growth lending limited
growth lending limited Company Information
Company Number
12395628
Next Accounts
Sep 2025
Shareholders
growth lending group limited
Group Structure
View All
Industry
Other business support service activities n.e.c.
Registered Address
19th floor 1 westfield avenue, london, E20 1HZ
Website
growth-lending.comgrowth lending limited Estimated Valuation
Pomanda estimates the enterprise value of GROWTH LENDING LIMITED at £6.2m based on a Turnover of £9.3m and 0.67x industry multiple (adjusted for size and gross margin).
growth lending limited Estimated Valuation
Pomanda estimates the enterprise value of GROWTH LENDING LIMITED at £9.3m based on an EBITDA of £1.9m and a 4.89x industry multiple (adjusted for size and gross margin).
growth lending limited Estimated Valuation
Pomanda estimates the enterprise value of GROWTH LENDING LIMITED at £0 based on Net Assets of £-2.3m and 2.13x industry multiple (adjusted for liquidity).
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Growth Lending Limited Overview
Growth Lending Limited is a live company located in london, E20 1HZ with a Companies House number of 12395628. It operates in the other business support service activities n.e.c. sector, SIC Code 82990. Founded in January 2020, it's largest shareholder is growth lending group limited with a 100% stake. Growth Lending Limited is a young, mid sized company, Pomanda has estimated its turnover at £9.3m with rapid growth in recent years.
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Growth Lending Limited Health Check
Pomanda's financial health check has awarded Growth Lending Limited a 4.5 rating. We use a traffic light system to show it exceeds the industry average on 5 measures and has 3 areas for improvement. Company Health Check FAQs
5 Strong
2 Regular
3 Weak
Size
annual sales of £9.3m, make it larger than the average company (£4.8m)
- Growth Lending Limited
£4.8m - Industry AVG
Growth
3 year (CAGR) sales growth of 66%, show it is growing at a faster rate (6.7%)
- Growth Lending Limited
6.7% - Industry AVG
Production
with a gross margin of 38.3%, this company has a comparable cost of product (38.3%)
- Growth Lending Limited
38.3% - Industry AVG
Profitability
an operating margin of 20.4% make it more profitable than the average company (5.7%)
- Growth Lending Limited
5.7% - Industry AVG
Employees
with 17 employees, this is below the industry average (27)
17 - Growth Lending Limited
27 - Industry AVG
Pay Structure
on an average salary of £53.9k, the company has an equivalent pay structure (£53.9k)
- Growth Lending Limited
£53.9k - Industry AVG
Efficiency
resulting in sales per employee of £549.1k, this is more efficient (£171.3k)
- Growth Lending Limited
£171.3k - Industry AVG
Debtor Days
There is insufficient data available for this Key Performance Indicator!
- Growth Lending Limited
- - Industry AVG
Creditor Days
its suppliers are paid after 148 days, this is slower than average (32 days)
- Growth Lending Limited
32 days - Industry AVG
Stock Days
There is insufficient data available for this Key Performance Indicator!
- Growth Lending Limited
- - Industry AVG
Cash Balance
has cash to cover current liabilities for 0 weeks, this is less cash available to meet short term requirements (22 weeks)
0 weeks - Growth Lending Limited
22 weeks - Industry AVG
Debt Level
it has a ratio of liabilities to total assets of 7109.8%, this is a higher level of debt than the average (62.5%)
7109.8% - Growth Lending Limited
62.5% - Industry AVG
GROWTH LENDING LIMITED financials
Growth Lending Limited's latest turnover from December 2023 is estimated at £9.3 million and the company has net assets of -£2.3 million. According to their latest financial statements, Growth Lending Limited has 17 employees and maintains cash reserves of £413 as reported in the balance sheet.
Data source: Companies House, Pomanda Estimates
| Dec 2023 | Dec 2022 | Dec 2021 | Dec 2020 | |
|---|---|---|---|---|
| Turnover | ||||
| Other Income Or Grants | ||||
| Cost Of Sales | ||||
| Gross Profit | ||||
| Admin Expenses | ||||
| Operating Profit | ||||
| Interest Payable | ||||
| Interest Receivable | ||||
| Pre-Tax Profit | ||||
| Tax | ||||
| Profit After Tax | ||||
| Dividends Paid | ||||
| Retained Profit | ||||
| Employee Costs | ||||
| Number Of Employees | 17 | 17 | 18 | 16 |
| EBITDA* |
* Earnings Before Interest, Tax, Depreciation and Amortisation
| Dec 2023 | Dec 2022 | Dec 2021 | Dec 2020 | |
|---|---|---|---|---|
| Tangible Assets | 936 | 2,049 | 9,527 | 4,916 |
| Intangible Assets | 64,467 | 87,602 | 110,737 | |
| Investments & Other | ||||
| Debtors (Due After 1 year) | ||||
| Total Fixed Assets | 936 | 66,516 | 97,129 | 115,653 |
| Stock & work in progress | ||||
| Trade Debtors | ||||
| Group Debtors | 856 | 7,603,338 | 2,066,329 | 1,020,401 |
| Misc Debtors | 30,982 | 160,292 | 76,690 | 384,040 |
| Cash | 413 | 5,281 | 52,822 | 10,988 |
| misc current assets | ||||
| total current assets | 32,251 | 7,768,911 | 2,195,841 | 1,415,429 |
| total assets | 33,187 | 7,835,427 | 2,292,970 | 1,531,082 |
| Bank overdraft | 105 | |||
| Bank loan | ||||
| Trade Creditors | 2,346,019 | 952,572 | 473,645 | 251,959 |
| Group/Directors Accounts | 10,464,990 | 5,595,966 | 1,798,649 | |
| other short term finances | ||||
| hp & lease commitments | ||||
| other current liabilities | 13,500 | 171,021 | 501,318 | 417,840 |
| total current liabilities | 2,359,519 | 11,588,583 | 6,570,929 | 2,468,553 |
| loans | ||||
| hp & lease commitments | ||||
| Accruals and Deferred Income | ||||
| other liabilities | ||||
| provisions | ||||
| total long term liabilities | ||||
| total liabilities | 2,359,519 | 11,588,583 | 6,570,929 | 2,468,553 |
| net assets | -2,326,332 | -3,753,156 | -4,277,959 | -937,471 |
| total shareholders funds | -2,326,332 | -3,753,156 | -4,277,959 | -937,471 |
| Dec 2023 | Dec 2022 | Dec 2021 | Dec 2020 | |
|---|---|---|---|---|
| Operating Activities | ||||
| Operating Profit | ||||
| Depreciation | 1,113 | 1,113 | 1,059 | 232 |
| Amortisation | 23,135 | 23,135 | 4,938 | |
| Tax | ||||
| Stock | ||||
| Debtors | -7,731,792 | 5,620,611 | 738,578 | 1,404,441 |
| Creditors | 1,393,447 | 478,927 | 221,686 | 251,959 |
| Accruals and Deferred Income | -157,521 | -330,297 | 83,478 | 417,840 |
| Deferred Taxes & Provisions | ||||
| Cash flow from operations | ||||
| Investing Activities | ||||
| capital expenditure | ||||
| Change in Investments | ||||
| cash flow from investments | ||||
| Financing Activities | ||||
| Bank loans | ||||
| Group/Directors Accounts | -10,464,990 | 4,869,024 | 3,797,317 | 1,798,649 |
| Other Short Term Loans | ||||
| Long term loans | ||||
| Hire Purchase and Lease Commitments | ||||
| other long term liabilities | ||||
| share issue | ||||
| interest | ||||
| cash flow from financing | ||||
| cash and cash equivalents | ||||
| cash | -4,868 | -47,541 | 41,834 | 10,988 |
| overdraft | -105 | 105 | ||
| change in cash | -4,868 | -47,541 | 41,939 | 10,883 |
growth lending limited Credit Report and Business Information
Growth Lending Limited Competitor Analysis
Perform a competitor analysis for growth lending limited by selecting its closest rivals, whether from the ADMINISTRATIVE AND SUPPORT SERVICE ACTIVITIES sector, other mid companies, companies in E20 area or any other competitors across 12 key performance metrics.
growth lending limited Ownership
GROWTH LENDING LIMITED group structure
Growth Lending Limited has 6 subsidiary companies.
Ultimate parent company
1 parent
GROWTH LENDING LIMITED
12395628
6 subsidiaries
growth lending limited directors
Growth Lending Limited currently has 2 directors. The longest serving directors include Mr Ladislas Mysyrowicz (Jan 2020) and Mr Edward Hatfield (Feb 2023).
| officer | country | age | start | end | role |
|---|---|---|---|---|---|
| Mr Ladislas Mysyrowicz | United Kingdom | 50 years | Jan 2020 | - | Director |
| Mr Edward Hatfield | United Kingdom | 42 years | Feb 2023 | - | Director |
P&L
December 2023turnover
9.3m
+108%
operating profit
1.9m
0%
gross margin
38.3%
-0.3%
turnover
Turnover, or revenue, is the amount of sales generated by a company within the financial year.
Balance Sheet
December 2023net assets
-2.3m
-0.38%
total assets
33.2k
-1%
cash
413
-0.92%
net assets
Total assets minus all liabilities
Similar Companies
growth lending limited company details
company number
12395628
Type
Private limited with Share Capital
industry
82990 - Other business support service activities n.e.c.
incorporation date
January 2020
age
5
incorporated
UK
ultimate parent company
accounts
Small Company
last accounts submitted
December 2023
previous names
N/A
accountant
LB GROUP LTD
auditor
-
address
19th floor 1 westfield avenue, london, E20 1HZ
Bank
-
Legal Advisor
-
growth lending limited Charges & Mortgages
A charge, or mortgage, refers to the rights a company gives to a lender in return for a loan, often in the form of security given over business assets.
We found 1 charges/mortgages relating to growth lending limited. Currently there are 1 open charges and 0 have been satisfied in the past.
growth lending limited Capital Raised & Share Issues BETA
When a company issues new shares, e.g. to new investors following a funding round, it is required to notify Companies House within one month of making an allotment of shares.
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growth lending limited Companies House Filings - See Documents
| date | description | view/download |
|---|
