st george's financial services ltd

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st george's financial services ltd Company Information

Share ST GEORGE'S FINANCIAL SERVICES LTD

Company Number

07090500

Shareholders

rogan graham legge-elliot

christopher gary brooks

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Group Structure

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Industry

Financial management

 

Registered Address

66 high street, fordingbridge, hampshire, SP6 1AX

st george's financial services ltd Estimated Valuation

£102.9k

Pomanda estimates the enterprise value of ST GEORGE'S FINANCIAL SERVICES LTD at £102.9k based on a Turnover of £217.2k and 0.47x industry multiple (adjusted for size and gross margin).

st george's financial services ltd Estimated Valuation

£15.7k

Pomanda estimates the enterprise value of ST GEORGE'S FINANCIAL SERVICES LTD at £15.7k based on an EBITDA of £4.3k and a 3.66x industry multiple (adjusted for size and gross margin).

st george's financial services ltd Estimated Valuation

£91.8k

Pomanda estimates the enterprise value of ST GEORGE'S FINANCIAL SERVICES LTD at £91.8k based on Net Assets of £26.2k and 3.51x industry multiple (adjusted for liquidity).

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St George's Financial Services Ltd Overview

St George's Financial Services Ltd is a live company located in hampshire, SP6 1AX with a Companies House number of 07090500. It operates in the financial management sector, SIC Code 70221. Founded in November 2009, it's largest shareholder is rogan graham legge-elliot with a 44.9% stake. St George's Financial Services Ltd is a established, micro sized company, Pomanda has estimated its turnover at £217.2k with high growth in recent years.

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St George's Financial Services Ltd Health Check

Pomanda's financial health check has awarded St George'S Financial Services Ltd a 1.5 rating. We use a traffic light system to show it exceeds the industry average on 2 measures and has 6 areas for improvement. Company Health Check FAQs

Health Check Image
Health Rating1.5out of 5
positive_score

2 Strong

positive_score

2 Regular

positive_score

6 Weak

size

Size

annual sales of £217.2k, make it smaller than the average company (£867.7k)

£217.2k - St George's Financial Services Ltd

£867.7k - Industry AVG

growth

Growth

3 year (CAGR) sales growth of 16%, show it is growing at a faster rate (9.5%)

16% - St George's Financial Services Ltd

9.5% - Industry AVG

production

Production

with a gross margin of 31.1%, this company has a higher cost of product (79.7%)

31.1% - St George's Financial Services Ltd

79.7% - Industry AVG

profitability

Profitability

an operating margin of 2% make it less profitable than the average company (9.1%)

2% - St George's Financial Services Ltd

9.1% - Industry AVG

employees

Employees

with 5 employees, this is similar to the industry average (5)

5 - St George's Financial Services Ltd

5 - Industry AVG

paystructure

Pay Structure

on an average salary of £51.2k, the company has an equivalent pay structure (£51.2k)

£51.2k - St George's Financial Services Ltd

£51.2k - Industry AVG

efficiency

Efficiency

resulting in sales per employee of £43.4k, this is less efficient (£133.9k)

£43.4k - St George's Financial Services Ltd

£133.9k - Industry AVG

debtordays

Debtor Days

it gets paid by customers after 118 days, this is later than average (69 days)

118 days - St George's Financial Services Ltd

69 days - Industry AVG

creditordays

Creditor Days

its suppliers are paid after 72 days, this is slower than average (35 days)

72 days - St George's Financial Services Ltd

35 days - Industry AVG

stockdays

Stock Days

There is insufficient data available for this Key Performance Indicator!

- - St George's Financial Services Ltd

- - Industry AVG

cashbalance

Cash Balance

There is insufficient data available for this Key Performance Indicator!

- - St George's Financial Services Ltd

- - Industry AVG

debtlevel

Debt Level

it has a ratio of liabilities to total assets of 65.2%, this is a higher level of debt than the average (57.5%)

65.2% - St George's Financial Services Ltd

57.5% - Industry AVG

ST GEORGE'S FINANCIAL SERVICES LTD financials

EXPORTms excel logo

St George'S Financial Services Ltd's latest turnover from March 2024 is estimated at £217.2 thousand and the company has net assets of £26.2 thousand. According to their latest financial statements, St George'S Financial Services Ltd has 5 employees and maintains cash reserves of 0 as reported in the balance sheet.

Data source: Companies HousePomanda Estimates

Mar 2024Mar 2023Mar 2022Mar 2021Mar 2020Mar 2019Mar 2018Mar 2017Mar 2016Mar 2015Mar 2014Mar 2013Mar 2012Mar 2011Mar 2010
Turnover217,169195,600153,779138,208156,191162,352321,740332,34024,30423,57525,77026,27552,59133,026
Other Income Or Grants
Cost Of Sales149,716124,39597,79889,156106,405108,987193,676202,85817,91417,55318,47318,96138,65424,492
Gross Profit67,45371,20555,98149,05249,78753,365128,064129,4816,3906,0217,2977,31413,9378,534
Admin Expenses63,15777,96641,44960,65099,1375,497107,715121,8406,0128,077-17,01515,32513,129-15,49510,062
Operating Profit4,296-6,76114,532-11,598-49,35047,86820,3497,641-6,012-1,68723,036-8,028-5,81529,432-1,528
Interest Payable
Interest Receivable2953261232452742011281489722
Pre-Tax Profit4,296-6,76114,532-11,598-49,35048,16320,6747,764-5,767-1,41323,238-7,900-5,66729,529-1,506
Tax-1,074-2,761-9,151-3,928-1,553-5,345-8,268
Profit After Tax3,222-6,76111,771-11,598-49,35039,01216,7466,211-5,767-1,41317,893-7,900-5,66721,261-1,506
Dividends Paid
Retained Profit3,222-6,76111,771-11,598-49,35039,01216,7466,211-5,767-1,41317,893-7,900-5,66721,261-1,506
Employee Costs255,919264,659185,195160,264178,924204,801207,804202,64753,65251,06448,48847,29033,10742,332
Number Of Employees55444444111111
EBITDA*4,296-6,76114,532-11,598-49,35047,86822,5699,860-3,9764,67729,043-1,55465935,906-1,528

* Earnings Before Interest, Tax, Depreciation and Amortisation

Mar 2024Mar 2023Mar 2022Mar 2021Mar 2020Mar 2019Mar 2018Mar 2017Mar 2016Mar 2015Mar 2014Mar 2013Mar 2012Mar 2011Mar 2010
Tangible Assets3,1251,0101,0181,52764752,6092,2204,4393,0707271,9213,115
Intangible Assets5,28010,56015,84021,120
Investments & Other38,385
Debtors (Due After 1 year)
Total Fixed Assets3,1251,0101,0181,52764752,60938,3852,2204,4393,0705,28011,28717,76124,235
Stock & work in progress
Trade Debtors70,75062,03374,46354,82568,86862,5356,8195,6536,6535,95811,8758,800
Group Debtors
Misc Debtors1,3041,3521,1001,2069842,9108,2732,385
Cash78,62451,57546,98751,07358,40322,13129,12230,1248,794
misc current assets855
total current assets72,05463,38575,56356,03169,85263,39081,53459,84849,37257,89264,05628,78435,08041,99917,594
total assets75,17964,39576,58157,55870,499115,999119,91962,06853,81160,96269,33640,07152,84166,23417,594
Bank overdraft
Bank loan
Trade Creditors 29,84622,37228,07320,35322,37018,20419,99426,95515,58338,45346,17918,800
Group/Directors Accounts
other short term finances
hp & lease commitments
other current liabilities23,37620,65618,610
total current liabilities29,84622,37228,07320,35322,37018,20423,37620,65618,61019,99426,95515,58338,45346,17918,800
loans
hp & lease commitments
Accruals and Deferred Income1,1791,0918151,283609925
other liabilities18,00018,00018,00018,00018,00018,00018,00018,00018,00018,00018,00018,000
provisions
total long term liabilities19,17919,09118,81519,28318,60918,92518,00018,00018,00018,00018,00018,000
total liabilities49,02541,46346,88839,63640,97937,12941,37638,65636,61037,99444,95533,58338,45346,17918,800
net assets26,15422,93229,69317,92229,52078,87078,54323,41217,20122,96824,3816,48814,38820,055-1,206
total shareholders funds26,15422,93229,69317,92229,52078,87078,54323,41217,20122,96824,3816,48814,38820,055-1,206
Mar 2024Mar 2023Mar 2022Mar 2021Mar 2020Mar 2019Mar 2018Mar 2017Mar 2016Mar 2015Mar 2014Mar 2013Mar 2012Mar 2011Mar 2010
Operating Activities
Operating Profit4,296-6,76114,532-11,598-49,35047,86820,3497,641-6,012-1,68723,036-8,028-5,81529,432-1,528
Depreciation2,2202,2192,0361,0847271,1941,1941,194
Amortisation5,2805,2805,2805,2805,280
Tax-1,074-2,761-9,151-3,928-1,553-5,345-8,268
Stock
Debtors8,669-12,17819,532-13,8217,31759,625-5,3635,888-4,4341,166-1,000695-5,9173,0758,800
Creditors7,474-5,7017,720-2,0174,16618,204-19,994-6,96111,372-22,870-7,72627,37918,800
Accruals and Deferred Income88276-468674-316-22,4512,7202,04618,610
Deferred Taxes & Provisions
Cash flow from operations2,115-8-509880-52,817-25,15526,7244,465-926-3,45036,070-25,119-1,15051,9428,472
Investing Activities
capital expenditure-2,1158509-88051,962-52,609-3,405-4,154-30,709
Change in Investments-38,38538,385
cash flow from investments-2,1158509-88051,962-14,224-38,385-3,405-4,154-30,709
Financing Activities
Bank loans
Group/Directors Accounts
Other Short Term Loans
Long term loans
Hire Purchase and Lease Commitments
other long term liabilities18,000
share issue-38,68538,385300
interest2953261232452742011281489722
cash flow from financing-38,39038,71112324527420118,12814897322
cash and cash equivalents
cash-78,62427,0494,588-4,086-7,33036,272-6,991-1,00221,3308,794
overdraft
change in cash-78,62427,0494,588-4,086-7,33036,272-6,991-1,00221,3308,794

st george's financial services ltd Credit Report and Business Information

Very Low Risk70 - 100
Low Risk50 - 70
Moderate Risk30 - 50
High Risk20 - 30
Very High Risk0 - 20
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St George's Financial Services Ltd Competitor Analysis

competitor_analysis_table_img

Perform a competitor analysis for st george's financial services ltd by selecting its closest rivals, whether from the PROFESSIONAL, SCIENTIFIC AND TECHNICAL ACTIVITIES sector, other micro companies, companies in SP6 area or any other competitors across 12 key performance metrics.

st george's financial services ltd Ownership

ST GEORGE'S FINANCIAL SERVICES LTD group structure

St George'S Financial Services Ltd has no subsidiary companies.

Ultimate parent company

ST GEORGE'S FINANCIAL SERVICES LTD

07090500

ST GEORGE'S FINANCIAL SERVICES LTD Shareholders

rogan graham legge-elliot 44.85%
christopher gary brooks 44.85%
jacalynn susan legge-elliott 5.32%
susan leigh brooks 4.98%

st george's financial services ltd directors

St George'S Financial Services Ltd currently has 2 directors. The longest serving directors include Mr Rogan Legge-Elliott (Nov 2009) and Mr Christopher Brooks (Nov 2009).

officercountryagestartendrole
Mr Rogan Legge-ElliottUnited Kingdom55 years Nov 2009- Director
Mr Christopher BrooksUnited Kingdom51 years Nov 2009- Director

P&L

March 2024

turnover

217.2k

+11%

operating profit

4.3k

0%

gross margin

31.1%

-14.68%

turnover

Turnover, or revenue, is the amount of sales generated by a company within the financial year.

Balance Sheet

March 2024

net assets

26.2k

+0.14%

total assets

75.2k

+0.17%

cash

0

0%

net assets

Total assets minus all liabilities

st george's financial services ltd company details

company number

07090500

Type

Private limited with Share Capital

industry

70221 - Financial management

incorporation date

November 2009

age

16

incorporated

UK

ultimate parent company

None

accounts

Micro-Entity Accounts

last accounts submitted

March 2024

previous names

N/A

accountant

-

auditor

-

address

66 high street, fordingbridge, hampshire, SP6 1AX

Bank

-

Legal Advisor

-

st george's financial services ltd Charges & Mortgages

A charge, or mortgage, refers to the rights a company gives to a lender in return for a loan, often in the form of security given over business assets.

We found 1 charges/mortgages relating to st george's financial services ltd. Currently there are 1 open charges and 0 have been satisfied in the past.

st george's financial services ltd Capital Raised & Share Issues BETA

When a company issues new shares, e.g. to new investors following a funding round, it is required to notify Companies House within one month of making an allotment of shares.

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st george's financial services ltd Companies House Filings - See Documents

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