 2015
Dec 2014
Dec 2013
Dec 2012
Dec 2011
Dec 2010
Dec 2009
Tangible Assets
4,222,000,000
5,006,000,000
6,180,000,000
5,391,000,000
4,473,000,000
6,517,000,000
7,342,000,000
7,526,000,000
4,241,000,000
5,362,000,000
5,607,000,000
5,117,000,000
6,910,000,000
72,167,000,000
10,801,000,000
10,313,000,000
Intangible Assets
77,000,000
25,000,000
32,000,000
44,000,000
58,000,000
79,000,000
73,000,000
92,000,000
112,000,000
117,000,000
93,000,000
149,000,000
Investments & Other
3,903,000,000
4,416,000,000
Debtors (Due After 1 year)
537,000,000
872,000,000
Total Fixed Assets
4,299,000,000
4,469,000,000
5,308,000,000
5,416,000,000
4,505,000,000
6,561,000,000
7,400,000,000
7,605,000,000
4,314,000,000
5,454,000,000
5,719,000,000
5,234,000,000
7,003,000,000
72,316,000,000
10,801,000,000
10,313,000,000
Stock & work in progress
Trade Debtors
11,215,000,000
1,756,000,000
1,789,000,000
76,842,000,000
70,254,000,000
62,079,000,000
56,085,000,000
59,252,000,000
33,307,000,000
6,353,000,000
6,381,000,000
5,282,000,000
4,226,000,000
525,000,000
2,805,000,000
2,673,000,000
Group Debtors
Misc Debtors
2,012,000,000
1,761,000,000
Cash
18,737,000,000
17,273,000,000
21,311,000,000
23,331,000,000
20,720,000,000
22,239,000,000
23,155,000,000
22,415,000,000
9,853,000,000
8,470,000,000
7,573,000,000
7,863,000,000
6,720,000,000
5,870,000,000
6,201,000,000
7,945,000,000
misc current assets
249,742,000,000
248,742,000,000
227,377,000,000
242,868,000,000
236,084,000,000
221,055,000,000
202,642,000,000
216,479,000,000
89,686,000,000
82,879,000,000
81,332,000,000
79,696,000,000
77,490,000,000
16,944,000,000
75,366,000,000
70,790,000,000
total current assets
283,946,000,000
269,862,000,000
252,344,000,000
348,544,000,000
334,081,000,000
310,544,000,000
287,096,000,000
303,299,000,000
144,958,000,000
107,825,000,000
105,161,000,000
98,873,000,000
90,434,000,000
25,125,000,000
86,127,000,000
83,417,000,000
total assets
288,245,000,000
274,331,000,000
257,652,000,000
353,960,000,000
338,586,000,000
317,105,000,000
294,496,000,000
310,904,000,000
149,272,000,000
113,279,000,000
110,880,000,000
104,107,000,000
97,437,000,000
97,441,000,000
96,928,000,000
93,730,000,000
Bank overdraft
700,000,000
725,000,000
1,106,000,000
1,433,000,000
1,317,000,000
451,000,000
2,387,000,000
556,000,000
258,000,000
257,000,000
6,175,000,000
217,000,000
114,000,000
Bank loan
Trade Creditors
104,371,000,000
104,455,000,000
105,559,000,000
99,703,000,000
97,265,000,000
103,350,000,000
68,706,000,000
42,066,000,000
43,236,000,000
39,471,000,000
39,130,000,000
5,865,000,000
48,343,000,000
48,608,000,000
Group/Directors Accounts
other short term finances
hp & lease commitments
other current liabilities
253,881,000,000
233,865,000,000
total current liabilities
284,457,000,000
253,881,000,000
233,865,000,000
346,527,000,000
330,469,000,000
311,094,000,000
288,803,000,000
303,548,000,000
144,535,000,000
107,648,000,000
105,111,000,000
98,684,000,000
92,809,000,000
56,876,000,000
92,242,000,000
89,190,000,000
loans
15,280,000,000
18,237,000,000
hp & lease commitments
Accruals and Deferred Income
other liabilities
866,000,000
547,000,000
provisions
98,000,000
122,000,000
total long term liabilities
302,000,000
16,195,000,000
18,845,000,000
891,000,000
892,000,000
1,137,000,000
757,000,000
1,111,000,000
359,000,000
364,000,000
403,000,000
120,000,000
1,000,000
36,312,000,000
310,000,000
11,000,000
total liabilities
284,759,000,000
270,076,000,000
252,710,000,000
347,418,000,000
331,361,000,000
312,231,000,000
289,560,000,000
304,659,000,000
144,894,000,000
108,012,000,000
105,514,000,000
98,804,000,000
92,810,000,000
93,188,000,000
92,552,000,000
89,201,000,000
net assets
3,486,000,000
4,255,000,000
4,942,000,000
6,542,000,000
7,225,000,000
4,874,000,000
4,936,000,000
6,245,000,000
4,378,000,000
5,267,000,000
5,366,000,000
5,303,000,000
4,627,000,000
4,253,000,000
4,376,000,000
4,529,000,000
total shareholders funds
3,486,000,000
4,255,000,000
4,942,000,000
6,542,000,000
7,225,000,000
4,874,000,000
4,936,000,000
6,245,000,000
4,378,000,000
5,267,000,000
5,366,000,000
5,303,000,000
4,627,000,000
4,253,000,000
4,376,000,000
4,529,000,000
Dec 2024
Dec 2023
Dec 2022
Dec 2021
Dec 2020
Dec 2019
Dec 2018
Dec 2017
Dec 2016
Dec 2015
Dec 2014
Dec 2013
Dec 2012
Dec 2011
Dec 2010
Dec 2009
Operating Activities
Operating Profit
-336,850,000
1,612,501,250
-363,727,500
454,899,599
2,828,193,160
1,316,698,318
245,381,790
-411,210,000
107,033,750
618,040,000
453,687,785
1,127,033,247
831,512,368
328,913,851
478,170,278
915,786,944
Depreciation
9,000,000
3,000,000
9,000,000
Amortisation
Tax
-326,000,000
-383,000,000
938,000,000
-337,000,000
-516,000,000
-699,000,000
262,000,000
-388,000,000
-467,000,000
-115,000,000
Stock
Debtors
6,910,000,000
-117,000,000
-72,420,000,000
6,588,000,000
8,175,000,000
5,994,000,000
-3,167,000,000
25,945,000,000
26,954,000,000
-28,000,000
1,099,000,000
1,056,000,000
3,701,000,000
-2,280,000,000
132,000,000
2,673,000,000
Creditors
104,371,000,000
-104,455,000,000
-1,104,000,000
5,856,000,000
2,438,000,000
-6,085,000,000
34,644,000,000
26,640,000,000
-1,170,000,000
3,765,000,000
341,000,000
33,265,000,000
-42,478,000,000
-265,000,000
48,608,000,000
Accruals and Deferred Income
-253,881,000,000
20,016,000,000
233,865,000,000
Deferred Taxes & Provisions
-98,000,000
-24,000,000
122,000,000
Cash flow from operations
-157,171,850,000
21,338,501,250
202,526,272,500
-7,571,100,401
2,193,160
-2,938,301,682
-2,410,618,210
7,899,790,000
-673,966,250
-638,960,000
3,119,687,785
412,033,247
30,395,512,368
-39,869,086,149
81,170,278
46,850,786,944
Investing Activities
capital expenditure
698,000,000
1,174,000,000
-764,000,000
-914,000,000
2,047,000,000
839,000,000
205,000,000
-3,291,000,000
1,140,000,000
265,000,000
-485,000,000
1,769,000,000
65,313,000,000
-61,515,000,000
-488,000,000
-10,313,000,000
Change in Investments
-3,903,000,000
-513,000,000
4,416,000,000
cash flow from investments
4,601,000,000
1,687,000,000
-5,180,000,000
-914,000,000
2,047,000,000
839,000,000
205,000,000
-3,291,000,000
1,140,000,000
265,000,000
-485,000,000
1,769,000,000
65,313,000,000
-61,515,000,000
-488,000,000
-10,313,000,000
Financing Activities
Bank loans
Group/Directors Accounts
Other Short Term Loans
Long term loans
-15,280,000,000
-2,957,000,000
18,237,000,000
Hire Purchase and Lease Commitments
other long term liabilities
-866,000,000
319,000,000
547,000,000
share issue
453,000,000
-1,242,000,000
-1,118,000,000
-38,000,000
338,000,000
97,000,000
670,000,000
2,926,000,000
8,000,000
20,000,000
92,000,000
3,858,000,000
interest
815,250,000
4,432,063,750
3,593,479,500
6,421,227,500
-1,112,112,500
-3,724,330,000
-2,930,096,250
-34,892,500
-7,410,000
-13,542,500
-26,525,000
-61,822,500
5,365,000
-61,137,500
cash flow from financing
-14,877,750,000
-3,880,000,000
17,666,000,000
4,394,063,750
3,931,479,500
6,518,227,500
-442,112,500
-798,330,000
-2,922,096,250
-14,892,500
-7,410,000
78,457,500
-26,525,000
-61,822,500
5,365,000
3,796,862,500
cash and cash equivalents
cash
1,464,000,000
-4,038,000,000
-2,020,000,000
2,611,000,000
-1,519,000,000
-916,000,000
740,000,000
12,562,000,000
1,383,000,000
897,000,000
-290,000,000
1,143,000,000
850,000,000
-331,000,000
-1,744,000,000
7,945,000,000
overdraft
-700,000,000
-25,000,000
-381,000,000
-327,000,000
116,000,000
866,000,000
-1,936,000,000
1,831,000,000
298,000,000
1,000,000
-5,918,000,000
5,958,000,000
103,000,000
114,000,000
change in cash
1,464,000,000
-4,038,000,000
-1,320,000,000
2,636,000,000
-1,138,000,000
-589,000,000
624,000,000
11,696,000,000
3,319,000,000
-934,000,000
-588,000,000
1,142,000,000
6,768,000,000
-6,289,000,000
-1,847,000,000
7,831,000,000
aviva life & pensions uk limited Credit Report and Business Information
Very Low Risk70 - 100
Low Risk50 - 70
Moderate Risk30 - 50
High Risk20 - 30
Very High Risk0 - 20
Get a comprehensive credit check for aviva life & pensions uk limited. Get real-time insights into aviva life & pensions uk limited's credit score, group structure and payment trends.
Aviva Life & Pensions Uk Limited Competitor Analysis
Perform a competitor analysis for aviva life & pensions uk limited by selecting its closest rivals, whether from the FINANCIAL AND INSURANCE ACTIVITIES sector, other mega companies, companies in YO90 area or any other competitors across 12 key performance metrics.
aviva life & pensions uk limited Ownership
AVIVA LIFE & PENSIONS UK LIMITED group structure
Aviva Life & Pensions Uk Limited has 15 subsidiary companies.
The sole shareholder of Aviva Life & Pensions Uk Limited is Aviva Life Holdings Uk Limited.
aviva life holdings uk limited
100%
aviva life & pensions uk limited directors
Aviva Life & Pensions Uk Limited currently has 8 directors.
The longest serving directors include
Mr Michael Harris (Nov 2020) and
Mr Douglas Brown (May 2021).
aviva wellington row, york, north yorkshire, YO90 1WR
Bank
HSBC BANK PLC
Legal Advisor
-
aviva life & pensions uk limited Charges & Mortgages
A charge, or mortgage, refers to the rights a company gives to a lender in return for a loan, often in the form of security given over business assets.
We found 90 charges/mortgages relating to aviva life & pensions uk limited. Currently there are 45 open charges and 45 have been satisfied in the past.
aviva life & pensions uk limited Capital Raised & Share Issues BETA
When a company issues new shares, e.g. to new investors following a funding round, it is required to notify Companies House within one month of making an allotment of shares.
Click to start generating capital raising & share issue transactions for AVIVA LIFE & PENSIONS UK LIMITED. This can take several minutes, an email will notify you when this has completed.
aviva life & pensions uk limitedCompanies House Filings - See Documents
